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Year 2003 Administrative Actions - July to September

Special Investigation Unit Year 2003

The following chart represents a summary of the administrative actions taken against insurance producers and insurance companies by the Division's Enforcement Section between July, 2003 and September, 2003. If you require additional information concerning a particular administrative action, please send your request via e-mail to the Enforcement Email Address.

For each administrative action, please note the following definitions.
 

Licensee Name Type of License Case No. Primary Allegation(s) Disposition Effective Date
Federal Life Insurance Company (Mutual)
Riverwoods, IL
Life, Accident & Health Company 4439 Issuing accident & health policies without licensing authority Settlement Agreement: $2,000 Administrative Assessment; Cease & Desist 7/3/2003
American Home Assurance Company
New York, NY
Property Casualty Company 4294D Paying Commission to unlicensed entity Settlement Agreement: $12,500 Administrative Assessment; Cease & Desist 7/3/2003
Lexington Insurance Company
New York, NY
Surplus Lines Company 4294F Paying Commission to unlicensed entity Settlement Agreement: $250 Administrative Assessment; Cease & Desist 7/3/2003
National Union Fire Insurance Company of Pittsburgh, PA
Harrisburg, PA
Property Casualty Company 4294G Paying Commission to unlicensed entity Settlement Agreement: $250 Administrative Assessment; Cease & Desist 7/3/2003
Gordon & Gordon Adjusters, Inc.
Boston, MA
Public Adjuster 3731 Conducting business in name other than that appearing on license Settlement Agreement: $1,000 Administrative Assessment; Cease & Desist 7/9/2003
Federal Kemper Life Assurance Company
Schaumburg, IL
Life, Accident & Health Company 4432 Paying Commission to unlicensed entity Settlement Agreement: $1,800 Administrative Assessment; Cease & Desist 7/14/2003
Gammons, Lewis R.
Lakeville, MA
Producer 3752 Failure to Make Required Disclosure on License Application Settlement Agreement:$250 Administrative Assessment; Cease & Desist 7/18/2003
Horace Mann Insurance Company
Springfield, IL
Property Casualty Company 4191 Use of unapproved homeowners non-renewal form Settlement Agreement: $500 Administrative Assessment; Cease & Desist 7/24/2003
Friedman, Martin
Brookline, MA
Unlicensed 4328 Conducting insurance business while unlicensed or unappointed Settlement Agreement: Cease & Desist 7/30/2003
Christian, Rudolph W.
Marshfield, MA
Producer 3786 Failure to Make Required Disclosure on License Application Settlement Agreement: Cease & Desist 7/30/2003
Employers Mutual Casualty Company
Warwick, RI
Property Casualty Company 4414B Paying Commission to Unlicensed Entity Settlement Agreement: $1,100 Administrative Assessment; Cease and Desist 8/4/2003
Lowell, David B.
Mendon, MA
Unlicensed 4269 Unlicensed operation of insurance agency Settlement Agreement:3 Year License Revocation; Cease & Desist 8/11/2003
Avery-Smith Insurance Agency, Inc.
Barrington, RI
Unlicensed 4414A Sale of insurance while unlicensed or unappointed Settlement Agreement:$2,500 Administrative Assessment; Cease & Desist 8/11/2003
Flanagan, John Jude
Worcester, MA
Producer 3750 Selling health insurance issued by unlicensed company; Misrepresentation Settlement Agreement:$5,800 Fine; Health Insurance Continuing Education 8/13/2003
B.K. McCarthy Insurance Agency, Inc.
Peabody, MA
Business Entity Producer 4399 Alteration of motor vehicle coverage limits without affirmative request from insureds Settlement Agreement: $5,000 Fine; Cease & Desist 8/14/2003
Eastern Casualty Insurance Company
Marlborough, MA
Domestic Property Casualty Company 4192 Failure to Notify Commissioner of merger or consolidation Settlement Agreement: $250 Fine; Cease & Desist 8/15/2003
Sturgeon, John C.
Wheaton, IL
Non-Resident Producer 4462 Failure to Make Required Disclosure on License Application Settlement Agreement: $300 Administrative Assessment; Cease & Desist 8/18/2003
Taylor, Ralph W.
New Bedford, MA
Producer 3739 Misappropriation of customer funds; failure to remit funds to insurance company Settlement Agreement:License Revocation; Restitution to insurance company; Cease & Desist from all insurance activity 8/19/2003
Coverall Insurance Agency, Inc.
Jamaica Plain, MA
Business Entity Producer 4416 Sale of insurance while unlicensed or unappointed Settlement Agreement; $5,000 Administrative Assessment; Cease & Desist 8/20/2003
Adams, David J.
Gloucester, MA
Producer 3782 Misrepresentation of Policy Conditions Settlement Agreement:Permanent License Revocation; Cease & Desist 8/22/2003
Schneider, Daniel L.
Tubac, AZ
Non-Resident Producer 4463 Failure to Make Required Disclosure on License Application Settlement Agreement:$300 Administrative Assessment; Cease & Desist 8/29/2003
Gaetani, Francis J.
Sutton, MA
Producer 3751 Selling health insurance issued by unlicensed company; Misrepresentation; Impersonation Settlement Agreement:$4,500 Fine; Continuing Education compliance program; Cease & Desist 9/3/2003
Anchor International Insurance Agency, Inc.
Duxbury, MA
Business Entity Producer 4499 Sale of surplus lines policy without license authority Settlement Agreement: $50.00 Administrative Assessment; Cease & Desist 9/4/2003
Reynolds, Edward C.
Plympton, MA
Public Adjuster 3508 Misrepresentation on public adjuster license applications Hearing Officer Order on Motion for Summary Decision:Permanent License Revocation; $1,000 Fine 9/8/2003
New England Financial Insurance Agency, LLC
Boston, MA
Business Entity Producer 4390B Paying Commission to unlicensed entity Settlement Agreement: $500 Administrative Assessment; Cease & Desist 9/9/2003
Goldman, Jill L.
Barnstable, MA
Producer 3754 Sale of health insurance issued by unlicensed company; Misrepresentation on insurance license applications Settlement Agreement: $8,000 Fine; Cease & Desist; Restitution; Continuing Education 9/9/2003
Kaplan, Marvin S. &
Marvin S. Kaplan Insurance Agency, Inc.
Boston, MA
Producer 4211 Sale of surplus lines coverage after lapse of license Settlement Agreement: $3,000 Administrative Assessment; $6,800 Policyholder Restitution; Cease & Desist 9/18/2003
Reid, Jr., Robert J.
Falmouth, MA
Producer 3792 Sale of health insurance issued by unlicensed company Settlement Agreement:$9,600 Fine; Cease & Desist; Compliance Program 9/19/2003
Meister, Kurt
North Bend, WA
Non-Resident Producer 4471 Misrepresentation on insurance license application Settlement Agreement: $500 Administrative Assessment; Cease and Desist 9/22/2003
Insurance Innovators Agency of New England, Inc.
West Springfield, MA
Business Entity Producer 3639F Paying Commission to unlicensed entity Settlement Agreement: $1,500 Administrative Assessment; Cease & Desist 9/25/2003
Hingham Mutual Fire Insurance Company
Hingham, MA
Domestic Property Casualty Company 4543 Failure to submit statistical data through approved statistical agent Settlement Agreement: $2,000 Fine; Cease & Desist; Compliance Program 9/26/2003
Lapham, James A.
Mashpee, MA
Producer 3870 Failure to maintain trustworthiness and suitability for licensure; Misrepresentation on insurance license applications Settlement Agreement: Permanent license revocation; Cease and Desist from all insurance activity 9/29/2003
Acordia of Illinois Insurance Agency
Schaumburg, IL
Business Entity Producer 4382 Sale of surplus lines coverage without license authority Settlement Agreement:$5,000 Fine; Cease & Desist; Compliance Program 9/29/2003
Renaissance Alliance Insurance Services LLC
Wellesley, MA
Surplus Lines Company 4363 Issuing surplus lines policies while unlicensed Settlement Agreement: $500 Administrative Assessment; Cease and Desist 9/30/2003

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