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Understanding Debt and Credit

Managing your credit and debt can set you up for economic success. Learn more about your rights and responsibilities with tips from the Attorney General's Office.

Learn more about managing your credit and your rights and responsibilities with credit and debt. Having an issue with a debt collector, a credit card company, or a credit reporting agency? File a consumer complaint with the Attorney General's Office.

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Top tasks

What to know if you're contacted by a debt collector  File a consumer complaint 

All other tasks

Should I get a credit card?  Monitoring your Credit Report  Fair Debt Collection 

What you need to know

Credit Reporting Agencies Multistate Settlement 
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