offered by
Division of Insurance

Deviation and Schedule Credit Plans

Credit Plans

 

COMPANY NAME EFFECTIVE DATE PROGRAM DESCRIPTION
ACADIA
 		 7/1/2018
 		 UNION INS. CO.: -12% DEV.;  CONTINENTAL WESTERN INS. CO.: -7%  DEV.
ACE
 		 7/1/2018
 

ACE FIRE UNDERWRITERS INS. CO.: -15% DEV.; INDEMNITY INS. CO. OF NORTH AMERICA: -25% DEV.
AIM
 		 7/1/2018 A.I.M. MUTUAL INS. CO.: -10% DEV.; MASS. EMPLOYERS INS. CO.:-20% DEV.
 
ALLIANZ
 		 7/1/2018
 		 THE AM. INS. CO.: -10% DEV.; NATIONAL SURETY CORP: -15% DEV.; FIREMAN'S FUND INS. CO.: -20% DEV.
AMERISURE
 		 7/1/2018
 		 AMERISURE MUTUAL INS. CO., AMERISURE INSURANCE CO. & AMERISURE PARTNERS INS. CO.: EXP. CONST. OF $64 REGARDLESS OF RISK SIZE
AmTrust NGH Grp 7/1/2018 AMTRUST INS. CO. OF KAN: -15% DEV; SECURITY NAT. INS. CO.: -20% DEV; TECHNOLOGY INS. CO.: -5% DEV
ARBELLA
 		 7/1/2018
 		 ARBELLA PROTECTION INS. CO.: 0%, -5%, OR -7.5% DEV.; ARBELLA INDEMNITY INS. CO.: -10%, -14.5% OR -17% DEV.; ALL DEPENDING ON CLASS.
ARGONAUT
 		 7/1/2018
 		 ARGONAUT INSURANCE CO. AND ARGONAUT MIDWEST INS. CO.: 25% MAX. SCHED. CRED. FOR PLAN A & 10% MAX SCHED. CRED FOR PLAN B.
ARROW MUTUAL
 		 7/1/2018
 		 DOWNWARD DEV. ON APPROVED MAX. RETRO. FACTORS
BERKSHIRE HATHAWAY 7/1/2018 BERKSHIRE HATHAWAY DIRECT INS. CO: -15% DEV; COMMERCIAL CASUALTY INS. CO.: -15% DEV.
BROTHERHOOD MUTUAL 7/1/2018 -10% DEV.
CENTRAL MUTUAL
 		 7/1/2018
 		 ALL AMER. INS. CO.:0%, -2.5%, -5%, or -9% DEV.;  CENTRAL MUTUAL INS. CO.: -1% OR -3% DEV.; ALL DEPENDING ON CLASS
CHARTER 7/1/2018 ATLANTIC CHARTER INS. CO.: -10% OR -20% DEV.; INDEPENDENCE CASUALTY CO.: -5%,  -15% OR -20% DEV.; ALL DEPENDING ON CLASS.
CHUBB
 		 7/1/2018
 		 CHUBB INDEMNITY INS. CO.: -10% DEV. GREAT NORTHERN INS. CO.: -10% DEV.; PACIFIC INDEMNITY CO.: -20% DEV.; CHUBB NATL. INS. CO.: -25% DEV.
CHURCH MUTUAL
 		 7/1/2018
 		 -10% DEV.
CNA
 		 7/1/2018
 		 VALLEY FORGE INS. CO.: -10% DEV.; AMER. CASUALTY CO. OF READING, PA: -20% DEV.;  CONTINENTAL INS. CO.: -25% DEV.
CRUM & FORSTER
 		 7/1/2018
 		 NORTH RIVER INS. CO.: -15% DEV.
EMC
 		 7/1/2018
 		 UNION INS. CO. OF PROVIDENCE: -15% DEV.
EMPLOYERS GROUP 7/1/2018 EMPLOYERS ASSURANCE INS. CO.: -8% DEV. EMPLOYERS PREFERRED INS. CO. -14% DEV.
FARMERS
 		 7/1/2018
 		 FOREMOST INS. CO.: -5% DEV.; FOREMOST SIGNATURE INS. CO.: -2.5% DEV.
FEDERATED 7/1/2018 FEDERATED MUTUAL INS. CO.: 0%, -5%, OR -10% DEV.; FEDERATED SERVICE INS. CO.: -10%, -15%, OR -20% DEV.; ALL DEPENDING ON CLASS.
FLORISTS' MUTUAL
 		 7/1/2018
 		 -5% DEV. & 12% MAX. SCHED. CRED.
GREAT AMERICAN
 		 7/1/2018
 		 GREAT AM. ALLIANCE INS. CO.: -10% DEV.; GREAT AMERICAN SPIRIT INS. CO.: -10% DEV.
GREAT WEST CASUALTY
 		 7/1/2018
 		 REDUCTION IN CERTAIN EXPENSE CONSTANTS
GUARD
 		 7/1/2018
 		 AMGUARD INS. CO.: -5.0% DEV.; EASTGUARD INS. CO.: -12% DEV. AND AVAILABLE 5% SCHED CRED. IN ALL COS.
HANOVER
 		 7/1/2018
 		 MASS BAY INS. CO.: -3% CITIZENS INS. CO. OF AMER.: -10% DEV.; HANOVER AMER.INS. CO.: -18% DEV.; ALLMERICA FINANCIAL BENEFIT INS. CO:  -25% DEV.
HARLEYSVILLE 7/1/2018
 		 HARLEYSVILLE PREFERRED INS. CO.: -17% DEV..
HARTFORD
 		 7/1/2018
 
HARTFORD CASUALTY: -5% DEV.; HARTFORD FIRE: -10% DEV.; HARTFORD INS. OF THE MIDWEST: -15% DEV.; HARTFORD ACCIDENT AND INDEMNITY CO.: -20% DEV; HARTFORD UNDERWITERS INS. CO.: -25% DEV.; SENTINEL INS. CO.: -25% DEV.
LIBERTY 7/1/2018
LM INS. CORP.: -25% DEV.; LIBERTY INS. CORP.: -20% DEV.; THE FIRST LIBERTY INS. CORP.: -15% DEV.; LIBERTY MUT. FIRE INS. CO.: -7% DEV.; AM. FIRE & CASUALTY CO.: -15% DEV.; WEST AM. INS. CO.: -10% DEV.; OHIO SECURITY INS. CO.: -5% DEV. 
MARKEL 7/1/2018
MARKEL INS. CO.: 0% OR -4% DEV.; FIRSTCOMP INS. CO.: -5% 0R -15% DEV.; MARKEL AMER. INS. CO.: -10% OR -20% DEV.;  ALL DEPENDING ON CLASS
MEADOWBROOK (STAR)
 		 7/1/2018
 		 AMERITRUST INS. CORP.: -5%, STAR INS. CO.: -5% ON SOME CLASSES.
MEMIC 7/1/2018 MEMIC INDEMNITY CO. AND MAINE EMPLOYERS MUTUAL: -15% ON CERTAIN CLASSES
MERCHANTS
 		 7/1/2018
 		 MERCHANTS PREFERRED INS. CO.: -10% DEV..
MS&AD 7/1/2018 MITSUI SUMITOMO INS. CO.: -10% DEV.
NATIONAL GRANGE
 		 7/1/2018 MAIN STREET AMER. ASSURANCE CO.: -10% DEV.
NATIONWIDE
 		 7/1/2018
 		 NATIONWIDE AGRIBUSINSESS INS. CO.: -15% DEV.
NORFOLK & DEDHAM
 		 7/1/2018 DORCHESTER MUTUAL INS. CO.: -15% DEV..
OLD REPUBLIC 7/1/2018
 		 OLD REPUBLIC GENERAL INS. CORP.: 25% MAX. SCHED. CRED.
ONE BEACON/ATLANTIC SPECIALTY
 		 7/1/2018 OBI AMERICA INS. CO.:  -15% DEV.; ATLANTIC SPECIALTY INS. CO.: -25% DEV.
PHARMACISTS MUTUAL
 		 7/1/2018 -15% DEV.
 
PROTECTIVE INSURANCE COMPANY 10/1/2018 PROTECTIVE INS. CO.: -25% DEV.; SAGAMORE INS. CO.: -25% DEV FOR TECH. & LIFE SCI./MED. TECH BUSINESSES
QUINCY
 		 7/1/2018 QUINCY MUTUAL FIRE INS. CO.: 5% MAX. SCHED. CRED.
SELECTIVE 7/1/2018 SELECTIVE INS. CO. OF SOUTH CAROLINA (SICSC): -15% DEV.
SENTRY 7/1/2018 MIDDLESEX INS. CO.: -10% DEV.; PATRIOT GENERAL INS. CO.: -20% DEV.
SOMPO 7/1/2018 SOMPO AM. FIRE & MARINE INS. CO: -15% DEV.
STATE AUTO 7/1/2018 STATE AUTO PROPERTY AND CASUALTY INS. CO.: -15% DEV.; PATRONS MUTUAL INS. CO: -25% DEV.
STONINGTON 7/1/2018 STONINGTON INS. CO.: -12% DEV.
TRAVELERS
 		 7/1/2018
 		 TRAVELERS INDEMNITY CO. OF AMER.: -5% DEV.; CHARTER OAK FIRE INS. CO.: -10% DEV.; PHOENIX INS. CO.: -15% DEV.; TRAVELERS PROPERTY CASUALTY CO. OF AMER.: -20% DEV.; TRAVELERS CASUALTY AND SURETY CO.: -25% DEV.; TRAVELERS INDEMNITY CO: -25% DEV.
UTICA NATIONAL
 		 7/1/2018
 		 GRAPHIC ARTS MUTUAL INS. CO: -5% DEV.; REPUBLIC-FRANKLIN INS. CO.: -10% DEV.; UTICA NATIONAL INS. OF TEX.: -15% DEV.; UTICA NATIONAL ASSURANCE CO.: -20% DEV. 
WR BERKLEY
 		 7/1/2018
 		 TRI-STATE INS CO. OF MINN.: -15% DEV.; BERKLEY NATL. INS. CO: -25% DEV.
XL AMERICA
 		 7/1/2018
 		 XL INS. AM. INC.: -10% DEV.
 
ZURICH 71/2018
 		 AMER. GUARANTEE AND LIABILITY INS. CO.: -15% DEV. AMER. ZURICH INS. CO.: -25% DEV.

PROGRAMS WITH EFFECTIVE DATES IN THE FUTURE MAY HAVE DIFFERENT DEVIATION PERCENTAGES IN EFFECT PRIOR TO EFFECTIVE DATE.



Guidelines for Filing Workers' Compensation Rate Deviations and Schedule Credit Plans 

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