Boat Insurance

Your boat is a valuable asset. Be sure you are protecting it.

If you lost or sustained damage to your boat due to an accident, fire, storm or lawsuit, you want to have the appropriate coverage to replace or repair the boat to use again. Although homeowners policies may provide some coverage for small boats, it is usually very limited with coverage as low as $1,000 to pay for physical damage to a boat, outboard motor, trailer and accessories. In addition, if you are in an accident with damage to any other property or if anyone is hurt, you are liable for the costs of all damages.

Risks To Your Boat

Insurance For Your Boat

Boat Losses

This information is intended to describe insurance for boats for private pleasure use and not used for commercial purposes. If you are interested in insurance for commercial operation of boats, contact your insurance producer to discuss other insurance, including marine insurance.