Safe Driver Insurance Plan (SDIP) Program Access

SDIP is a program that insurance carriers use to report insurance claims for Private Passenger vehicles to the Merit Rating Board (MRB), to report out of state driving records, and for submitting policy inquiries. This can be done directly via a portal or through a third-party vendor.

Table of Contents

Overview

In addition to the Insurance Policy Management (IPM)Program, a company may choose to use the  Safe Driver Insurance Plan (SDIP) program. This program allows access to add an insurance claim or record a policy and out of state incident, as well as search individual driving histories prior to issuing a policy.

Who can participate in the SDIP Program?

Organizations that have been approved for the SDIP Program can participate in the SDIP Program.

Is there a fee to participate in the program?

The RMV does not charge a fee for any of the methods of access. However, if you choose the SFTP and/or Web Services via a Service Provider, there may be costs incurred.  Insurance Companies that are authorized for SDIP have costs that are paid to the Commissioner of Insurance.

Review  Information for Massachusetts Automobile Insurers for details regarding how regarding how to become an SDIP participant.   

How do I access the Program?

The RMV provides 3 methods of access to RMV data and records.  It is up to your business to decide the best option(s) for you.   

Option 1: Secure File Transfer Protocol (SFTP): this option is used to send and receive what are commonly known as batch files using a managed file transfer solution called MOVEIt™. 

Option 2: Web Services: This option facilitates real-time data exchange between your system and the RMV. They allow you to integrate the sending and receiving of RMV data into your system and business processes. This is the preferred method of access by the RMV for businesses with a large volume of End Users. Accounts are established using IP addresses and certificates provided by the carrier. 

Option 3: eServices Portal: This option allows individual users to log into a portal designed specifically for your business needs. No configuration or set up is needed for this method of access. The eServices Portal is a secured website each End User logs into. Your business must designate an eServices Administrator who will maintain access for your End Users and grant third (3rd) party access for any users outside your organization. 

NOTE: Insurance carriers may also use a Service Provider to access the SDIP Program for SFTP batch or Web Services.  

What documentation is required to participate in the SDIP Program?

Documents are retrieved, stored, and sent to the RMV via the RMV’s Community Portal.  You will need to sign up for access.  

  1. Register for access to the  RMV's Community Portal as a New Business Partner.   
    • If you are an existing business partner Log into the Community Portal. If you do not know your Log In information, send an email to  RMVBusinessPartners@dot.state.ma.us  and request a Community Portal log in. Skip to step 3.  
  2. Once your registration is approved, you will receive an email with your Community Portal log in credentials. This may take up to 5-7 business days. 
  3. Log into the  RMV's Community Portal  to complete the process of becoming an RMV Business Partner for the program(s) you have selected.   

Documents

The following documents are required: 

  • You will be required to upload these documents: Proof of Federal Identification Number (FID) 
  • Acceptable proof of FID includes the following IRS documents: Form 147C, Form 5372 - Notice of New Employer Identification Number Assigned, CP575 notice (issued by IRS), or Certificate of Exemption Form ST-2 (issued by the Department of Revenue). The document used should be no more than two (2) years old.  

If you would like to review samples of the documents, use the links below. 

Is there training required to participate in this program?

Yes, visit the ATLAS Training Page under the Insurance section

Resources

Community Portal - New Registration   

The RMV's Community Portal  will have additional help material.    

Contact Information

For questions regarding the SDIP Program, email: MassDOTRMVMRB@dot.state.ma.us. 

For issues logging in and/or password trouble, email: RMVBusinessPartners@dot.state.ma.us 

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