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Notice of public hearings

The Division of Banks (DOB) holds public hearings to gather feedback on regulations, amendments, and certain applications.
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2024

BBI Virtual Hearing: River Run Bancorp, MHC, Newburyport, MA to acquire Rollstone Bancorp, MHC, Fitchburg, MA 
Amendments to 209 CMR 18.00: Conduct of the Business of Debt Collectors, Student Loan Servicers, and Third Party Loan Servicers and 209 CMR 48.00: Licensee Record Keeping 
Board of Bank Incorporation Hybrid Hearing: PeoplesBancorp, MHC, Holyoke to acquire SSB Community Bancorp MHC, Spencer 
All Checks Cashed, Inc., Lawrence - permission to relocate its check cashing business from 9 Broadway, Lawrence to 135 Essex Street, Lawrence. 
Framingham Check Cashing Inc. - permission to operate as a check casher 43 Hollis Street, Framingham, Massachusetts 
So Remessas, Inc., Framingham - permission to operate as a check casher at 597 Waverly Street, Framingham, Massachusetts 
Board of Bank Incorporation Hearing: Mutual Bancorp, Hyannis, to acquire Fidelity Mutual Holding Company, Leominster 
Board of Bank Incorporation Hearing: Eastern Bankshares, Inc., Boston, to acquire Cambridge Bancorp, Cambridge 

2023

Ventura Enterprises, LLC d/b/a Change Your Check, Marlborough - permission to operate as a check casher at 146 Main Street, Marlborough, Massachusetts. 
Marlboro Services Inc. d/b/a Brasil Remessa, Marlborough - permission to operate as a check casher at 184 High Street, Clinton, Massachusetts.  
Board of Bank Incorporation Hearing: 1831 Bancorp and South Shore Bancorp Merger 
Alpha X Solutions, LLC d/b/a Alpha X Check Cashing, Saugus - permission to operate as a check casher at 552 Lincoln Avenue, Saugus, Massachusetts 
Board of Bank Incorporation Hearing: Newburyport Five Cents Savings Bancorp, MHC 

2022

Flex Travel Corp, Framingham, Massachusetts - permission to operate as a check casher at 332 Concord Street, Framingham, Massachusetts.  
Real Travel, Inc. dba Real Check, Hopedale, Massachusetts - permission to operate as a check casher at 340 Rhode Island Avenue, Fall River, Massachusetts. 
Real Travel, Inc. dba Real Check, Hopedale, Massachusetts - permission to operate as a check casher at 121 East Main Street, Milford, Massachusetts.  
Fran-Am Corporation, Quincy, Massachusetts - permission to operate as a check casher at 273 Willard Street Quincy, Massachusetts.  
Board of Bank Incorporation Hearing 
Amendments to 209 CMR 42.00: The Licensing of Mortgage Brokers and Mortgage Lenders 

2021

Marlboro Services, Inc., Marlborough - permission to operate as a check casher at 38 Main Street, Marlborough, Massachusetts. 
Marlboro Services, Inc., Marlborough - permission to operate as a check casher at 241 Main Street, Hudson, Massachusetts. 
Loja Do Marcizio, Inc., Framingham, Massachusetts - permission to operate as a check casher at 83 Concord Street, Framingham, Massachusetts.  
Amendments to 209 CMR 8.00 and 209 CMR 48.00 
Proposed Amendments to 801 CMR 4.00: Rates 

2020

Real Travel SVS Inc. dba Lojo Do Marcizio, Framingham, Massachusetts - permission to operate as a check casher at 95 Hollis Street, Framingham, Massachusetts – comment period November 2, 2020 through November 16, 2020 
The Check Stop, LLC, Hopedale Massachusetts - permission to operate as a check casher at 404 South Main Street, Hopedale, Massachusetts 
Marlboro Services Inc. dba Brasil Remessa, Marlborough Massachusetts - permission to operate as a check casher at 576 Boston Post Road East, Marlborough, Massachusetts 
Notice of Open Meeting: Special Commission Meeting to Plan, Develop, and Implement Strategies to Support and Promote Minority-Owned Real Estate and Financial Services Organizations in the Commonwealth 
Notice of Open Meeting: Focus Group Sessions for Special Commission to Plan, Develop, and Implement Strategies to Support and Promote Minority-Owned Real Estate and Financial Services 

2019

Notice of Public Meeting: Special Commission to Plan, Develop, and Implement Strategies to Support and Promote Minority-Owned Real Estate and Financial Services 
Notice of Public Meeting: Special Commission to Plan, Develop, and Implement Strategies to Support and Promote Minority-Owned Real Estate and Financial Services Organizations in the Commonwealth 
Proposed Amendments to 209 CMR 41.00: The Licensing of Mortgage Loan Originators and 209 CMR 45.00: The Licensing and Regulation of Money Services Businesses 
D & E Quick Stop, Inc. dba ABS Gas & Go, Fitchburg – permission to operate as a check casher at 115 Lunenburg Street, Fitchburg 

2018

Hometown Financial Group, MHC and Hometown Financial Group, Inc., Easthampton, Massachusetts – permission to acquire Pilgrim Bancshares, Inc. 
Proposed amendments to 209 CMR 50.00: Parity with Federal Credit Unions 
New Valley Bank & Trust, Springfield – permission to establish a new trust company 
Romero Jimenez Corporation, d/b/a “Olympia Market”, Revere, Massachusetts has petitioned the Commissioner of Banks for permission to operate as a check casher at 5 Atlantic Avenue, Revere, Massachusetts 
Northeast Check Cashing Inc., Worcester, Massachusetts, petitioned the Commissioner of Banks for permission to operate as a check casher at 477 Park Ave, Worcester, Massachusetts 
Financial Services Company, Inc. d/b/a The Check Exchange, Worcester – permission to operate as a check casher at 597 Waverly Street, Framingham 
Real Travel, Inc., Hopedale– permission to operate as a check casher at 156 Hartford Street, Unite C, Hopedale 
E-Z Telecomm Corporation, Chelsea – permission to operate as a check casher at 682 Broadway, Chelsea 

2017

Made In Brazil Express, Inc., Framingham permission to operate as a check casher at 167 Concord Street, Framingham 
Checkings, LLC., Everett permission to operate as a check casher at 328 Main Street, Everett 

2016

Debt Collection Informational Session on September 22, 2016 
Westfield Financial, Inc., Westfield, Massachusetts to acquire Chicopee Savings Bank, Chicopee, Massachusetts through a merger with its holding company, Chicopee Bancorp, Inc., Chicopee 
Public Hearing on 209 CMR 41.00, 209 CMR 42.00, and 209 CMR 49.00 
Public Hearing on 209 CMR 31.00, 209 CMR 32.00, 209 CMR 35.00, 209 CMR 44.00, 209 CMR 45.00, 209 CMR 52.00 and 209 CMR 56.00 
Spencer, MHC and Spencer Mid-Tier Holding Company to become bank holding companies 
Public Hearing on 209 CMR 4.00: Compliance with Federal Law and Regulation and on 209 CMR 43.00: Audit Requirements for Credit Unions 
Public Hearing on 209 CMR 46.00: Community Reinvestment and 209 CMR 54.00: Mortgage Lender Community Investment 
Proposed Amendments to 209 CMR 50.00: Parity with Federal Credit Unions 

2015

Public Hearing on 209 CMR 58.00: Credit Union Branching 
Wessagussett Mutual Holding Company and Wessagussett Bancorp, Inc., Weymouth Massachusetts petition to becme a bank holding company 
Berkshire Hills Bancorp, Inc., Pittsfield to acquire Hampden Bancorp, Inc., Springfield 

2014

Public Hearing on 209 CMR 57.00: Flood Insurance 
Independent Bank Corp., Hanover to acquire Peoples Federal Bancshares, Inc., Brighton  
Public Hearing on Proposed Amendments to 209 CMR 32.00: Disclosure of Consumer Credit Costs and Terms and 209 CMR 40.00: Unfair and Deceptive Practices in Consumer Transactions 
Wal-Mart Stores East LP, Bentonville, Arkansas - Permission to operate as a check casher at 160 Broadway, Raynham, Massachusetts  
Gateway Hardware, Inc., Springfield, Massachusetts - Permission to operate a check casher office at 150 Boston Road, Springfield, Massachusetts 
Wal-Mart Stores East LP, Bentonville, Arkansas - Permission to operate as a check casher at 770 Broadway, Saugus, Massachusetts  
Institution for Savings in Newburyport and its Vicinity, Newburyport – permission to acquire Rockport National Bancorp, Inc. and its wholly-owned bank subsidiary, Rockport National Bank, Rockport  
Eastern Bank Corporation, Boston – permission to acquire Centrix Bank & Trust, Bedford, New Hampshire  
Wal-Mart Stores East LP, Bentonville, Arkansas - Permission to operate as a check casher at 160 Broadway, Raynham, Massachusetts  
Public Hearing on Proposed Amendments to Regulations 209 CMR 43.00, 48.00, and 53.00  
JMT Check Cashing, Inc. d/b/a Westside Check Cashing, Holyoke, Massachusetts - Permission to operate a check casher office at 589 High Street, Holyoke, Massachusetts 
Rockville Financial, Inc., Rockville, Connecticut to acquire United Financial Bancorp, Inc., West Springfield, Massachusetts  

2013

Equitable Co-operative Bank, Lynn, Massachusetts - permission to reorganize into a mutual holding company  
Independent Bank Corp., Hanover, Massachusetts - permission to acquire Mayflower Bancorp, Inc.  
Hometown Bank, a Co-operative Bank, Webster, Massachusetts - permission to reorganize into a mutual holding company 
Lowell Variety Store Inc. d/b/a 4 M’s Variety, Lowell, Massachusetts - Permission to operate a check casher office at 271 School Street, Lowell, Massachusetts 
The Savings Bank, Wakefield, Massachusetts - permission to reorganize into a mutual holding company  
East Cambridge Savings Bank, Cambridge, Massachusetts - permission to reorganize into a mutual holding company  
Proposed Amendments to 209 CMR 56.00: Right To Cure A Mortgage Default to implement provisions of Chapter 194 of the Acts of 2012 

2012

Proposed Amendments to 209 CMR 18.00: Conduct of the Business of Debt Collectors and Loan Servicers  
United Financial Bancorp, Inc., West Springfield, Massachusetts - permission to acquire New England Bancshares, Inc., Enfield, Connecticut 
Eastern Bank Corporation, Boston, Massachusetts - permission to acquire Campello Bancorp, Brockton 
Independent Bank Corp., Rockland, Massachusetts - permission to acquire Central Bancorp. Inc., Somerville, Massachusetts  
Berkshire Hills Bancorp, Inc., Pittsfield, Massachusetts - permission to acquire Beacon Federal Bancorp, Inc., East Syracuse, New York  
Commerce Bancshares Corp., Worcester, Massachusetts - permission to acquire Mercantile Capital Corporation, Boston, Massachusetts  
Proposed Amendments to 209 CMR 50.00: Parity with Federal Credit Unions 
Berkshire Hills Bancorp, Inc., Pittsfield, Massachusetts - permission to acquire The Connecticut Bank and Trust Company, Hartford, Connecticut  
Jaime Ann Singhal dba AANYA Check Cashing, New Bedford - Permission to operate a check casher office at 1203 Church Street, New Bedford, Massachusetts 
The Cape Cod Five Cents Savings Bank - permission to reorganize into a mutual holding company 
Rican, Inc., Springfield, Massachusetts - permission to operate a check casher office at 450 Main Street, Springfield, Massachusetts  
AAA Check Exchange Incorporated, Worcester, Massachusetts - permission to operate a check casher office at 342 Shrewsbury Street, Worcester, Massachusetts  

2011

Salem Five Bancorp, Salem, Massachusetts and Stoneham Savings Bank, Stoneham, Massachusetts for various approvals in connection with a multi-step corporate transaction  
Brookline Bancorp, Inc. Permission to Acquire Bancorp Rhode Island  
Berkshire Hills Bancorp, Inc., Pittsfield, Massachusetts to acquire Legacy Bancorp, Inc., Pittsfield, Massachusetts  
Newburyport Five Cents Savings Bank, Newburyport, Massachusetts - approval to reorganize into a Mutual Holding Company  
People's United Financial Inc., Bridgeport, Connecticut to acquire Danvers Bancorp, Inc., Danvers, Massachusetts  
Randell Check Cashing, LLC, Worcester, Massachusetts - permission to operate a check casher office at 108 Canterbury Street, Worcester, Massachusetts  
Wyman's Check Cashers, LLC, Leominster, Massachusetts - permission to operate a check casher office at 30 Pleasant Street, Leominster, Massachusetts  
Hidalgo Multiservices, Inc., Lawrence, Massachusetts - permission to operate a check casher office at 174 South Union Street, Lawrence, Massachusetts  
Jaya Multiple Services, Inc., Lawrence, Massachusetts - permission to operate a check casher office at 268 Lawrence Street, Lawrence, Massachusetts  
Berkshire Hills Bancorp, Inc., Pittsfield, Massachusetts - approval to acquire Rome Bancorp, Inc., Rome, New York  
Lowell Five Cent Savings Bank, Lowell, Massachusetts - approval to reorganize into a Mutual Holding Company  
Mechanics' Co-operative Bank, Taunton, Massachusetts - approval to reorganize into a Mutual Holding Company 
Public hearing to obtain information on the notice of a consumer's right to cure in advance of foreclosure and provisions relative to reverse mortgage loans 
Public hearing to obtain information on the notice of a consumer's right to cure in advance of foreclosure and provisions relative to reverse mortgage loans 
Public hearing to obtain information on the notice of a consumer's right to cure in advance of foreclosure and provisions relative to reverse mortgage loans 
Brookline Bancorp, Inc., Brookline, Massachusetts - approval to acquire First Ipswich Bancorp, Ipswich, Massachusetts 

2010

Maruti Convenience, LLC, Fitchburg, Massachusetts - permission to operate a check casher office at 288 South Street, Fitchburg, Massachusetts 
Currency Exchange International Corp., Orlando, Florida - permission to operate a check casher office at 100 Huntington Avenue, Level 2, Center Court, Boston, Massachusetts 
Eastern Bank Corporation, Boston, Massachusetts - approval to acquire Wainwright Bank & Trust Company, Boston, Massachusetts 
People's United Financial, Inc., Bridgeport, Connecticut - approval to acquire River Bank, North Andover, Massachusetts  
Wal-Mart Stores East, LP dba Wal-Mart Stores, Bentonville, Arkansas – permission to operate a check casher office at 25 Tobias Boland Way, Worcester, Massachusetts 
Vasquez Check Cashing, Inc., New Bedford, Massachusetts - permission to operate a check casher office located at 1292 Acushnet Avenue, New Bedford, Massachusetts 
Proposed Amendments to 209 CMR 50.00: Parity with Federal Credit Unions 
Proposed Amendments to 209 CMR 32.00: Disclosure of Consumer Credit Costs and Terms  
Proposed Amendments To 801 CMR 4.02 Assessment Formulas for Financial Institutions and Non-Bank Licensees Regulated by the Division of Banks  

2009

Charles River Banks, Medway, Massachusetts - permission to reorganize into a mutual holding company  
Proposed amendments to 209 CMR 41:00: The Licensing of Mortgage Loan Originators and 209 CMR 42.00: The Licensing of Mortgage Lenders and Mortgage Brokers 
Pilgrim Bank, Cohasset, Massachusetts - permission to reorganize into a mutual holding company  
Danvers Bancorp, Inc., Danvers, Massachusetts - approval to acquire Beverly National Corporation, Beverly, Massachusetts 
Braz Transfers, Inc., Somerville, Massachusetts - permission to operate a check casher office at 377 Somerville, Ave., Somerville  
Norwood Co-operative Bank, Norwood, Massachusetts - permission to reorganize into a mutual holding company  
Bennington Convenience Store, Inc. dba Sava's Market, East Boston, Massachusetts - permission to operate a check casher office located at 150 Bennington Street, East Boston, Massachusetts 
Belmont Savings Bank, Belmont, Massachusetts - permission to reorganize into a mutual holding company  
Middlesex Savings Bank, Natick, Massachusetts - approval to acquire Service Bancorp, MHC and Service Bancorp, Inc., Medway, Massachusetts  
Forest Hills Check Cashing, Inc., Jamaica Plain, Massachusetts - permission to operate a check casher office located at 18 Central Street, Norwood, Massachusetts 
Joint Public Hearing with Administration and Finance on 801 CMR 4.02, relative to various fees applicable to licensees of the Division of Banks  
Veritas Bank (in organization), Lawrence, Massachusetts - proposal for a named individual to acquire 51% of the stock of Veritas Bank (in organization) 
Middlesex Savings Bank, Natick, Massachusetts - permission to reorganize into a mutual holding company 
Independent Bank Corp., Rockland, Massachusetts - approval to acquire Benjamin Franklin Bancorp, Inc., Franklin, Massachusetts  

2008

Castleridge, Inc., Fitchburg, Massachusetts - permission to operate a check casher office located at 442 Mechanic Street, Fitchburg, Massachusetts 
Wal-Mart Stores East, LP dba Wal-Mart Stores, Bentonville, Arkansas - permission to operate a check casher office located at 11 Jungle Road, Leominster, Massachusetts 
Webster Five Cents Savings Bank, Webster, Massachusetts - permission to reorganize into a mutual holding company 
BBP, Inc. dba Muckey's Liquors, Lakeville, Massachusetts - permission to operate a check casher office located at 13 Harding Street, Lakeville, Massachusetts 
All Checks Cashed, Inc. Boston, Massachusetts - permission to operate a check casher office located at 9 Broadway, Lawrence, Massachusetts 
Proposed new regulation 209 CMR 54.00: Mortgage Lender Community Investment 
Juma Grocery and Check Services, LLC, Marlborough, Massachusetts - permission to operate a check casher office located at 55 Mechanic Street, Marlborough, Massachusetts 
The Store at Providence Street, Inc. dba The Store, Worcester, Massachusetts - permission to operate a check casher office located at 88 Providence Street, Worcester, Massachusetts 
Eastern Bank Corporation, Boston, Massachusetts - approval to acquire MASSBANK, Reading, Massachusetts  
Greenfield Co-operative Bank, Greenfield, Massachusetts - permission to reorganize into a mutual holding company 
Southbridge Savings Bank, Southbridge, Massachusetts - permission to reorganize into a mutual holding company 
Worcester CheckCashers, Inc., Worcester, Massachusetts, permission to operate a check casher office located at 91 Stafford Street, Worcester, Massachusetts  
Police Department of the City of Springfield - proposed regulations for the licensing of pawnbrokers  
Hyde Park Savings Bank, Hyde Park, Massachusetts - permission to establish a mutual savings bank  
Easthampton Savings Bank, Easthampton, Massachusetts - permission to establish a mutual savings bank  
Joint public hearing with Administration and Finance on 801 CMR 4.02, Relative to required mortgage loan originator education courses under Chapter 206 
Comments Received Relative to the Establishment of Proposed New Regulation, 209 CMR 41.00: Licensing of Mortgage Loan Originators, and Amendments to 209 CMR 42.00 
Veritas Bank - forming a corporation 

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