• This page, Companies Offering Private Residential or Commercial Flood Coverage, is   offered by
  • Division of Insurance

Companies Offering Private Residential or Commercial Flood Coverage

Several companies in Massachusetts offer private residential or commercial flood coverage. Please note that additional coverage may be available through the surplus lines market. You may want to consider talking to a local independent agent.

Residential Flood

Companies Offering Residential Flood Policies: 

  • Federal Insurance
  • Zurich American
  • QBE Insurance 

Companies Offering Limited Residential Flood Coverage via Flood Endorsement: 

  • American European Insurance Company
  • American Security Insurance Company
  • Bankers Standard Insurance Company
  • Kingstone Insurance Company
  • Privilege Underwriters Reciprocal Exchange
  • Stillwater Property and Casualty Insurance Company
  • The Cincinnati Insurance Company
  • Technology Insurance Company, Inc. 

Companies Offering Excess Residential Coverage: 

  • AIG Casualty Company
  • Berkley Insurance Company
  • Federal Insurance Company
  • Markel American Insurance Company
  • Wright National Flood Insurance Company
  • Technology Insurance Company, Inc. 

As of 10/15/25 

Private Commercial Flood Insurance

  • Admiral indemnity
  • Nationwide Assurance
  • RLI Insurance Company
  • Transportation Ins Company
  • Valley Forge Insurance
  • American Casualty of Reading PA
  • The Cincinnati Casualty Company
  • Greenwich Insurance Company
  • Technology Insurance Company, Inc.
  • Security National Insurance Company
  • Wesco Insurance Company
  • The North River Insurance Company
  • XL Specialty Insurance Company
  • Excelsior Insurance Company
  • Peerless Insurance Company
  • Norfolk and Dedham Mutual Fire
  • Pennsylvania Manufacturers Indemnity Company
  • Florists' Mutual Insurance Company
  • Great American Insurance Company of New York
  • Great American Insurance Company
  • National Fire Insurance Company of Hartford
  • New Hampshire Insurance Company
  • Jewelers Mutual Insurance Company
  • Guideone National Insurance Company
  • US Fire Insurance Company
  • Scottsdale Insurance Company
  • Endurance American Specialty Insurance Company
  • HDI Global Insurance Company
  • QBE Insurance Corporation
  • CUMIS Insurance Society, Inc.
  • Verlan Fire Insurance Company
  • Berkley Regional Insurance Company
  • Great Northern Insurance Company
  • Pacific Indemnity Company
  • Vigilant Insurance Company
  • Federal Insurance Company
  • Nationwide Agribusiness Insurance Company
  • Insurance Company of Greater New York
  • Greater New York Mutual Insurance Company
  • Strathmore Insurance Company
  • Regent Insurance Company
  • General Casualty Company of Wisconsin
  • National Union Fire Insurance Company of Pittsburgh, Pa.
  • Insurance Company of the State of Pennsylvania
  • American Home Assurance Company
  • Illinois National Insurance Company
  • Atlantic Specialty Insurance Company
  • Nationwide General Insurance Company
  • Nationwide Affinity Insurance Company of America
  • Central Mutual Insurance Company
  • Middlesex Insurance Company
  • Sentry Insurance Company
  • Ohio Casualty Insurance Company
  • Security National Insurance Company
  • Wesco Insurance Company
  • Employers Mutual Casualty Company
  • Philadelphia Indemnity Insurance Company
  • American Security Insurance Company
  • Westport Insurance Corporation
  • Zurich American Insurance Company
  • Employers Insurance Company of Wausau
  • Liberty Mutual Fire Insurance Company
  • American Zurich Insurance Company
  • XL Insurance America
  • Allianz Global Risks US Insurance Company
  • Swiss Re Corporate Solutions
  • National General Insurance Company
  • Graphic Arts Mutual Insurance Company
  • RSUI Indemnity Company
  • Fireman's Fund Insurance Company
  • Arch Insurance Company
  • Lyndon Southern Insurance Company
  • The Hanover American Insurance Company
  • Acadia Insurance Company
  • Graphic Arts Mutual Insurance Company
  • Union Insurance Company
  • Firemen's Insurance Company of Washington, D.C.
  • Continental Western Insurance Company
  • The Cincinnati Casualty Company
  • Bankers Insurance Company
  • Hartford Casualty Insurance Company
  • National Casualty Company
  • Tri-State Insurance Company of Minnesota
  • Continental Insurance Company
  • Citizens Insurance Company of America
  • Granite State Insurance Company
  • Graphic Arts Mutual Insurance Company
  • Utica Mutual Insurance Company
  • Hanover Insurance Company
  • Pennsylvania Manufacturers' Association Ins. Co.
  • Mitsui Sumitomo Insurance Company of America

As of 10/1/24: 

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