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Mass. General Laws c.32A

Contributory group general or blanket insurance for persons in service of the commonwealth

This page links to an unofficial version of each section of G.L. c. 32A. Please note that sections that appear missing have been either reserved for future use or repealed.

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§ 1 Purpose of chapter 
§ 2 Definitions 
§ 3 Group insurance commission 
§ 3A Employees' advisory committee 
§ 3B Applicability of chapter to Commonwealth charter schools and education collaboratives 
§ 4 Purchase of insurance policies by commission 
§ 4A Administrative services contracts 
§ 4B Retroactive claims denials for behavioral health services 
§ 5 Insurance and medicare benefits of state employees 

Amended by St. 2024, c. 140, § 71, effective July 1, 2025

§ 6 Amounts of insurance and benefits; determination; alterations or reductions; separability 

Amended by St. 2024, c. 140, § 72, effective July 1, 2025

§ 7 Information furnished commission by employees 
§ 8 Contributions for premiums by commonwealth and active or retired employees and dependents; ratio; withholding; direct payment; reimbursement by certain agencies; filing copies of contracts and agreements 
§ 8A Employees on leaves of absence for more than one year; insurance costs charged to employing agency 
§ 9 Dividends, refunds, rate credits; deposit in special funds; transfer of reserves 
§ 9A Investment committee; investment and deposit of funds by state treasurer 
§ 10 Retirement or termination of employment; effect on policy; conversion of insurance 

Amended by St. 2024, c. 140, § 73, effective July 1, 2025

§ 10A Additional insurance 
§ 10B Insurance for elderly government retirees and their dependents 
§ 10C Optional medicare extension 
§ 10D Disability insurance; withholding payment of premiums 
§ 10E Insurance for commonwealth employee granted leave to care for dependent child 
§ 11 Death of employee or retired employee; continuation of insurance by spouse or dependent 
§ 11A Divorced or separated spouses; continuation of insurance coverage 
§ 12 Retired teachers; life and health insurance; agreements; contributions; withholding of premiums; reimbursement of premiums and expenses; dividends; rules and regulations 
§ 13 Approval of applications by political subdivisions for life and health insurance covering retired teachers 
§ 14 Optional insurance for services of health care organizations 
§ 15 Catastrophic illness coverage; contracts; premiums; dividends; conversion; rules and regulations 
§ 16 Election to continue insurance coverages; notice 
§ 17 Dental and vision expenses; reimbursement of employees 
§ 17A Coverage for nonprescription enteral formulas for home use 
§ 17B Hospice services for commonwealth employees insured under group insurance commission 
§ 17C Required coverage for prenatal care, childbirth, and postpartum care 

Amended by St.2022, c.127 §§ 7-8

§ 17D Coverage for bone marrow transplants 
§ 17E Scalp hair prostheses necessary due to cancer or leukemia treatment 
§ 17F Newborn hearing screening test; group insurance commission coverage 
§ 17G Items medically necessary for the diagnosis or treatment of diabetes; group insurance commission coverage 
§ 17H Coverage for human leukocyte or histocompatibility locus antigen testing 
§ 17I Prosthetic devices and repairs; group insurance commission coverage 
§ 17J Coverage for children under age 18 for cleft lip and cleft palate 
§ 17K Coverage for orally administered anticancer medications 
§ 17L Coverage for abuse deterrent opioid drug products 
§ 17M Preauthorization for substance abuse treatment not to be required 
§ 17N Coverage for medically necessary acute treatment and clinical stabilization services; preauthorization not to be required; notice to carrier of admission and initial treatment plan 
§ 17O Coverage for medical or drug treatments to correct or repair disturbances of body composition caused by HIV associated lipodystrophy syndrome 
§ 17P Filling of remaining portion of prescription for covered drug that is a narcotic substance earlier filled in lesser quantity 
§ 17Q Pain management access plan 

Amended by St. 2024, c. 285, § 1, applicable to all contracts entered into, renewed or amended on or after July 1, 2025

§ 17R Coverage for treatment of pediatric autoimmune neuropsychiatric disorders associated with streptococcal infections and pediatric acute-onset neuropsychiatric syndrome 
§ 17S Coverage for medically necessary mental health acute treatment, community-based acute treatment and intensive community-based acute treatment 

Added by St.2022, c.177, § 25, effective November 8, 2022

§ 17T Standard fertility preservation services covered by the group insurance commission 

Added by St. 2024, c. 140, § 74, effective July 1, 2024

§ 17U Group insurance commission coverage for postpartum depression 

Added by St. 2024, c. 186, § 6, effective November 21, 2024

§ 17V Group insurance commission coverage for medically necessary pasteurized donor human milk and milk-derived products 

Added by St. 2024, c. 186, § 6, effective November 21, 2024

§ 17W Group insurance commission coverage for universal postpartum home visiting services 

Added by St. 2024, c. 186, § 6, effective November 21, 2024

§ 17X Group Insurance Commission coverage for opioid antagonists 

Added by St. 2024, c. 285, § 2, applicable to all contracts entered into, renewed or amended on or after July 1, 2025

§ 17Y Group Insurance Commission coverage for licensed recovery coach services 

Added by St. 2024, c. 285, § 2, applicable to all contracts entered into, renewed or amended on or after January 1, 2026

§ 17Z Group Insurance Commission coverage for brand name and generic drugs for the purpose of treating diabetes, asthma, and 2 prevalent heart conditions 

Added by St. 2024, c. 342, § 26, applicable to all contracts entered into, renewed or amended on or after July 1, 2025.

§ 18 Medicare health benefits supplement plan, mandatory transfer; payment of penalty 
§ 19 Release from insurance coverage; payment; reinstatement of coverage 
§ 20 Charges or collections of excess compensation 
§ 21 Health care services evaluation; vendor quality improvement program; annual report 
§ 22 Diagnosis and treatment of certain biologically-based mental disorders; mental disorders of victims of rape; non-biologically-based mental disorders of children and adolescents under age 19; group insurance commission coverage 
§ 22A Coverage for mental health or substance use disorder services delivered through the psychiatric collaborative care model 

Added by St. 2022, c.177, § 26, effective November 8, 2022

§ 22B Mental health parity and addiction equity law enforcement; procedure; reporting 

Amended by St.2023, c.2, § 16, effective March 29, 2023

§ 23 Coverage for speech, hearing and language disorders 
§ 24 State Retiree Benefits Trust Fund 
§ 24A State Retiree Benefits Trust Fund board of trustees; membership; powers and duties 
§ 25 Insurance coverage for diagnosis and treatment of autism spectrum disorder 
§ 25A Coverage for the treatment of Down syndrome 

Added by St. 2024, c. 388, § 1, effective January 1, 2026

§ 26 Wellness program 
§ 27 Toll-free telephone number and website providing customers with estimated or maximum allowed amount or charge for proposed admission, procedure or service 
§ 28 Coverage for certain services and contraceptive methods 
§ 29 Tobacco cessation 
§ 30 Coverage for telehealth services 
§ 31 Benefits for medically necessary emergency services programs to be provided on nondiscriminatory basis 

Added by St.2022, c.177, § 27, effective November 8, 2022

§ 32 Coverage for annual mental health wellness examination 

Added by St.2022, c.177, § 27, effective November 8, 2022

§ 33 Federally-defined preventive services 

Added by St.2023, c.28, § 23, effective July 1, 2023

§ 34 GIC coverage for medically necessary diagnostic breast screenings and examinations 

Added by St. 2024, c. 231, § 1, and shall apply to all contracts entered into, renewed or amended on or after January 1, 2026.

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