offered by
related to

Apply for a Mortgage Loan Originator license

A Mortgage Loan Originator (MLO) license is needed by anyone who for compensation or gain, or in the expectation of compensation or gain, takes a residential mortgage loan application or offers or negotiates the terms of a residential mortgage.

Division of Banks

Phone

Open Monday through Friday 9:00 am - 5:00 pm.

Open Monday through Friday 9:00 am - 5:00 pm.

Open Monday through Friday 9:00 am - 5:00 pm. Use this number if you are hearing impaired.

The Details of Apply for a Mortgage Loan Originator license

What you need for Apply for a Mortgage Loan Originator license

Before submitting an application for a MLO license, you must complete 20 hours of NMLS approved pre-license education courses, which must include 3 hours of Massachusetts content.

You must also achieve a passing score the National Test with Uniform State Content

To confirm your test results have been posted and indicate a passing result you may visit the View Testing Information Quick Guide.

If you already have a record in NMLS, applying for a Massachusetts MLO license will involve filing an individual NMLS record (form MU4) with Massachusetts. If you were once licensed or registered as an individual in another state participating in NMLS you already have a record in NMLS. Submit the form through NMLS and mail any supporting required documents to the Division of Banks (DOB).

If you do not currently have a record in the NMLS, getting started is easy. The NMLS website will walk you through all the steps.

Fees for Apply for a Mortgage Loan Originator license

Name Fee Unit
NMLS Initial Processing Fee $30 per license
MA License Fee $500 per license
MA Investigation Fee $115 per license
Credit Report Fee $15 per license
FBI Criminal Background Check Fee $36.25 per license

How to apply Apply for a Mortgage Loan Originator license

All MLO license applications are submitted online using the NMLS with any supporting documents being mailed to the Division.

If you are associated with a company, it is important that you check in with your company before creating or completing a record in the NMLS.

Mail documents to the Division of Banks:

Massachusetts Division of Banks

Loan Originator Licensing

1000 Washington Street, 10th Floor

Boston, MA 02118

Contact for Apply for a Mortgage Loan Originator license

Address
Main Office
1000 Washington Street, 10th Floor, Boston, MA 02118-6400
Phone

Open Monday through Friday 9:00 am - 5:00 pm.

Open Monday through Friday 9:00 am - 5:00 pm.

Open Monday through Friday 9:00 am - 5:00 pm. Use this number if you are hearing impaired.

Fax
(617) 956-1599

Feedback

Did you find what you were looking for on this webpage? * required
We use your feedback to help us improve this site but we are not able to respond directly. Please do not include personal or contact information. If you need a response, please locate the contact information elsewhere on this page or in the footer.
We use your feedback to help us improve this site but we are not able to respond directly. Please do not include personal or contact information. If you need a response, please locate the contact information elsewhere on this page or in the footer.

If you need to report child abuse, any other kind of abuse, or need urgent assistance, please click here.

Feedback