2005 Long Term Care Insurance Survey Results

2005 Long Term Care Insurance Survey Results

Cover Page and Acknowledgement

Administrative Summary

Introduction

General Information

Marketing Practices

Nonforfeiture Benefits

Lapse Rates

Inflation Coverage

Maximum Benefit Period

Nursing Home Coverage

Home Health Care Coverage

Long-Term Care Insurance Pricing

Massachusetts Group Policies

Accelerated Death Benefit Riders

 

Appendices

Appendix A Survey Issued on March 7, 2005

Appendix B List of Companies Responding to the Survey

Appendix C Statistical Methodology Used in the Tables

Appendix D Glossary of Common Long-Term Care Terminology

Appendix E  file size4MBNational Association of Insurance Commissioners Long-Term Care Insurance Model Regulation - April 2002