Consent Order  Consent Order: Parras, Inc. and Diana Cammarata, Individually

Date:	10/02/2026
Organization:	Division of Banks
Location:	Boston, MA

WHEREAS, PARRAS INC, (Parras or the Corporation), a licensed check casher under  

Massachusetts General Laws chapter 169A section 2, and Diane Cammarata, the sole owner of Parras, have been advised of their right to Notice and Hearing pursuant to Massachusetts General Laws chapter 30A, section 10, and having waived those rights, entered into a STIPULATION AND CONSENT TO THE ISSUANCE OF A CONSENT ORDER (Consent Agreement) with representatives of the Division of Banks (Division) dated September  ____, 2026, whereby, solely for the purpose of settling this matter, Parras and Diane Cammarata agree to the issuance of this CONSENT ORDER (Consent Order) by the Commissioner of Banks (Commissioner); 

WHEREAS, the Division, through the Commissioner, has jurisdiction over the licensing and regulation of persons and entities engaged in the business of a check casher in Massachusetts pursuant to Massachusetts General Laws chapter 169A section 2 and its implementing regulations 209 CMR 45.00 et seq.; 

WHEREAS, Parras, at all relevant times, has been a Massachusetts Corporation doing business in the Commonwealth at 166 Lincoln Street, Worcester, Massachusetts 01605;  

WHEREAS, Diane Cammarata, at all relevant times, has been the President and sole owner of Parras; 

WHEREAS, on March 20, 2026 pursuant to Massachusetts General Laws chapter 169A, section 10, the Division commenced an examination (“2026 Examination”) of the books, accounts, papers, records, and files maintained by Parras to evaluate the Corporation’s compliance with Massachusetts and federal statutes and regulations governing the conduct of a check casher in Massachusetts;   

WHEREAS, the Division’s 2026 Examination revealed significant failures to comply with certain laws, rules, and regulations governing the conduct of those engaged in the business of a check casher in Massachusetts; and  

WHEREAS, the parties now seek to resolve by mutual agreement, the matters identified in the Report. 

ORDER

NOW COME the parties in the above-captioned matter, the parties stipulate and agree as follows: 

1. Immediately upon the execution of this Consent Order, Parras and any and all officers, directors, or managers or their successors or assigns operating on behalf of Parras, will cease engaging in the business of a check casher as defined under Massachusetts General Laws chapter 169A, section 1.   
2. Immediately upon the execution of this Consent Order, the Division will update Parras’ check casher license number CC0145 in the Nationwide Mortgage Licensing System (NMLS) to “Terminated-Ordered to Surrender.” 
3. Parras and any and all officers, directors, employees, or managers or their successors or assigns operating on behalf of Parras will be prohibited from submitting an application to obtain a check casher license or any other license or registration from the Division at any time in the future.  
4. Diane Cammarata is prohibited from taking an ownership position in any entity regulated by the Division and from participating in any manner in the responsibilities or duties of a control person of such an entity.   For purposes of this Consent Order “control” shall be defined as the power, directly or indirectly, to direct the management or policies of a company, whether through ownership or securities, by contract or otherwise.   
5. Upon the execution of this Consent Order, Parras and/or Diane Cammarata shall submit payment of $900 to satisfy the costs of the Division’s 2026 Examination of Parras. The payment shall be made payable to the “Commonwealth of Massachusetts” and mailed to the Division of Banks, Commonwealth of Massachusetts, P. O. Box 3952, Boston, Massachusetts 02241-3952. 
6. The provisions of this Consent Order shall not limit, estop, or otherwise prevent any other state agency or department, from taking any other action affecting Parras or Diane Cammarata. 
7. This Consent Order shall become effective immediately upon the date of its issuance.   
8. The provisions of this Consent Order shall be binding upon Parras, Diane Cammarata, and their directors, officers, managers, and their successors and assigns. 
9. In accordance with the terms of the Consent Agreement entered by Diane Cammarata and the Commissioner, Diane Cammarata individually and Parras, Inc. have waived all rights of appeal that they may have. 
10. The provisions of this Consent Order shall remain effective and enforceable except to the extent that, and until such time as, any provisions of this Consent Order shall have been modified, terminated, suspended, or set aside by the Commissioner or upon an order of a court of competent jurisdiction. 

11. This Consent Order and the Consent Agreement are the complete documents representing the resolution of this matter. There are no other agreements, promises, representations, or warranties regarding this matter other than those set forth in this Consent Order and the Consent Agreement.

    BY ORDER AND DIRECTION OF THE COMMISSIONER OF BANKS:

    Dated at Boston, Massachusetts, this 2nd day of October 2026. 

    By: 
    Mary L. Gallagher 
    Commissioner of Banks 
    Commonwealth of Massachusetts