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This opinion was issued in the second quarter of 1998.
Mass. Gen. Laws chapter 255E, section 2 exempts banks organized under the laws of other states from mortgage lender licensing. The Division confirms that, in some circumstances, a foreign industrial loan company may be a "bank" within the meaning of chapter 255E § 2 and, therefore, may be exempt from being licensed as a mortgage lender, in order to originate loans in the Commonwealth.