This page, Benefit Guides, is offered by
Group Insurance Commission

Benefit Guides

Resources to help you make informed decisions about your benefit options as a new employee, during Annual Enrollment or due to a qualifying event.

Updated Benefit Guides are available immediately before GIC’s Annual Enrollment, at the beginning of April every year. These guides provide important benefit information for the upcoming benefits year (July 1 – June 30 of each year), including health insurance plan comparisons, rates, copays, important reminders, and more.

Please carefully review the GIC Benefit Guides as well as detailed benefits information for each insurance carrier to assist you in making informed decisions about your coverage during Annual Enrollment or within 60 days of experiencing a qualifying event. Note: After evaluating your benefit options, if you do not want to select a different health plan during Annual Enrollment, no further action is needed. However, if you want to select a different plan, be sure to submit your changes to the GIC no later than May 1, 2024.

Fiscal Year 2025 Benefit Guides (For Benefits Effective July 1, 2024):

This year, for the first time, the GIC state employee and state retiree & survivor benefit guides are combined. This change will help guide employees who are transitioning from active employment into retirement.

2024-2025 State Employees, Retirees & Survivors Benefits Guide

2024-2025 Municipal Employees, Retirees & Survivors Benefits Guide

2024-2025 Retired Municipal Teacher & Elderly Government Retiree Benefits Guide