Deviation and Schedule Credit Plans

Credit Plans
CompanyEffectiveProgram Description / Rate Deviations
ACADIA9/1/2024CONTINENTAL WESTERN INS. CO.: -7%  DEV.; UNION INS. CO.: -12% DEV.
ACE (CHUBB) 9/1/2024CHUBB INDEMNITY INS. CO.: -10% DEV.; GREAT NORTHERN INS. CO.: -10% DEV.; ACE FIRE UNDERWRITERS INS. CO.: -15% DEV.; PACIFIC INDEMNITY CO.: -20%; INDEMNITY INS. CO. OF NORTH AMERICA: -25% DEV.; CHUBB NATL. INS. CO.: -25% DEV.
AIM9/1/2024A.I.M. MUTUAL INS. CO.: -10% DEV.; MASS. EMPLOYERS INS. CO.:-15% DEV. 
ALLIANZ (American Auto)9/1/2024NATIONAL SURETY CORP: -15% DEV.; FIREMAN'S FUND INS. CO.: -20% DEV.
AMERISURE 9/1/2024AMERISURE MUTUAL INS. CO., AMERISURE INSURANCE CO. & AMERISURE PARTNERS INS. CO.: EXP. CONST. OF $64 REGARDLESS OF RISK SIZE
AmTrust NGH Grp (Technology)9/1/2024Technology Ins. Co.: -5% DEV; Southern Ins. Co.: -5%; CorePointe Ins. Co.: -15%; Amtrust Ins. Co. of Kan: -15% DEV; Security Nat. Ins. Co.: -20% DEV.
AmTrust NGH Grp (Rochdale)9/1/2024PARK NAT. INS. CO.: -5% DEV; REPUBLIC FIRE AND CAS. INS. CO.: -15% DEV.
ARBELLA9/1/2024ARBELLA INDEMNITY INS. CO.: -5%
ARGONAUT 
 
9/1/2024ARGONAUT INSURANCE CO. AND ARGONAUT MIDWEST INS. CO.: 25% MAX. SCHED. CRED. FOR PLAN A & 10% MAX. SCHED. CRED. FOR PLAN B.
ARROW MUTUAL9/1/2024Min 0.7 and Max 1.1 premium factors on standard retrospective rating plan formula.
BERKSHIRE HATHAWAY (NATIONAL LIBILITY & FIRE INS CO) 9/1/2024BERKSHIRE HATHAWAY DIRECT INS. CO: -7.5% DEV; WELLFLET INS. CO.: -15% DEV., & 5% Schedule credit.
BRICKSTREET MUTUAL (Motorists)9/1/2024NORTHSTONE INS. CO.: -5%; MOTORISTS COMM. MUT. INS. CO.: -10%; BRICKSTREET MUT. INS. CO.: -15%; SUMMERPOINT INS. CO.: -20%.
BROTHERHOOD MUTUAL 9/1/2024-10% DEV.
CENTRAL MUTUAL  (ALL AMERICA)9/1/2024ALL AMER. INS. CO.:-15% DEV.
CHARTER 9/1/2024ATLANTIC CHARTER INS. CO.: -10%, -15% OR -25% DEV. DEPENDING ON CLASS; INDEPENDENCE CASUALTY CO.: -5%, -15% OR -20% DEV., DEPENDING ON CLASS.
CINCINNATI9/1/2024THE CINCINNATI CAS. CO: -10% DEV.; THE CINCINNATI INS. CO.:-15% DEV.
CNA (CONTINENTAL)9/1/2024VALLEY FORGE INS. CO.: -5% DEV.; AMER. CASUALTY CO. OF READING, PA: -10% DEV.; CONTINENTAL INS. CO.: -20% DEV.
CONCORD GENERAL (GREEN MOUNTAIN)9/1/2024VERMONT ACC. INS. CO.: -7% DEV.; GREEN MONTAIN INS. CO.: -12% DEV.; SUNAPEE MUT. INS. CO.: -18% DEV.; STATE MUT. INS. CO,; -25% DEV.
CORE SPECIALTY (STARSTONE)9/1/2024MAXIMUM SCHEDULE CREDIT OF 25%
CRUM & FORSTER9/1/2024NORTH RIVER INS. CO.: -15% DEV.
EMC9/1/2024EMCASCO INS. CO.: -15% DEV.; UNION INS. CO. OF PROVIDENCE: -25% DEV.
EMPLOYERS GROUP9/1/2024EMPLOYERS ASSURANCE INS. CO.: -8% DEV.; EMPLOYERS PREFERRED INS. CO. -14% DEV.
EVEREST 9/1/2024EVEREST PREMIER INS. CO.:  -10%
FEDERATED 9/1/2024FEDERATED MUTUAL INS. CO.: 0% OR -5% DEV., FEDERATED SERVICE INS. CO.: -10% OR -15% DEV., ALL DEPENDING ON CLASS.
GREAT AMERICAN9/1/2024GREAT AMER. ALLIANCE INS. CO.: -10% DEV.
GREAT WEST CASUALTY9/1/2024REDUCTION IN CERTAIN EXPENSE CONSTANTS & WAIVER OF RIGHT ON SUBRO.
GUARD 8/1/2024AMGUARD INS. CO.: -5% DEV.; EASTGUARD INS. CO.: -10% DEV.; AND AVAILABLE 5% SCHED CRED. IN ALL COS.
GUIDEONE9/1/2024GUIDEONE ELITE INS. (GEI): -14% DEV.
HANOVER9/1/2024MASS BAY INS. CO.: -3% CITIZENS INS. CO. OF AMER.: -10% DEV.; HANOVER AMER.INS. CO.: -18% DEV.; ALLMERICA FINANCIAL BENEFIT INS. CO:  -25% DEV.
HARTFORD 9/1/2024HARTFORD FIRE: -5% DEV.; HARTFORD OF THE MIDWEST: -10% DEV.; HARTFORD ACCIDENT AND INDEMNITY CO.: -15% DEV; HARTFORD UNDERWITERS INS. CO.: -20% DEV; SENTINEL INS. CO., LTD.: -25% DEV.
INCLINE 9/1/20248% MAX. SCHED. CRED.
LIBERTY  (Commercial)9/1/2024LIBERTY MUT. FIRE INS. CO.: -7% DEV.; THE FIRST LIBERTY INS. CORP.: -15% DEV.; LIBERTY INS. CORP.: -20% DEV.; LM INS. CORP.: -25% DEV.
LIBERTY  (eCLIQ)9/1/2024OHIO SECURITY INS. CO.: -5% DEV.; WEST AMER. INS. CO.: -10% DEV.; AMER. FIRE & CASUALTY CO.: -25% DEV.;  
MARKEL (FIRSTCOMP)9/1/2024MARKEL INS. CO: 0% OR -2% DEV.; FIRSTCOMP INS. CO.: 0% OR -5% DEV.; MARKEL AMER. INS. CO.: 0% OR -10% DEV., ALL DEPENDING ON CLASS
MEMIC9/1/2024MEMIC INDEMNITY CO. AND MAINE EMPLOYERS MUTUAL: 0% OR -10% DEPENDING ON CLASS
MERCHANTS9/1/2024MERCHANTS PREFERRED INS. CO.: -10% DEV.
MS&AD (MITSUI)9/1/2024MITSUI SUMITOMO INS. CO. OF AMER.: -10% DEV.
OLD REPUBLIC 9/1/2024OLD REPUBLIC GENERAL INS. CORP.: 25% MAX. SCHED. CRED.
ONE BEACON (ATLANTIC SPECIALTY)9/1/2024OBI AMERICA INS. CO.: -5% DEV.; ATLANTIC SPECIALTY INS. CO.: -10% DEV.
PMA Grp. 9/1/2024PENNSYLVANIA MFRS. ASSO. INS. CO. (PMA): -15% DEV; PENNSYLVANIA MFRS. IND. CO. (PMI): -25% DEV;
PROASSURANCE GRP. (EASTERN ALLIED)8/1/2024EASTERN ALLIANCE INS. CO.: -10% DEV; EASTERN ADV. ALLIANCE CO.: -22% DEV.
SELECTIVE9/1/2024SELECTIVE INS. CO. OF AMER. (SICA): -5% DEV.; SELECTIVE INS. CO. OF NEW YORK (SICNY): -10% DEV.; SELECTIVE INS. CO. OF SOUTH CAROLINA (SICSC): -15% DEV.
SENTRY 9/1/2024FLORISTS' MUTUAL: -5% DEV; MIDDLESEX INS. CO.: -10% DEV.; PATRIOT GENERAL INS. CO.: -20% DEV.
SERVICE LLOYDS 9/1/2024SERVICE AMER. IND. CO.: -7% DEV.; SERVICE LLOYDS INS. CO.: -15% DEV.
SOMPO 9/1/2024SOMPO AMER. FIRE & MARINE INS. CO: -15% DEV.
STATE AUTO9/1/2024STATE AUTO PROPERTY AND CASULTY INS. CO.: -15% DEV.; PATRONS MUTUAL INS. CO: -25% DEV.
TRAVELERS9/1/2024TRAVELERS INDEMNITY CO. OF AMER.: -2% DEV.; CHARTER OAK FIRE INS. CO.: -7% DEV.; PHOENIX INS. CO.: -12% DEV.; TRAVELERS PROPERTY CASUALTY CO. OF AMER.: -17% DEV.;  TRAVELERS INDEMNITY CO: -22% DEV.; TRAVELERS CASUALTY AND SURETY CO.: -25% DEV.
UTICA NATIONAL9/1/2024GRAPHIC ARTS MUTUAL INS. CO: -5% DEV.;  REPUBLIC-FRANKLIN INS. CO.: -10% DEV.; UTICA NATIONAL INS. OF OHIO: -15% DEV.; UTICA NATIONAL ASSURANCE CO.: -20% DEV.; UTICA NATIONAL INS. OF TEX.: -25% DEV.
WR BERKLEY 9/1/2024TRI-STATE INS CO. OF MINN.: -15% DEV.; BERKLEY NATL INS. CO.: -25% DEV.
XL AMERICA9/1/2024XL INS. AMER. INC.: -10% DEV.
ZURICH9/1/2024AMER. GUARANTEE AND LIABILITY INS. CO.: -15% DEV.; AMER. ZURICH INS. CO.: -25% 

All Companies Extended Their Prior Programs TO 8/31/2024.

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