2024 MassHealth Income Standards and Federal Poverty Guidelines
Additional Resources
Eligibility Figures for Residents of a Long-Term-Care Facility
The figures in this table are used in determining eligibility for a MassHealth member who lives in a long-term-care facility.
All figures are effective January 1, unless otherwise noted.
| Figure Types | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Personal needs allowance (PNA)/ LTC income standard | $72.80 | $72.80 | $72.80 | $72.80 |
| Maximum home equity limits | $1,097,000.00 | $1,071,000 | $1,033,000 | $955,000 |
| Community spouse minimum resource (assets) standard | $31,584.00 | $30,828 | $29,724 | $27,480 |
| Community spouse maximum resource (assets) standard | $157,920.00 | $154,140 | $148,620 | $137,400 |
| Average daily cost of nursing facility services | $441.00 (eff. 11/01/24) | $ 441.00 $433.00 | $433.00 $427.00 | $427.00 $410.00 |
Eligibility Figures for Community Residents Age 65 or Older
The figures in this table are used in determining eligibility for a MassHealth member age 65 or older who lives in the community.
All figures are effective January 1, unless otherwise noted.
Living Arrangement Category: Individual
| Figure Type | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| MassHealth asset limit | $2,000 | $2,000 | $2,000 | $2,000 |
| Medicare Savings Programs (MSP) asset limit | As of March 1, 2024, there is no asset limit for MSPs. | $18,860 for January and February 2024. | $18,180 | $16,800 |
| Federal benefit rate (300%) | $2,901 | $2,829 | $2,742 | $2,523 |
| Medicare Part B premium (per month) | $185.00 | $174.70 | $164.90 | $170.10 |
Living Arrangement Category: Member of a Married Couple
| Figure Type | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| MassHealth asset limit | $3,000 | $3,000 | $3,000 | $3,000 |
| Medicare Savings Programs (MSP) asset limit | As of March 1, 2024, there is no asset limit for MSPs. | $28,260 for January and February 2024. | $27,260 | $25,200 |
| Federal benefit rate (300%) | $2,901 | $2,829 | $2,742 | $2,523 |
| Medicare Part B premium (per month) | $185.00 | $174.70 | $164.90 | $170.10 |
Figures Used to Determine Minimum-Monthly-Maintenance-Needs Allowance (MMMNA)
The figures in this table are used to determine the minimum-monthly-maintenance-needs allowance (MMMNA) for the community spouse of a MassHealth member who lives in a long-term-care facility.
| Figure Type | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Maximum MMMNA | $3,948.00 (eff. 1/1/2025) | $3,853.50 (eff. 01/01/24) | $3,715.50 (eff. 01/01/23) | $3,435.00 (eff. 01/01/22) |
| Minimum MMMNA | $2,555 (eff. 7/1/2024) | $2,555.00 $2,465.00 | $2,465.00 $2,288.75 | $2,288.75 $2,177.50 |
| Standard shelter expense | $766.50 (eff. 7/1/2024) | $766.50 $739.50 | $739.50 $686.63 | $686.63 $653.25 |
| SNAP utility expense Heat expense | $890.00 (eff. 10/1/2024) | $890.00 (eff. 10/01/24) $852.00 (before 10/01/24) | $852.00 (eff. 10/01/23) $860.00 (before 10/01/23) | $860.00 (eff. 10/01/22) $688.00 (before 10/01/22) |
| SNAP utility expense No heat expense | $542.00 (eff. 10/1/2024) | $542.00 (eff. 10/01/24) $520.00 (before 10/01/24) | $520.00 (eff. 10/01/23) $525.00 (before 10/01/23) | $525.00 (eff. 10/01/22) $421.00 (before 10/01/22) |
Massachusetts Supplemental Security Income (SSI) Payment Standards Effective January 1, 2025
Living Arrangement Category: Individual
| Population Type | A Full Cost of Living | B Shared Living | C Household of | E Licensed | G
|
|---|---|---|---|---|---|
| Aged | $1,095.82 | $1,006.26 | $749.03 | $1,260.00 | $1,421.00 |
| Blind | $1,116.74 | $1,116.74 | $1,116.74 | $1,260.00 | $1,421.00 |
| Disabled | $1,081.39 | $997.40 | $732.25 | $1,260.00 | $1,421.00 |
Living Arrangement Category: Member of a Couple
| Population Type | A Full Cost of Living | B Shared Living | C Household of | E Licensed | G
|
|---|---|---|---|---|---|
| Aged | $825.86 | $825.86 | $591.24 | $1,260.00 | $1,065.50 |
| Blind | $1,116.74 | $1,116.74 | $1,116.74 | $1,260.00 | $1,065.50 |
| Disabled | $815.03 | $815.03 | $580.43 | $1,260.00 | $1,065.50 |
Note: The 2025 SSI federal benefit rate (FBR) for an individual is $2,901.
Note: The personal needs allowance in licensed rest homes, nursing facilities, and chronic-disease hospitals is $72.80.
Retirement, Survivors, and Disability Insurance (RSDI) Cost-of-Living Adjustments (COLA)
Historic cost-of-living adjustments to the RSDI rates may be found at www.ssa.gov/oact/cola/SSIamts.html.
| Date published: | January 6, 2025 |
|---|---|
| Last updated: | January 6, 2025 |