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2019 Mortgage Lenders Examined for CRA Compliance

The Division of Banks (DOB) examines licensed mortgage lenders (LMLs) making 50 or more home mortgage loans in the previous 2 calendar years. The DOB assess the LML's record of meeting the mortgage credit needs in its entire assessment area. The evaluation includes an assessment of the LML's lending in low and moderate-income areas and a review by income of borrowers. When the examination is complete the DOB issues a rating and public evaluation.

Table of Contents

LMLs with a 2019 published rating

InstitutionLocationRating
Broker Solutions, Inc. d/b/a New American FundingTustin, CAS
Drew Mortgage Associates, Inc.Shrewsbury, MAS
Home Point Financial CorporationAnn Harbor, MIS
J.G. Wentworth Home Lending, LLCWoodbridge, VAS
Lakeview Loan Servicing, LLCCoral Gables, FLS
loanDepot.com, LLCFoothills Ranch, CAS
Mortgage Research Center, LLC d/b/a Veterans United Home Loans, Veteran Loan Center, www.VAMortgageCenter.com and VALoans.comColumbia, MOS
Ocwen Loan Servicing, LLCWest Palm Beach, FLS
PennyMac Loan Services, LLCWestlake Village, CA S
PHH Mortgage CorporationMount Laurel, NJS
Provident Funding Associates, LPSan Bruno, CANI
Village Mortgage Company Avon, CT S

Key to ratings

  • O - Outstanding
  • HS - High Satisfactory
  • S - Satisfactory
  • NI - Needs to Improve
  • SNC - Substantial Noncompliance

These ratings are not, nor should they be interpreted as an assessment of the financial condition of these institutions. The assigned ratings do not represent an analysis, conclusion, or opinion of the DOB concerning the safety and soundness of these financial institutions.

Public evaluations

The public portion of the evaluation generally contains:

  • The mortgage lender's CRA rating
  • A description of the mortgage lender
  • Conclusions about the mortgage lender's CRA performance, including the facts, data, and analyses that were used to form such conclusions.
Date published: January 7, 2020
Last updated: January 7, 2020

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