Apply for the HIC Guaranty Fund

To apply for the HIC Guaranty Fund, a homeowner must file a claim application within 7 years from the date of contract. Homeowners must also demonstrate that all reasonable efforts to collect the judgment have been exhausted. Reasonable efforts to collect is a separate requirement that is different from the dispute process to collect payment from the contractor. It usually begins after the judgement or arbitration award which may require additional time to prove reasonable efforts were made.  

• Incurred actual losses as a result of a registered contractor's work performed in a poor or unworkmanlike manner,
• Obtained a court judgment or arbitration award against the contractor.
• Exhausted reasonable legal remedies in the effort to collect the amount of the judgment, and
• Submitted Claim Application to the Office of Consumer Affairs no later than 7 years from the date of contract.

Failure to complete your claim fully and legibly could result in denial or delay of your claim. You must submit your claim application within 7 years from the date of contract.