Essex County Service Area

Coverage

All: Company has reported it has written new home insurance policies (HO-3 form or similar-Excluding Manufactured Homes), in a county, between July 1, 2025 and December 31, 2025 and will offer coverage throughout listed county, but will decide whether or not to write a policy for an individual property based on its internal underwriting guidelines.

Part: Company has reported it has written new home insurance policies (HO-3 form or similar-Excluding Manufactured Homes), in a county, between July 1, 2025 and December 31, 2025 and offers coverage in only certain geographic portions of a county and in those portions will decide whether or not to write a policy for an individual property based on its internal guidelines. You may want to contact the company to learn the geographic sections of the county in which the company writes home insurance coverage.

Company Name	Writing All or Part
AIG Prop Cas Co	All
Allstate Vehicle & Prop Ins Co	Part
American Commerce Ins Co	Part
American Economy Ins Co	Part
American Fire & Cas Co	Part
American Modern Prop & Cas Ins Co	Part
American States Ins Co	Part
American Strategic Ins Corp	Part
Amica Mut Ins Co	All
Arbella Ind Ins Co	All
Arbella Mut Ins Co	All
Arbella Protection Ins Co	All
ASI Assur Corp	Part
ASI Preferred Ins Corp	Part
Automobile Ins Co Of HartfordCT	All
Bay State Ins Co	Part
Benchmark Ins Co	Part
Berkley Prestige Ins Co	All
Bunker Hill Ins Cas Co	Part
Bunker HIll Ins Co	Part
Bunker Hill Preferred Ins Co	Part
Bunker Hill Prop Ins Co	Part
Cambridge Mut Fire Ins Co	Part
Chubb IndIns Co	All
Chubb Natl Ins Co	All
Citation Ins Co	Part
Citizens Ins Co Of Amer	Part
Commerce Ins Co	Part
Concord Gen Mut Ins Co	Part
Covenant Insurance Company	All
Danbury Ins Co	Part
Dorchester Mut Ins Co	Part
Farmers Prop & Cas Ins Co	All
First Natl Ins Co Of Amer	Part
Foremost Ins Co Grand Rapids MI	Part
Foremost Prop& Cas Ins Co	All
Garrison Prop & Cas Ins Co	All
General Ins Co Of Amer	Part
Green Mountain Ins Co Inc	Part
Hanover Ins Co	Part
Harco Natl Ins Co	Part
Hartford Accident & Ind Co	Part
Hingham Mut Fire Ins Co	Part
Homesite Ind Co	Part
Homesite Ins Co	Part
Homesite Ins Co Of CA	Part
Homesite Ins Co Of IL	Part
Homesite Ins Co Of NY	Part
Horace Mann Ins Co	Part
Horace MannProp & Cas Ins Co	Part
Integon Natl Ins Co	Part
Lemonade Ins Co	All
Lexington Ins Co	All
Mapfre Ins Co	Part
Massachusetts Bay Ins Co	Part
Merrimack Mut Fire Ins Co	Part
Montgomery Mut Ins Co	Part
Narragansett Bay Ins Co	All
Nationwide Ins Co Of Amer	All
New England Mut Ins Co	Part
Norfolk & Dedham Mut Fire Ins Co	Part
Northern Security Ins Co Inc	Part
Occidental Fire & Cas Co OfNC	Part
Peerless Ind Ins Co	Part
Peerless Ins Co	Part
Plymouth Rock Home Assur Corp	Part
Preferred Mut Ins Co	Part
Privilege Underwriters Recp Exch	All
Providence Mut Fire Ins Co	All
PURE Specialty Exchange	All
Quincy Mut Fire Ins Co	Part
Rock Ridge Ins Co	All
Safeco Ins Co Of Amer	Part
Safeco Ins Co Of IN	Part
Safety Ind Ins Co	Part
Safety Ins Co	Part
Safety Northeast Ins Co	Part
Safety Prop & Cas Ins Co	Part
Sentinel Ins Co Ltd	Part
Spinnaker Ins Co	All
State Farm Fire & CasCo	Part
State Mut Ins Co	Part
Stillwater Prop & Cas Ins Co	Part
Stonegate Ins Co	All
Summit Specialty Ins Co	All
Sunapee Mut Fire Ins Co	Part
Sutton Specialty Ins Co	All
Teachers Ins Co	Part
The Cincinnati Ins Co	All
Topa Ins Co	All
Transguard Ins Co Of Amer Inc	Part
Travco Ins Co	All
Travelers Home & Marine Ins Co	All
Travelers Personal Ins Co	All
Travelers Personal Security Ins Co	All
Trumbull Ins Co	Part
Union Mut Fire Ins Co	All
United Serv Automobile Assn	All
Universal Prop & Cas Ins	All
USAA Cas Ins Co	All
USAA Gen Ind Co	All
Vault E&S Ins Co	All
Vault Recip Exch	All
Vermont Accident Ins Co Inc	Part
Vermont Mut Ins Co	Part
Wausau Gen Ins Co	Part
West Amer Ins Co	Part
Zurich Amer Ins Co	All