A Small Employer's Responsibilities under Mini-COBRA

A Small Employer's Responsibilities under Mini-COBRA

The Mini-COBRA law applies to small group carriers. Small group carriers may require small employers to help with the administration of Mini-COBRA in the provision of notices and/or in collecting premiums. If a Qualified Beneficiary has questions regarding a small employer's responsibilities with regard to notices or collection of premiums he/she may want to do the following: Contact the small group carrier to find out whether it requires the small employer to provide notices or to collect premiums. The small group carrier should be able to explain the procedures it has in place for Qualified Beneficiaries to access the Mini-COBRA benefit. If the small group carrier requires a small employer to provide notices and/or collect premiums and a Qualified Beneficiary has questions about his/her small employer's responsibilities, he/she should contact the Division of Insurance Consumer Services Unit at 617-521-7794.