The following chart represents a summary of the administrative actions taken against insurance producers and insurance companies by the Division's Enforcement Section between July, 2003 and September, 2003. If you require additional information concerning a particular administrative action, please send your request via e-mail to the Enforcement Email Address.
For each administrative action, please note the following definitions.
Licensee Name | Type of License | Case No. | Primary Allegation(s) | Disposition | Effective Date |
---|---|---|---|---|---|
Federal Life Insurance Company (Mutual) Riverwoods, IL |
Life, Accident & Health Company | 4439 | Issuing accident & health policies without licensing authority | Settlement Agreement: $2,000 Administrative Assessment; Cease & Desist | 7/3/2003 |
American Home Assurance Company New York, NY |
Property Casualty Company | 4294D | Paying Commission to unlicensed entity | Settlement Agreement: $12,500 Administrative Assessment; Cease & Desist | 7/3/2003 |
Lexington Insurance Company New York, NY |
Surplus Lines Company | 4294F | Paying Commission to unlicensed entity | Settlement Agreement: $250 Administrative Assessment; Cease & Desist | 7/3/2003 |
National Union Fire Insurance Company of Pittsburgh, PA Harrisburg, PA |
Property Casualty Company | 4294G | Paying Commission to unlicensed entity | Settlement Agreement: $250 Administrative Assessment; Cease & Desist | 7/3/2003 |
Gordon & Gordon Adjusters, Inc. Boston, MA |
Public Adjuster | 3731 | Conducting business in name other than that appearing on license | Settlement Agreement: $1,000 Administrative Assessment; Cease & Desist | 7/9/2003 |
Federal Kemper Life Assurance Company Schaumburg, IL |
Life, Accident & Health Company | 4432 | Paying Commission to unlicensed entity | Settlement Agreement: $1,800 Administrative Assessment; Cease & Desist | 7/14/2003 |
Gammons, Lewis R. Lakeville, MA |
Producer | 3752 | Failure to Make Required Disclosure on License Application | Settlement Agreement:$250 Administrative Assessment; Cease & Desist | 7/18/2003 |
Horace Mann Insurance Company Springfield, IL |
Property Casualty Company | 4191 | Use of unapproved homeowners non-renewal form | Settlement Agreement: $500 Administrative Assessment; Cease & Desist | 7/24/2003 |
Friedman, Martin Brookline, MA |
Unlicensed | 4328 | Conducting insurance business while unlicensed or unappointed | Settlement Agreement: Cease & Desist | 7/30/2003 |
Christian, Rudolph W. Marshfield, MA |
Producer | 3786 | Failure to Make Required Disclosure on License Application | Settlement Agreement: Cease & Desist | 7/30/2003 |
Employers Mutual Casualty Company Warwick, RI |
Property Casualty Company | 4414B | Paying Commission to Unlicensed Entity | Settlement Agreement: $1,100 Administrative Assessment; Cease and Desist | 8/4/2003 |
Lowell, David B. Mendon, MA |
Unlicensed | 4269 | Unlicensed operation of insurance agency | Settlement Agreement:3 Year License Revocation; Cease & Desist | 8/11/2003 |
Avery-Smith Insurance Agency, Inc. Barrington, RI |
Unlicensed | 4414A | Sale of insurance while unlicensed or unappointed | Settlement Agreement:$2,500 Administrative Assessment; Cease & Desist | 8/11/2003 |
Flanagan, John Jude Worcester, MA |
Producer | 3750 | Selling health insurance issued by unlicensed company; Misrepresentation | Settlement Agreement:$5,800 Fine; Health Insurance Continuing Education | 8/13/2003 |
B.K. McCarthy Insurance Agency, Inc. Peabody, MA |
Business Entity Producer | 4399 | Alteration of motor vehicle coverage limits without affirmative request from insureds | Settlement Agreement: $5,000 Fine; Cease & Desist | 8/14/2003 |
Eastern Casualty Insurance Company Marlborough, MA |
Domestic Property Casualty Company | 4192 | Failure to Notify Commissioner of merger or consolidation | Settlement Agreement: $250 Fine; Cease & Desist | 8/15/2003 |
Sturgeon, John C. Wheaton, IL |
Non-Resident Producer | 4462 | Failure to Make Required Disclosure on License Application | Settlement Agreement: $300 Administrative Assessment; Cease & Desist | 8/18/2003 |
Taylor, Ralph W. New Bedford, MA |
Producer | 3739 | Misappropriation of customer funds; failure to remit funds to insurance company | Settlement Agreement:License Revocation; Restitution to insurance company; Cease & Desist from all insurance activity | 8/19/2003 |
Coverall Insurance Agency, Inc. Jamaica Plain, MA |
Business Entity Producer | 4416 | Sale of insurance while unlicensed or unappointed | Settlement Agreement; $5,000 Administrative Assessment; Cease & Desist | 8/20/2003 |
Adams, David J. Gloucester, MA |
Producer | 3782 | Misrepresentation of Policy Conditions | Settlement Agreement:Permanent License Revocation; Cease & Desist | 8/22/2003 |
Schneider, Daniel L. Tubac, AZ |
Non-Resident Producer | 4463 | Failure to Make Required Disclosure on License Application | Settlement Agreement:$300 Administrative Assessment; Cease & Desist | 8/29/2003 |
Gaetani, Francis J. Sutton, MA |
Producer | 3751 | Selling health insurance issued by unlicensed company; Misrepresentation; Impersonation | Settlement Agreement:$4,500 Fine; Continuing Education compliance program; Cease & Desist | 9/3/2003 |
Anchor International Insurance Agency, Inc. Duxbury, MA |
Business Entity Producer | 4499 | Sale of surplus lines policy without license authority | Settlement Agreement: $50.00 Administrative Assessment; Cease & Desist | 9/4/2003 |
Reynolds, Edward C. Plympton, MA |
Public Adjuster | 3508 | Misrepresentation on public adjuster license applications | Hearing Officer Order on Motion for Summary Decision:Permanent License Revocation; $1,000 Fine | 9/8/2003 |
New England Financial Insurance Agency, LLC Boston, MA |
Business Entity Producer | 4390B | Paying Commission to unlicensed entity | Settlement Agreement: $500 Administrative Assessment; Cease & Desist | 9/9/2003 |
Goldman, Jill L. Barnstable, MA |
Producer | 3754 | Sale of health insurance issued by unlicensed company; Misrepresentation on insurance license applications | Settlement Agreement: $8,000 Fine; Cease & Desist; Restitution; Continuing Education | 9/9/2003 |
Kaplan, Marvin S. & Marvin S. Kaplan Insurance Agency, Inc. Boston, MA |
Producer | 4211 | Sale of surplus lines coverage after lapse of license | Settlement Agreement: $3,000 Administrative Assessment; $6,800 Policyholder Restitution; Cease & Desist | 9/18/2003 |
Reid, Jr., Robert J. Falmouth, MA |
Producer | 3792 | Sale of health insurance issued by unlicensed company | Settlement Agreement:$9,600 Fine; Cease & Desist; Compliance Program | 9/19/2003 |
Meister, Kurt North Bend, WA |
Non-Resident Producer | 4471 | Misrepresentation on insurance license application | Settlement Agreement: $500 Administrative Assessment; Cease and Desist | 9/22/2003 |
Insurance Innovators Agency of New England, Inc. West Springfield, MA |
Business Entity Producer | 3639F | Paying Commission to unlicensed entity | Settlement Agreement: $1,500 Administrative Assessment; Cease & Desist | 9/25/2003 |
Hingham Mutual Fire Insurance Company Hingham, MA |
Domestic Property Casualty Company | 4543 | Failure to submit statistical data through approved statistical agent | Settlement Agreement: $2,000 Fine; Cease & Desist; Compliance Program | 9/26/2003 |
Lapham, James A. Mashpee, MA |
Producer | 3870 | Failure to maintain trustworthiness and suitability for licensure; Misrepresentation on insurance license applications | Settlement Agreement: Permanent license revocation; Cease and Desist from all insurance activity | 9/29/2003 |
Acordia of Illinois Insurance Agency Schaumburg, IL |
Business Entity Producer | 4382 | Sale of surplus lines coverage without license authority | Settlement Agreement:$5,000 Fine; Cease & Desist; Compliance Program | 9/29/2003 |
Renaissance Alliance Insurance Services LLC Wellesley, MA |
Surplus Lines Company | 4363 | Issuing surplus lines policies while unlicensed | Settlement Agreement: $500 Administrative Assessment; Cease and Desist | 9/30/2003 |