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This opinion was issued during the third quarter of 1999.
A licensed Massachusetts retail installment sales finance company proposes to assist an FDIC insured Utah industrial loan company in making unsecured personal loans. The Division reviewed the request and considered Mass. Gen. Laws chapter 140, section 96 in making its determination that a small loan license would be required in the event the loans to be arranged by the sales finance company are $6,000.00 or less with an interest rate which exceeds 12% per annum and the sales finance company would directly or indirectly receive a fee or other consideration.