2005 Long Term Care Insurance Survey Results

2005 Long Term Care Insurance Survey Results

Cover Page and Acknowledgement  

Administrative Summary  

Introduction  

General Information  

Marketing Practices  

Nonforfeiture Benefits  

Lapse Rates  

Inflation Coverage  

Maximum Benefit Period  

Nursing Home Coverage  

Home Health Care Coverage  

Long-Term Care Insurance Pricing  

Massachusetts Group Policies  

Accelerated Death Benefit Riders 

Appendices

Appendix A Survey Issued on March 7, 2005

Appendix B List of Companies Responding to the Survey

Appendix C Statistical Methodology Used in the Tables

Appendix D Glossary of Common Long-Term Care Terminology

Appendix E  National Association of Insurance Commissioners Long-Term Care Insurance Model Regulation - April 2002