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This opinion was issued in the second quarter of 1998.
Chapter 174, Section 1 of the Acts of 1997 exempts the financing of commercial insurance policies from the maximum interest rates established by the Insurance Premium Finance Board. The maximum rate governing the financing of insurance premiums for personal, family or household purposes, in 955 CMR 2.00 et seq., is 18% plus a $16 administrative fee . Chapter 174 § 3 exempts insurance agents or brokers, who finance exclusively their own customers' commercial insurance policies, from licensing under Mass. Gen. Laws chapter 255C.