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How and Where to Get Workers' Compensation Insurance

Information on workers' compensation insurance for employers.

Table of Contents

Getting Workers' Compensation Insurance

Pursuant MGL. c. 152 § 25A, employers operating in Massachusetts are required to carry workers' compensation insurance coverage for their employees.

To obtain a workers' compensation policy contact your local insurance agent/broker or an insurance company directly.  For additional information, please visit the Division of Insurance (DOI) website.

If a rejection notice is issued by two insurance companies for coverage, contact the Workers' Compensation Rating and Inspection Bureau to apply for coverage. The WCRIBMA oversees the workers' compensation assigned risk pool.

A license for self-insurance may be an option for qualified employers with a minimum of 300 employees and an annual standard premium of $750,000.00. For more information about the application process for self-insurance, please visit the DIA's Office of Insurance.

The Department of Industrial Accident DOES NOT set insurance rates or issue workers’ compensation policies. 

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