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No pawnbroker may lawfully charge an interest rate that has not been approved by the Division of Banks (DOB).
The DOB has not approved rates above 36% for amounts greater than $25. The following communities have sought and received the DOB's approval for pawnbroker interest rates.
The following cities and towns have sought approval from the DOB to set pawnbroker interest rates above 36%. The Division has denied all of these requests. The following communities therefore do not have approved interest rates: