Senior Care Options Eligibility

Senior Care Options (SCO) combines MassHealth and Medicare benefits into a single plan with one card and one care team.

You can get SCO if you

• are aged 65 or older,
• Medicare Parts A and B,*
• qualify for Medicare Part D (drug coverage),**
• have MassHealth Standard,***
• live at home or in a long-term-care facility (member cannot be an inpatient at a chronic or rehabilitation hospital or reside in an intermediate care facility for people with intellectual disabilities),
• are not subject to a six-month deductible period under MassHealth regulations at, and
• live in an area served by a SCO plan.

^{*How do I know if I have Medicare Parts A and B? 
If you have a Medicare card, look at it to see if you have Parts A or B or both.
If you do not have a card, you can learn if you have Medicare A and B by calling Medicare at
[phone] or visiting their website at www.medicare.gov.}

^{**How do I know if I qualify for Medicare Part D?
If you don’t know if you qualify for Medicare Part D by calling Medicare at
[phone] or visiting their website at www.medicare.gov.}

^{***How do I know if I have MassHealth Standard?
If you don’t know if you have MassHealth Standard, call MassHealth at
[phone], TDD/TTY: 711}

Think you’re qualified for SCO? Get started by finding a SCO plan in your area. 

Date published:	October 1, 2025