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Appendix of the Commonwealth Health Insurance Connector Authority Audit

The enrollment by health connector coverage separated by tiers of healthcare plans.

Table of Contents

Overview

People who use Health Connector to shop for healthcare can choose plans from four “metallic” tiers: Platinum, Gold, Silver, or Bronze. Platinum plans offer the highest premiums but the lowest copays and deductibles. Gold and Silver plans have lower premiums but higher copays and deductibles than Platinum plans. Bronze plans offer the lowest premiums but have the highest copays and deductibles of any metallic tier. Additionally, there is a Catastrophic plan available to people who are under 30 years old or have a qualifying exemption from the federal government; this plan has very high deductibles.

Enrollment by Health Connector Coverage Level

Calendar Year*

Platinum

Gold

Silver

Bronze

Catastrophic

Total

2015

9,045

10,717

194,666

13,172

1,996

229,596

2016

6,486

11,525

228,437

8,526

783

255,757

*  Fewer than 0.5% of members were enrolled in metallic tiers in 2014. Figures for 2015 include data from January 2015 through December 2015; figures for 2016 include data from January 2016 through June 2016.

Members enrolled in the Silver tier accounted for 85% of all members in 2015 and 89% of all members in 2016.
Date published: January 16, 2018
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