Michael T. Caljouw

Michael T. Caljouw is the Massachusetts Commissioner of Insurance, appointed by Governor Healey. As Commissioner, he oversees the Massachusetts insurance market, an approximately $80 billion industry that ranks near the top ten largest markets in the country and 27th globally.

Commissioner Caljouw is deeply committed to ensuring stable, affordable, and transparent insurance markets and safeguarding consumer interests. He is Vice Chair of the National Association of Insurance Commissioners Financial Condition (E) Committee, the forum for solvency and financial analysis. Commissioner Caljouw also serves on the Financial Regulation Standards and Accreditation (F) Committee, is Secretary of the Northeast Zone and Secretary/Treasurer of the National Insurance Producer Registry. He is a Commissioner on the Massachusetts Health Policy Commission, serves on the Board of the Massachusetts Health Connector and leads the Payment and Pricing Committee of the Affordability Working Group.

Commissioner Caljouw brings over three decades of public and private experience to his current role, including overseeing the policy, regulatory, contracts, and implementation divisions of Massachusetts’ largest health insurance company. In his prior government service, he oversaw several state agencies, developing detailed policy solutions to emerging problems, including solvency and cost containment issues.

Raised in Boston, Commissioner Caljouw graduated from Boston Latin School, Williams College and Suffolk University Law School, serving on the Law Review and earning his Juris Doctorate cum laude. He has taught at Boston University School of Law and is a frequent lecturer on insurance and policy issues. He is the Chair of the Rappaport Center for Law and Public Policy’s Board of Advisors. He is an active mentor to future leaders interested in public policy.

Commissioner Caljouw has received the Better Government Award, Suffolk University Law School’s Outstanding Alumni Service Award and the Arthritis Foundation’s Community Warrior Award. He and his wife Ann-Margaret reside in Boston with Carly, their amazing goldendoodle.