Why are you getting a new tax form?
The Affordable Care Act (ACA) has rules about health insurance coverage. You need to have health insurance that meets a standard called Minimum Essential Coverage (MEC). If you have MEC, you will not have to pay a fee or penalty.
The following types of MassHealth coverage are MEC.
- MassHealth Standard
- MassHealth CommonHealth
- MassHealth Family Assistance
- MassHealth CarePlus
The following types of coverage are not MEC. If you have any of these types of coverage, we will not send you Form 1095-B.
- MassHealth Limited
- Health Safety Net (HSN)
- Children’s Medical Security Plan (CMSP)
Visit the MassHealth Coverage Types to learn more or call us at (800) 841-2900.
Visit the Types of health insurance that count as coverage web page for information on what counts as MEC.
For your federal income tax return: Form 1095-B
If we send you the 1095-B, you will need it to fill out your federal income tax return. Form 1095-B shows the months you had MassHealth coverage in 2016. MassHealth shares the information on the 1095-B with the IRS.
Important: MassHealth will mail a separate Form 1095-B to each covered person in a household.
To learn more about Form1095-B, visit the IRS website at https://www.irs.gov/uac/About-Form-1095-B.
For your state income tax return: MA 1099-HC
If we send you MA 1099-HC, you will need it to fill out your state income tax return. Like the federal 1095-B form, the 1099-HC shows each month you had MassHealth coverage in 2016.
Important: Some people who get the federal 1095-B form do not need to get the MA 1099-HC. If the 1099-HC was not in your envelope, you do not need it to fill out your state income tax return.
For more information about the Form 1099-HC and Massachusetts health care coverage, visit the DOR Taxpayer Help & Resources web page.
Please note: If you get both forms, the health coverage shown on your federal 1095-B may be different from the coverage shown on the state 1099-HC. This is because the federal and state rules for MEC are different.
What if I can’t find my Form 1095-B or 1099-HC from MassHealth?
If you can’t find your 1095-B or 1099-HC, you can call us for a replacement copy. Remember that not everyone gets both forms. The phone number is (866) 682-6745 (TTY: (800) 497-4648 for people who are deaf, hard of hearing, or speech disabled). We are open Monday through Friday from 8:00 a.m. to 5:00 p.m.
What if I think the information on the Form 1095-B or 1099-HC isn’t right?
If you think the information on any form we’ve sent you is wrong, please call us at (866) 682-6745 (TTY: (800) 497-4648).