The Affordable Care Act (“ACA”) requires that health plans offered in the small group and individual markets cover Essential Health Benefits (“EHBs”) effective January 1, 2014. The EHBs are the medical services, supplies or prescription drugs required to be covered in all small group and individual health plans, but this does not include the level of cost-sharing (copayments, deductibles or coinsurance).
The following attachments provide detail on the benchmark plan