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List of self-insured employers in Massachusetts

Some employers in Massachusetts can insure themselves for workers' compensation. Find out the requirements and which employers are self-insured.

Requirements to be self-insured

The Department of Industrial Accidents Office of Insurance issues self-insurance licenses to qualified employers with at least 300 employees and $750,000 in annual standard premium. To be self-insured, employers must have enough capital to cover the expenses associated with self-insurance (i.e., a bond, reinsurance, TPA, and lawyer). 

Self-insured list

Effective: 11/14/2023

ABF Freight System, Inc.
Ahold Delhaize Americas Holdings, Inc.
American National Red Cross  
BJ’s Wholesale Club, Inc.
Baystate Health, Inc.  
Berkshire Health Systems, Inc.    
Beth Israel Lahey Health, Inc.
Big "Y" Foods, Inc.
Bose Corporation   
Boston Medical Center Corporation
Brandeis University
Cape Cod Healthcare, Inc.
Children's Medical Center Corporation (The)
Costco Wholesale Corp.  
CVS Health Corporation
Demoulas Supermarkets, Inc.
Eversource Energy
FedEx Ground Package System, Inc.
Federal Express Corporation
General Motors, LLC
Golub Corp. (The)  
Haartz Corporation (The)
Hasbro, Inc.
Hollingsworth & Vose Co.
Horizon Beverage Group, Inc.
Hyatt Hotels Corporation
Integritus Healthcare, Inc.
Kiewit Corporation 
Lawrence General Hospital 
Lowe’s Home Centers, Inc.
Macy’s, Inc.
MGM Resorts International
Mass General Brigham Incorporated
Mass. Institute of Technology
Mass. Water Resource Authority
MetLife, Inc.
Mount Holyoke College
National Grid USA
Northeastern University 
Parker-Hannifin Corp.
President & Trustees of Williams College
President & Fellows of Harvard College
Procter & Gamble Co. (The)
Roman Catholic Bishop of Worcester
Saint Gobain Abrasives, Inc.
Sherwin Williams Co. (The)
South Shore Hospital
Southcoast Health System, Inc.
Steward Health Care System LLC
Sturdy Memorial Foundation. Inc.
Teradyne, Inc.
Textron, Inc.
Trinity Health Corporation
Trustees of Boston College
Trustees of Boston University
Trustees of Tufts College & Walnut Hills Properties
Tufts Medicine,Inc.
Umass Memorial Healthcare, Inc.
Unifirst Corporation    
United Air Lines   
Walgreen Eastern Company, Inc.
Wendy’s Company (The)   
Wegman’s Food Markets, Inc.

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