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Division of Banks Online Annual Report System portal

Banks and credit unions use the Online Annual Report System (OARS) portal to submit Annual Report data to the Division of Banks (DOB).

Massachusetts state-chartered banks and credit unions must electronically submit annual report data to the Division of Banks (DOB).

In accordance with the General Laws of Massachusetts, an annual report of the institution must be made to the Commissioner of Banks as of the year ending December 31st, and is required to be filed by February 1st of each calendar year.

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