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This opinion was issued in the third quarter of 1997.
It is the opinion of the Division of Banks that Mass. Gen. Laws chapter 93 § 24 does not allow entities which collect debt from deceased debtors to be exempt from the collection agency licensing requirements. Therefore, such entities must obtain a collection agency license and comply with the provisions of Mass. Gen. Laws chapter 93 § 24, as well as 209 CMR 18.00 et seq.