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Selected financial services laws

The below list includes Massachusetts General Laws (M.G.L.) applying to the financial services industry.
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M.G.L. c. 93, s. 24: Debt collection and loan servicing 
M.G.L. c. 93, s. 24A: Debt collection and loan servicing 
M.G.L. c. 93, s. 24B: Debt collection and loan servicing 
M.G.L. c. 93, s. 24C: Debt collection and loan servicing 
M.G.L. c. 93, s. 24D: Debt collection and loan servicing 
M.G.L. c. 93, s. 24E: Debt collection and loan servicing 
M.G.L. c. 93, s. 24F:Debt collection and loan servicing 
M.G.L. c. 93, s. 24G: Debt collection and loan servicing 
M.G.L. c. 93, s. 24H: Debt collection and loan servicing 
M.G.L. c. 93, s. 24I: Debt collection and loan servicing 
M.G.L. c. 93, s. 24J: Debt collection and loan servicing 
M.G.L. c. 93, s. 24K: Debt collection and loan servicing 
M.G.L. c. 93, s. 25: Debt collection and loan servicing 
M.G.L. c. 93, s. 26: Debt collection and loan servicing 
M.G.L. c. 93, s. 27: Debt collection and loan servicing 
M.G.L. c. 93, s. 28: Debt collection and loan servicing 
M.G.L. c. 93, s. 70: Certification of title/liability of attorney 
M.G.L. c. 140, s. 96: Small loan companies 
M.G.L. c. 140, s. 96A: Small loan companies 
M.G.L. c. 140, s. 97: Small loan companies 
M.G.L. c. 140, s. 98: Small loan companies 
M.G.L. c. 140, s. 99: Small loan companies 
M.G.L. c. 140, s. 100: Small loan companies 
M.G.L. c. 140, s. 101: Small loan companies 
M.G.L. c. 140, s. 102: Small loan companies 
M.G.L. c. 140, s. 103: Small loan companies 
M.G.L. c. 140, s. 104: Small loan companies 
M.G.L. c. 140, s. 106: Small loan companies 
M.G.L. c. 140, s. 107: Small loan companies 
M.G.L. c. 140, s. 108: Small loan companies 
M.G.L. c. 140, s. 109: Small loan companies 
M.G.L. c. 140, s. 110: Small loan companies 
M.G.L. c. 140, s. 111: Small loan companies 
M.G.L. c. 140, s. 112: Small loan companies 
M.G.L. c. 140, s. 113: Small loan companies 
M.G.L. c. 140, s. 114: Small loan companies 
M.G.L. c. 140, s. 114A: Small loan companies 
M.G.L. c. 140, s. 114B: Small loan companies 
M.G.L. c. 140, s. 114C: Small loan companies 
M.G.L. c. 140D: Truth-in-Lending 
M.G.L. c. 140E: Truth-in-Savings 
M.G.L. c. 167: Supervision of banks 
M.G.L. c. 167A: Bank Holding Companies 
M.G.L. c. 167B: Electronic fund transfers 
M.G.L. c. 167C: Bank locations and offices 
M.G.L. c. 167D: Bank deposits and accounts 
M.G.L. c. 167E: Bank mortgages and loans 
M.G.L. c. 167F: Bank investments 
M.G.L. c. 167G: Bank trust powers 
M.G.L. c. 167H: Mutual Holding Companies 
M.G.L. c. 168: Savings banks 
M.G.L. c. 169: Foreign transmittal agencies 
M.G.L. c. 169A: Check cashers 
M.G.L. c. 170: Co-operative banks 
M.G.L. c. 171: Credit unions 
M.G.L. c. 172: Trust companies 
M.G.L. c. 183, s. 22: Co-operative bank mortgage 
M.G.L. c. 183, s. 23: Statutory co-operative bank mortgage 
M.G.L. c. 183, s. 24: Statutory co-operative bank power of sale 
M.G.L. c. 183, s. 28C: Borrower’s interest 
M.G.L. c. 183, s. 56: Prepayment penalties 
M.G.L. c. 183, 59: Late charges 
M.G.L. c. 183, s. 60: Renewal of balloon note 
M.G.L. c. 183, s. 61: Payment of interest on tax escrow funds 
M.G.L. c. 183, s. 62: Mortgagee’s payment of tax escrow funds to municipalities 
M.G.L. c. 183, s. 63: Points 
M.G.L. c. 183, s. 63A: Revision of terms 
M.G.L. c. 183, s. 63B: Good funds 
M.G.L. c. 183, s. 64: Redlining 
M.G.L. c. 183, s. 65: Requiring mortgagee to accept a binder of insurance 
M.G.L. c. 183, s. 67: Reverse mortgages 
M.G.L. c. 183, s. 68: Insurance sales requirements 
M.G.L. c. 183C: High cost loans 
M.G.L. c. 184, s. 17B: Mortgage application 
M.G.L. c. 184, s. 17B½: Variable or adjustable rates/subprime loans for first-time homebuyers 
M.G.L. c. 255, s. 12C: Promissory notes 
M.G.L. c. 255, s. 12F: Creditor’s defenses 
M.G.L. c. 255, s. 12G: Limits on loan insurance charges 
M.G.L. c. 255, s. 12H: Charge cards 
M.G.L. c. 255, s. 12J: UFFI 
M.G.L. c. 255, s. 13I: Repossession 
M.G.L. c. 255, s. 13I: Repossession 
M.G.L. c. 255, s. 13L: Prepayment procedures 
M.G.L. c. 255B: Retail installment sales/motor vehicle 
M.G.L. c. 255C: Insurance premium financing 
M.G.L. c. 255D: Retail installment sales 
M.G.L. c. 255E: Mortgage lenders and mortgage brokers 
M.G.L. c. 255F: Mortgage loan originators 

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