Operation Money Wise

Financial empowerment for veterans, service members, and their families.

What is Operation Money Wise?

Military veterans and their families face personal financial challenges every day. To address these challenges, Treasurer Deborah B. Goldberg and the Office of Economic Empowerment (OEE) established Operation Money Wise, a grant opportunity funded through the Division of Banks, for non-profit organizations, public agencies, and Massachusetts institutions of higher education to increase the scope of financial education for military personnel and their families.

This grant empowers organizations to use their knowledge and expertise to offer programs that will best serve their community, such as strategy sessions on basic budgeting, managing debt, preparing for retirement, planning for college, and monetary decision-making.

Programs can vary from intensive one-day seminars to multiple sessions focused on different financial topics in partnership with various local colleges and financial institutions.

Applicants are encouraged to connect their proposed financial education initiative to an existing program with a proven track record of successfully engaging the Military, Veteran, Family, and Survivor Community (MVFSC).

Some examples of such proven programs include, but are not limited to:

• Career-training
• Gold Star Family programming
• National Guard Reintegration Yellow Ribbon Programs
• Volunteer Income Tax Assistance (VITA) programs

Operation Money Wise Program Summary 2025

Who can apply?

Grants will be awarded to applicants who can demonstrate that their services are:

• Innovative
• Comprehensive
• Impactful

Applicants may request up to $5,000 for the proposed project.

Apply for Operation Money Wise

The application period is now closed. To stay informed about future funding opportunities and updates, please subscribe to our newsletter. 

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Get Started with our Grant Portal:

Applicant Log On 

How to Get Started with Foundant:

1. Click the above link to access the Logon Page.
   1. If you have already created an account, enter your information and click Log On.
   2. If you have already created an account but have forgotten your password, click Forgot Your Password to reset it.
   3. If you have not created an account, click Create New Account.
   4. If someone else from your organization has created an account for this site but you have not created your own account yet, reach out to the site's administrator. They can create an account for you that will be connected to your organization in the site.
2. If you clicked Create New Account, you will be asked to complete registration information for yourself and your organization. After filling out all the information, click Create Account.
3. The next page asks you to verify that you received your confirmation email. This helps ensure that you will receive other communications from this organization about your application. Click Continue.

Apply for a Grant:

1. Click Apply to reach the Apply page which lists the available grant opportunities and details about each.
   1. Click Preview for any grant opportunity on the page if you would like to view the first form without starting a grant request.
2. Click Apply for a grant opportunity when you are ready to start a request.
3. You will arrive at the first form for the request, we do not require a Letter of Intent (LOI)
   1. If there is a deadline to submit the form, it is listed at the top of this page.
   2. Click Question List to download a copy of the form.
   3. Click Application Packet to download a .pdf copy of the form once you have completed it for your records.
4. Complete the questions on the form.
   1. Required questions are marked with an asterisk.
   2. The system automatically saves your work every 100 characters you type and when you click out of a question. You can click Save at any time.
5. Click Submit when you are ready to submit the form.
   1. If you decide to withdraw your application before submitting it, click Abandon Request instead.
   2. The system notifies you of any required questions that were missed. Complete those questions, and then click Submit again on the form.
   3. You will receive a confirmation message when your form is successfully submitted. Click Continue.

2025 Operation Money Wise Grant Recipients

This year, six organizations received $5,000 each to create new or improve pre-existing financial programs. The 2025 grant recipients are: 

Organization	City/Town
Aging Services of North Central Massachusetts	Leominster
Bridgewater State University	Bridgewater
Falmouth Community Veterans Center	Falmouth
North Shore Community College	Danvers
Springfield Partners For Community Action	Springfield
Veterans Legal Services	Boston