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Selected Opinions of the Division of Banks related to debt collectors

Through these opinions the Division of Banks offers perspective on current issues and questions in the financial services industry.

Table of Contents

2018

  • Selected Opinion 18-006
    • Do business activities, as described, require a debt collector license - December 13, 2018
  • Selected Opinion 18-005
    • Does the servicing activity of commercial transactions, as described, require licensure or registration with the Division – September 4, 2018

2017

  • Selected Opinion 17-005
    • Does acquiring a mortgage as a result of a defective foreclosure require a debt collector license – October 24, 2017

2014

2009

  • Selected Opinion 09-002
    • Does municipal parking authority need a license to collect unpaid tickets, fines, and related costs - October 19, 2009

2007

2006

2002

  • Selected Opinion 01-072
    • Exemption for collection agency license when debt is collected by licensed collection agencies or collection attorneys - February 26, 2002

2001

2000

1999 - 1997

Past opinions of the DOB

You can get copies of past opinions by submitting a Public Records Request to the DOB's Record Access Officer

The DOB's Regulations, found in the Code of Massachusetts Regulations (CMR - agency code number 209), are available through the State House Bookstore.

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