Year 2005 Administrative Actions - January to March

Special Investigations Unit Year 2005

The following chart represents a summary of the administrative actions taken against insurance producers and insurance companies by the Division's Enforcement Section between January, 2005 and March, 2005. If you require additional information concerning a particular administrative action, please send your request via e-mail to the Enforcement Email Address. For each administrative action, please note the following definitions.

Licensee Name Type of License Case No. Primary Allegation(s) Disposition Effective Date Al Ponte Insurance Agency, Inc. Business Entity Producer 4800B Failure to provide supervision on agency premises Settlement Agreement: $5,000 Fine; Cease & Desist from violations 01/14/2005 American Automobile Insurance Company Company 4204 Misrepresentation of policy conditions Settlement Agreement: $9,000 civil penalty; Cease & Desist from violations 03/03/2005 Bankshares Insurance Group, Inc. Business Entity Producer 4447 Sale of insurance while unlicensed or unappointed Settlement Agreement: $1,650 Fine; Cease & Desist from violations 02/10/2005 Banner Life Insurance Company Company 4816B Paid Commission to unappointed producer Settlement Agreement: $1000 civil penalty; Cease & Desist from violations 01/11/2005 Bleidt, Bradford C. Producer 4874 Trustworthiness, Failure to make required disclosure on license application Administrative Decision: License Revocation; cease & desist from all insurance activity 01/13/2005 Boston Mutual Life Insurance Company Company 4980B Failure to notify of the termination of agent Settlement Agreement: $400 fine; Cease & Desist from violations 03/28/2005 Botkin, Mary S. Producer 4958 Failure to report administrative action Settlement Agreement: $250 fine; Cease & Desist from violations 03/15/2005 Brownlee, Karin L. Producer 4852 Failure to Make Required Disclosure on License Application Settlement Agreement: $1,000 Civil Penalty; Cease & Desist from violations 02/14/2005 Camber Insurance Agency, Inc. Business Entity Producer 4908 Sale of insurance while unlicensed Settlement Agreement: $1,000 fine ; Cease & Desist from violations 03/02/2005 Cunningham, Kevin James Producer 4896 Failure to report administrative action Settlement Agreement: $1,500 Fine; Cease & Desist from violations 01/17/2005 Direct Response Ins. Administrative Svcs. Business Entity Producer 4944 Failure to make required disclosure on license application; Failure to report administrative action Settlement Agreement: $1,000 civil penalty; Cease & Desist from violations 03/07/2005 Dominguez, Ofelia Producer 4936 Failure to report administrative action Settlement Agreement: License Revocation; Cease & Desist from violations and from all insurance activity 02/28/2005 Empire General Life Assurance Corporation Company 4816M Paid Commission to unappointed producer Settlement Agreement: $100 Fine; Cease & Desist from violations 01/03/2005 Employers Mutual Casualty Company Company 3714 Failure to give workers compensation rate deviation to qualified insureds Settlement Agreement: $5,000 Fine; $8,550 in restitution; Cease & Desist from violations 02/01/2005 Fotopoulos, Nicholas A. Producer 4595 Sale of insurance while unlicensed Settlement Agreement: Cease & Desist from violations 02/16/2005 Fox, David H. Producer 4845 Failure to report administrative action Settlement Agreement: $150 Civil Penalty; Cease & Desist from violations 01/06/2005 Fred O. Johnson Insurance Agency, Inc. Business Entity Producer 4959 Sale of insurance while unlicensed Settlement Agreement: $12,000 Civil Penalty; Cease & Desist from violations 02/14/2005 Freedman, Ross Sean Producer 4883 Failure to report administrative action Settlement Agreement: $200 fine; Cease & Desist from violations 02/28/2005 Friedman, Martin Producer 4895 Failure to return premium Settlement Agreement: License revocation; prohibition from the business, restitution 03/16/2005 Garra, Victor Producer 4834 Failure to report administrative action Settlement Agreement: $250 Civil Penalty; Cease & Desist from violations 01/04/2005 Garvey, Joseph Paul Producer 4963 Failure to remit premium, provided false policies Settlement Agreement: License revocation; prohibition from the business, restitution 03/10/2005 Gharib, Clint Datees Producer 4881 Failure to report administrative action Settlement Agreement: $250 fine ; Cease & Desist from violations 03/09/2005 Gilcoine & Burke Insurance Agency, Inc. Business Entity Producer 4922 Sale of insurance while unlicensed or unappointed Settlement Agreement: $1,050 Civil Penalty; Cease & Desist from violations 02/01/2005 Guagliardo, Robert A. Producer 4668 Failure to Make Required Disclosure on License Application Settlement Agreement: $1,000 Civil Penalty; Cease & Desist from violations 02/15/2005 Hunt, David Ralph Producer 4885 Failure to report administrative action Settlement Agreement: $250 Civil Penalty; Cease & Desist from violations 01/13/2005 Ionescu, Gabriel Producer 4722 Failure to make required disclosure on license application Settlement Agreement: $750 civil penalty; Cease & Desist from violations 01/12/2005 Joseph W. Quarantello Insurance, Inc. Business Entity Producer 4912 Individual use of unlicensed agency business name Settlement Agreement: $100 Fine; Cease & Desist from violations 02/17/2005 Kempton, Gregory Lee Producer 4470 Failure to Make Required Disclosure on License Application Consent Agreement: $500 Civil Penalty; Cease & Desist from Violations 12/23/2004 Kolesar, Charles R. Producer 4868 Failure to report administrative action Settlement Agreement: $1,000 Civil Penalty; Cease & Desist from violations 01/28/2005 Leja, David Michael Producer 3893 Trustworthiness Settlement Agreement: License Revocation; Cease & Desist from violations and from all insurance activity 01/20/2005 Martinez, Brandi Producer 4937 Failure to report administrative action Settlement Agreement: $250 fine; Cease & Desist from violations 03/28/2005 Member Protection Insurance Plans, Inc. Producer 4801 Sale of insurance while unlicensed Settlement Agreement: $650 Civil Penalty; Cease & Desist from violations 02/09/2005 Napadow, Michael F. Producer 4554B Misrepresentation of policy conditions Administrative Decision: License Revocation; $10,000 fine, prohibition from the business, restitution 01/19/2005 Nations Hazard Insurance Agency Unlicensed 4554B Sale of insurance while unlicensed Administrative Decision: Prohibition from the business 01/19/2005 Nations Hazard Insurance Company Unlicensed 4554A Sale of insurance while unlicensed Administrative Decision: $3,000 fine, prohibition from the business, restitution 01/19/2005 Newman, Dwight Douglas Producer 4890 Failure to report administrative action Settlement Agreement: $250 Fine; Cease & Desist from violations 02/16/2005 Pell, Melissa Leeanne Producer 4793 Failure to report administrative action; Failure to make required disclosure on license application Administrative Decision: License Revocation; $3,000 Fine; Cease & Desist from violations and from all insurance activity 02/01/2005 Petersen, Michael Bryan Producer 4877 Failure to report administrative action Settlement Agreement: $500 civil penalty; Cease & Desist from violations 03/14/2005 Peterson, Curt C. Producer 4304 Misrepresented that insurance policies had been placed when they had not Settlement Agreement: $2,500 Fine; $731 return of premium; Cease & Desist from violations 12/30/2004 Ponte, Ronald A. Producer 4800A Failure to make required disclosure on license application Settlement Agreement: $1000 civil penalty; Cease & Desist from violations 01/18/2005 Pope Insurance Agency, Inc. Business Entity Producer 4807 Sale of insurance while unlicensed Settlement Agreement: $1000 civil penalty; Cease & Desist from violations 01/11/2005 Porter-Hart, Shirley Babb Producer 4709 Failure to report administrative action Administrative Decision: License Revocation; Cease & Desist from violations and from all insurance activity 01/31/2005 Robles, Angela R. Producer 4698 Failure to report administrative action Administrative Decision: $3,000 Fine; Permanent License Revocation; Cease & Desist from all insurance activity 01/06/2005 Roder, Christina Marie Producer 4876 Failure to report administrative action Settlement Agreement: License Revocation; Cease & Desist from violations and from all insurance activity 01/13/2005 Steidle, Keith J. Producer 4893 Failure to report administrative action Settlement Agreement: $250 Fine; Cease & Desist from violations 02/22/2005 Stewart, Robert G. Producer 4524 Failure to make required disclosure on license application Settlement Agreement: $1000 fine; Cease & Desist from violations 01/11/2005 Susco, Michael John Producer 4806 Failure to report administrative action; Failure to make required disclosure on license application Settlement Agreement: $1,500 Civil Penalty; Cease & Desist from violations 02/02/2005 Veselak, Mark Producer 4847 Failure to report administrative action Settlement Agreement: License Revocation; Cease & Desist from violations and from all insurance activity 01/12/2005 Weisberg, Max Producer 4886 Failure to report administrative action Settlement Agreement: $200 Fine; Cease & Desist from violations 01/11/2005 Worland, Janine Raines Producer 4899 Failure to report administrative action Settlement Agreement: $250 Civil Penalty; Cease & Desist from violations 01/24/2005 Young, Michael K. Producer 4854 Failure to make required disclosure on license application Settlement Agreement: $500 civil penalty; Cease & Desist from violations 03/30/2005