Procedures and deadlines
GIC members can enroll in or update benefits throughout the year within 60 days of a qualifying event or during GIC's Annual Enrollment. Enrollments, updates, and supporting documentation received after 60 days of the qualifying event will be denied and you must wait until the next Annual Enrollment to update your benefits.
For more information about benefit changes you can make due to a qualifying event, refer to the qualifying events chart to access a comprehensive overview of qualifying events, the allowable benefit changes for that event, supporting documentation required, and deadlines.
Qualifying events include:
- Birth, Adoption
- Divorce/Legal Separation
- Death of Spouse/Dependent
- Spouse/Dependent's Employer's Open Enrollment
- Change in Dependent's Status
- Spouse/Dependent Moving to the United States
- Loss of eligibility for Medicaid or CHIP coverage
- Court order/Judgement
- Moving out of your health plan's service area
- Change in Employment Status
Please note: The Mass Connector’s or another state’s exchange’s open enrollment period is not a qualifying event to enroll in or drop GIC health insurance coverage. Health care reform exchanges are not employer-sponsored.
Please note: Even if you are a GIC member and reside in a state where civil unions are recognized, your partner is not eligible for GIC health insurance. Only spouses are eligible for health insurance benefits through the GIC. A marriage certificate must be provided to add your spouse to your coverage.