Manage Your Business Entity License

Important Note: The Division of Insurance does not maintain ownership information for business entities. We do not track or update Owners, Partners Officers, or Directors.

Important Renewal Information

Business Entity Licenses must be renewed through NIPR before the license expiration date. Massachusetts does not provide a grace period for late Business Entity License renewals.

If your Business Entity License expires before it is renewed, you cannot submit a renewal application. Instead, you must submit a new initial Business Entity License application through NIPR.

Understanding Members and DRLPs

A Business Entity Producer must designate at least one Designated Responsible Licensed Producer (DRLP). The DRLP is responsible for ensuring the business entity complies with Massachusetts insurance laws and regulations.

• Every DRLP is automatically listed as an affiliated member.
• A DRLP does not need to be an owner, partner, officer, or director.
• All affiliated members must hold Massachusetts producer licenses, regardless of residency.

Line of Authority Requirements

Massachusetts requires that a business entity must maintain at least one affiliated member licensed for each line of insurance offered by the business.

This requirement may be met by:

• One affiliated member (often the DRLP) holding all required lines of authority, or
• Multiple affiliated members collectively holding the required lines of authority
• Multiple DRLPs may be designated if desired. This helps to avoid the entity license becoming inactive in the event of a DRLP licensure lapse. 

Add or Remove a Member or DRLP

1. Go to NIPR.com to access the application page.
2. Click Apply for a New License.
3. Select Business Entity License.
4. Enter an identifier to access your license profile.
5. Click Start Application on the left side of your license profile.
6. Select Producer Licensing.
7. Select Initial.
8. Select either Resident or Non-Resident License, as applicable.
9. Select Massachusetts.
10. Select only the Lines of Authority (LOAs) that you currently maintain. Selecting an additional LOA may alter your license.
11. Continue through the application until you reach the Member/Affiliations section.
12. Add or remove the applicable members before proceeding to the next section. Select if they are a DRLP. 
13. Complete the remainder of the application, submit the required payment, and finalize the transaction.

Important: The “Update DRLP” option on the Licensee Home page is not available for Massachusetts DRLP changes.

Business Names and DBA Names

All Business Entity names must be approved by the Division of Insurance before applying for a license. Names must be professional in nature and cannot duplicate the name of another licensed entity. Business Entities may have one approved DBA (Doing Business As) name.

Request Name or DBA Approval

To request name approval or submit a DBA for approval, email: DOINameApproval@mass.gov

After receiving name approval from the Division of Insurance, a DBA must be registered with the city or town where business will be conducted before it can be added to a license record. Non-resident agencies may register a DBA with the City of Boston. After obtaining the Business Certificate, submit a copy to DOINameApproval@mass.gov to have the DBA added to your license record.

Change a Business Entity Name

Business entities must obtain Division approval before changing the business name on their Massachusetts license.

• Step 1: Request name approval from the Division of Insurance by emailing: DOINameApproval@mass.gov
• Step 2: Update your business name with the Massachusetts Secretary of the Commonwealth.
• Step 3: Submit an updated Certificate of Good Standing showing the new business name to: DOINameApproval@mass.gov. The Division will update your license after the documentation is reviewed.

Need Help? Contact the Business Entity team at: DOIRegistrationDocs@mass.gov