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Division of Insurance Public Hearing Decisions

As administrator of the insurance laws, the Commissioner of Insurance conducts hearings and issues decisions on a wide range of topics, including statewide insurance rate cases, enforcement actions taken by the Division against its licensees, the financial control and structure of certain domestic insurers, and administrative appeals.

Copies of recent decisions are available in PDF format. These are not official copies of the decisions. Official copies are available at the Division and on reserve at the State House Library.

Note - there are no links to stipulations.

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Year 2023 Public Hearing Decisions

Open PDF file, 150.39 KB,  C2023-01; CAR Performance Standards; Issued August 29, 2023 (English, PDF 150.39 KB)
Open PDF file, 224.4 KB,  B2022-01; Petition of An-Louise Johnson, M.D, et al.; Issued May 25, 2023 (English, PDF 224.4 KB)
Open PDF file, 252.43 KB,  R2022-02; WCRIB; Issued April 4, 2023 (English, PDF 252.43 KB)
Open PDF file, 108.29 KB,  R2023-01; Humana Initial Rate Filing for Medicare Supplement Insurance Core Plan; Issued March 15, 2023 (English, PDF 108.29 KB)

Year 2022 Public Hearing Decisions

Open PDF file, 236.85 KB,  E2021-01; Appeal of Jay Seitz; Issued June 9, 2022 (English, PDF 236.85 KB)
Open PDF file, 206.61 KB,  W2019-01; Order on WCRIB’s Motions to Correct the Record and for Reconsideration & Appeal; Issued May 18, 2022 (English, PDF 206.61 KB)
Open PDF file, 247.73 KB,  R2021-02; WCRIB; Issued April 22, 2022 (English, PDF 247.73 KB)
Open PDF file, 204.12 KB,  E2019-19; Division of Insurance v. Alan C. Redmond.; Issued February 24, 2022 (English, PDF 204.12 KB)
Open PDF file, 242.3 KB,  W2019-01; Appeal of Composite Company, Inc.; Issued February 9, 2022 (English, PDF 242.3 KB)

Year 2021 Public Hearing Decisions

Open PDF file, 225.16 KB,  E2020-01; Division of Insurance v. Jay Seitz; Issued June 21, 2021 (English, PDF 225.16 KB)
Open PDF file, 153.97 KB,  C2020-01; CAR Performance Standards; Issued April 6, 2021 (English, PDF 153.97 KB)
Open PDF file, 186.98 KB,  E2019-09; Division of Insurance v. Kimberly Spears ; Issued April 1, 2021 (English, PDF 186.98 KB)
Open PDF file, 186.58 KB,  R2021-01; AllWays Health Plans, Inc. Small Group Rates; Issued February 12, 2021 (English, PDF 186.58 KB)
Open PDF file, 406.33 KB,  F2020-02; In the Matter of the Proposed Acquisition of Control of Coface North America Insurance Company; Issued February 5, 2021 (English, PDF 406.33 KB)
Open PDF file, 322.61 KB,  F2020-03; In the Matter of the Proposed Acquisition of Control of Commonwealth Annuity and First Allmerica Life Ins. Companies by the KKR Group; Issued January 28, 2021 (English, PDF 322.61 KB)

Year 2020 Public Hearing Decisions

Open PDF file, 500.47 KB,  F2020-01; Acquisition of Control of Harvard Pilgrim; Issued December 24, 2020 (English, PDF 500.47 KB)
Open PDF file, 337.51 KB,  E2019-20; Division of Insurance v. Daniel Zaborowski; Issued August 27, 2020 (English, PDF 337.51 KB)
Open PDF file, 237.77 KB,  E2019-16; Division of Insurance v. Ryan Lewis; Issued August 12, 2020 (English, PDF 237.77 KB)
Open PDF file, 230.18 KB,  E2019-17; Division of Insurance v. Henri-Bernard Courbin; Issued July 15, 2020 (English, PDF 230.18 KB)
Open PDF file, 233.29 KB,  E2019-15; Division of Insurance v. Jessica Elaine Edney; Issued July 15, 2020 (English, PDF 233.29 KB)
Open PDF file, 231.4 KB,  E2019-18; Division of Insurance v. Samantha Jo Owens; Issued June 18, 2020 (English, PDF 231.4 KB)
Open PDF file, 225.01 KB,  E2019-12; Division of Insurance v. Pankaj Chatwani; Issued June 17, 2020 (English, PDF 225.01 KB)
Open PDF file, 234.56 KB,  E2019-11; Division of Insurance v. Nakima K. Johnson; Issued June 17, 2020 (English, PDF 234.56 KB)
Open PDF file, 234.74 KB,  E2019-08; Division of Insurance v. Christopher Todd Horn; Issued June 17, 2020 (English, PDF 234.74 KB)
Open PDF file, 239.48 KB,  E2019-05; Division of Insurance v. Deandre Maze-Carter; Issued June 17, 2020 (English, PDF 239.48 KB)
Open PDF file, 225.08 KB,  E2019-04; Division of Insurance v. Saul Suster; Issued June 17, 2020 (English, PDF 225.08 KB)
Open PDF file, 112.26 KB,  R2019-01; WCRIB Insurance Rate Filing; Issued March 27, 2020 (English, PDF 112.26 KB)
Open PDF file, 169.96 KB,  G2019-05; P.G. Realty Trust Appeal of Third Referee Fee; Issued March 3, 2020 (English, PDF 169.96 KB)

Year 2019 Public Hearing Decisions

Open PDF file, 219.43 KB,  E2019-14; Division of Insurance v. Lorenzo R. Ballard; Issued December 4, 2019 (English, PDF 219.43 KB)
Open PDF file, 216.05 KB,  E2019-07; Division of Insurance v. Nikia Jones; Issued December 4, 2019 (English, PDF 216.05 KB)
Open PDF file, 232.11 KB,  E2019-03; Division of Insurance v. Gahan Sharei Adams; Issued November 4, 2019 (English, PDF 232.11 KB)
Open PDF file, 147.53 KB,  G2019-03; Annual Medicare Supplement Insurance Hearing; Issued October 30, 2019 (English, PDF 147.53 KB)
Open PDF file, 225.32 KB,  E2019-01; Division of Insurance v. Tawanda Unique Brown; Issued October 22, 2019 (English, PDF 225.32 KB)
Open PDF file, 234.77 KB,  E2019-06; Division of Insurance v. Alex Belfort; Issued October 21, 2019 (English, PDF 234.77 KB)
Open PDF file, 163.67 KB,  C2018-03; Point Ins Co Request for a Hearing; Issued October 21, 2019 (English, PDF 163.67 KB)
Open PDF file, 182.69 KB,  C2019-02; Appeal of Shannon Ins.; Issued October 18, 2019 (English, PDF 182.69 KB)
Open PDF file, 2.48 MB,  G2018-01; Dental Service of Massachusetts, Inc. d/b/a Delta Dental of Massachusetts Proposed Methodology to Reimburse Participating Dentists; Issued June 20, 2019 (English, PDF 2.48 MB)
Open PDF file, 158.24 KB,  G2019-01; Kapinos Request for c. 176H, §14 Hearing; Issued May 17, 2019 (English, PDF 158.24 KB)
Open PDF file, 157.63 KB,  C2019-01; Performance Standards for Private Passenger & Commercial Auto Claims Payments; Issued April 26, 2019 (English, PDF 157.63 KB)
Open PDF file, 314.64 KB,  E2017-19; Division of Insurance v. Alex Drawve; Issued April 23, 2019 (English, PDF 314.64 KB)
Open PDF file, 223.74 KB,  E2018-12; Division of Insurance v. Jamaal M. Richard; Issued April 12, 2019 (English, PDF 223.74 KB)
Open PDF file, 227.75 KB,  E2018-11; Division of Insurance v. Logan Belmore; Issued April 12, 2019 (English, PDF 227.75 KB)
Open PDF file, 304.96 KB,  E2018-07; Division of Insurance v. Crystal L. Booker; Issued April 12, 2019 (English, PDF 304.96 KB)
Open PDF file, 208.48 KB,  C2018-02; Proposed Changes to CAR Rule 29; Issued April 3, 2019 (English, PDF 208.48 KB)
Open PDF file, 311.5 KB,  E2018-03; Division of Insurance v. Kotera Heard; Issued March 29, 2019 (English, PDF 311.5 KB)
Open PDF file, 336 KB,  R2018-01; WCRIB Filing for Audit Noncompliance Charge; Issued March 26, 2019 (English, PDF 336 KB)
Open PDF file, 315.37 KB,  C2017-01; Order on Point Insurance Agency’s Appeal of a Decision of Commonwealth Automobile Reinsurers; Issued March 11, 2019 (English, PDF 315.37 KB)
Open PDF file, 314.29 KB,  E2018-04; Division of Insurance v. Mark Bresard-Howard; Issued February 27, 2019 (English, PDF 314.29 KB)

Year 2018 Public Hearing Decisions

Open PDF file, 303.89 KB,  E2018-01; Division of Insurance v. Jordan McKittrick; Issued December 27, 2018 (English, PDF 303.89 KB)
Open PDF file, 314.91 KB,  E2017-01; Division of Insurance v. Wafeek Shalabi; Issued December 27, 2018 (English, PDF 314.91 KB)
Open PDF file, 230.43 KB,  E2017-13; Division of Insurance v. Chandra Barr; Issued December 27, 2018 (English, PDF 230.43 KB)
Open PDF file, 232.53 KB,  E2017-10; Division of Insurance v. Ledarius Dobie; Issued December 26, 2018 (English, PDF 232.53 KB)
Open PDF file, 227.74 KB,  E2017-12; Division of Insurance v. Deise Brito; Issued December 26, 2018 (English, PDF 227.74 KB)
Open PDF file, 231.75 KB,  E2017-15; Division of Insurance v. Rafael Sarabia; Issued December 21, 2018 (English, PDF 231.75 KB)
Open PDF file, 308.83 KB,  G2018-01; Delta Dental Services of Massachusetts, d/b/a Delta Dental of Massachusetts 2018 Filing of the Methodology for Determining Fees Paid to Participating Dentists; Issued November 28, 2018 (English, PDF 308.83 KB)
Open PDF file, 144.38 KB,  E2016-11; Division of Insurance v. Jaclyn Escobar; Issued September 14, 2018 (English, PDF 144.38 KB)
Open PDF file, 256.29 KB,  E2018-09; Division of Insurance v. Richard R. Coscia; Issued September 12, 2018 (English, PDF 256.29 KB)
Open PDF file, 282.03 KB,  W2017-01; Appeal of Tony’s Bakery; Issued August 28, 2018 (English, PDF 282.03 KB)
Open PDF file, 230.52 KB,  E2017-08; Division of Insurance v. Dawn Marie Crowder; Issued July 10, 2018 (English, PDF 230.52 KB)
Open PDF file, 229.61 KB,  E2017-06; Division of Insurance v. Michael Tarantino; Issued July 9, 2018 (English, PDF 229.61 KB)
Open PDF file, 216.98 KB,  E2017-16; Division of Insurance v. Paul E. Smyth; Issued July 6, 2018 (English, PDF 216.98 KB)
Open PDF file, 214.05 KB,  R2017-02; Order Approving an MPUIA Filing for a Named Storm Deductible; Issued May 11, 2018 (English, PDF 214.05 KB)
Open PDF file, 220.27 KB,  R2017-01; WCRIB of MA Insurance Rate Filing; Issued March 21, 2018 (English, PDF 220.27 KB)
Open PDF file, 198.75 KB,  E2017-17; Division of Insurance v. Glenn Paul Pearson ; Issued Jan. 22, 2018 (English, PDF 198.75 KB)
Open PDF file, 240.03 KB,  F2017-02; Acquisition of Control of Electric Ins Co by General Electric Ins Co; Issued Jan. 17, 2018 (English, PDF 240.03 KB)
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Year 2017 Public Hearing Decisions

Open PDF file, 226.28 KB,  E2016-16; Division of Insurance v. Valenzia Ramsey; Issued Dec. 6, 2017 (English, PDF 226.28 KB)
Open PDF file, 227.98 KB,  E2016-17; Division of Insurance v. Joshua A. Vela ; Issued Dec. 6, 2017 (English, PDF 227.98 KB)
Open PDF file, 230.71 KB,  E2016-18; Division of Insurance v. Rodolfo Jimenez; Issued Dec. 6, 2017 (English, PDF 230.71 KB)
Open PDF file, 222.27 KB,  E2017-05; Division of Insurance v. Sherika Brantley; Issued Dec. 6, 2017 (English, PDF 222.27 KB)
Open PDF file, 221.27 KB,  E2017-09; Division of Insurance v. Danielle Halfon; Issued Dec. 6, 2017 (English, PDF 221.27 KB)
Open PDF file, 210.75 KB,  E2017-11; Division of Insurance v. Lester G. Sherman, Jr.; Issued November 24, 2017 (English, PDF 210.75 KB)
Open PDF file, 301.61 KB,  E2017-07; Division of Insurance v. Nadine A. Petrarca; Issued November 24, 2017 (English, PDF 301.61 KB)
Open PDF file, 306.07 KB,  E2017-03; Division of Insurance v. Michael S. Laisney; Issued November 24, 2017 (English, PDF 306.07 KB)
Open PDF file, 250.48 KB,  B2014-01; Cohen, Silvestri & Hammer, et al v. Dental Service of MA, Inc. d/b/a Delta Dental Plan of MA; Issued Oct. 23, 2017 (English, PDF 250.48 KB)
Open PDF file, 421.6 KB,  E2015-08; Division of Insurance v. Chase Carmen Hunter; Issued Oct. 17,2017 (English, PDF 421.6 KB)
Open PDF file, 188.16 KB,  F2017-01; Acq. of Control of NELICO by Brighthouse Financial, Inc.; Issued June 22, 2017 (English, PDF 188.16 KB)
Open PDF file, 48.66 KB,  E2016-15; Division of Insurance v. Eugene Laronzo Bazemore ; Issued May 31, 2017 (English, PDF 48.66 KB)
Open PDF file, 44.72 KB,  E2016-14; Division of Insurance v. Robert Allen Christian; Issued May 31, 2017 (English, PDF 44.72 KB)
Open PDF file, 43.7 KB,  E2016-13; Division of Insurance v. Benjamin Fistel; Issued May 31, 2017 (English, PDF 43.7 KB)
Open PDF file, 67.53 KB,  E2016-08; Division of Insurance v. Steve Stokeling; Issued February 1, 2017 (English, PDF 67.53 KB)
Open PDF file, 60.62 KB,  E2016-07; Division of Insurance v. Jeannette Louise Mix; Issued February 1, 2017 (English, PDF 60.62 KB)
Open PDF file, 52.91 KB,  E2016-12; Division of Insurance v. Blenda V. Gamez; Issued January 26, 2017 (English, PDF 52.91 KB)
Open PDF file, 61.44 KB,  E2016-05; Division of Insurance v. Christopher J. Kopatz; Issued January 27, 2017 (English, PDF 61.44 KB)
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Year 2016 Public Hearing Decisions

Open PDF file, 51.57 KB,  F2016-01; Acquisition of Control of United Casualty; Issued December 5, 2016 (English, PDF 51.57 KB)
Open PDF file, 272.73 KB,  R2016-01 WCRIBMA Filing for Revisions to Manual; Issued September 16, 2016 (English, PDF 272.73 KB)
Open PDF file, 50.39 KB,  E2016-04; Division of Insurance v. Robert G. Draper; Issued August 22, 2016 (English, PDF 50.39 KB)
Open PDF file, 235.28 KB,  E2016-03; Division of Insurance v. Jeffrey B. Cohen ; Issued July 15, 2016 (English, PDF 235.28 KB)
Open PDF file, 232.8 KB,  E2016-06; Division of Insurance v. Sean Green; Issued July 15, 2016 (English, PDF 232.8 KB)
Open PDF file, 28.83 KB,  C2015-01; Performance Standards; Issued May 31, 2016 (English, PDF 28.83 KB)
Open PDF file, 41.61 KB,  C2016-01; CAR Rule 29; Issued May 31, 2016 (English, PDF 41.61 KB)
Open PDF file, 306.98 KB,  E2015-12; Division of Insurance v. John Paul Gutschlag; Issued May 27, 2016 (English, PDF 306.98 KB)
Open PDF file, 80.9 KB,  E2015-15; Division of Insurance v. Germone A. Gadsden; Issued May 23, 2016 (English, PDF 80.9 KB)
Open PDF file, 58.62 KB,  E2015-13; Division of Insurance v. De'Borah Dunbar; Issued April 27, 2016 (English, PDF 58.62 KB)
Open PDF file, 30.24 KB,  R2015-02; WCRIB Rate Filing; Issued April 20, 2016 (English, PDF 30.24 KB)
Open PDF file, 45.95 KB,  E2015-14; Division of Insurance v. Emma M. Moreau; Issued April 15, 2016 (English, PDF 45.95 KB)
Open PDF file, 44.25 KB,  E2015-07; Division of Insurance v. Wade M. Callander; Issued April 14, 2016 (English, PDF 44.25 KB)
Open PDF file, 32.31 KB,  R2015-01; WCRIB Filing for Admiralty et al. Class Rate Revision; Issued March 23, 2016 (English, PDF 32.31 KB)
Open PDF file, 42.24 KB,  E2015-05; Division of Insurance v. Derek A Siewert; Issued March 1, 2016 (English, PDF 42.24 KB)
Open PDF file, 56.38 KB,  E2015-09; Division of Insurance v. Redonda L. Russell; Issued February 19, 2016 (English, PDF 56.38 KB)
Open PDF file, 38.49 KB,  E2015-16; Division of Insurance v. Grace W. Smith; Issued February 2, 2016 (English, PDF 38.49 KB)
Open PDF file, 82.47 KB,  E2014-13; Division of Insurance v. Betsy Burgos; Issued January 7, 2016 (English, PDF 82.47 KB)
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Year 2015 Public Hearing Decisions

Open PDF file, 230.37 KB,  E2015-11; Division of Insurance v. Cassandra L. Ott ; Issued December 28, 2015 (English, PDF 230.37 KB)
Open PDF file, 171.89 KB,  E2015-02; Division of Insurance v. Keely Grimes; Issued December 17, 2015 (English, PDF 171.89 KB)
Open PDF file, 232.42 KB,  E2015-10; Michael Tarantino & Tarantino Ins Agency, LLC v. Division of Insurance; issued December 15, 2015 (English, PDF 232.42 KB)
Open PDF file, 248.69 KB,  E2014-11; Division of Insurance v. Edward L. Austin, III; issued October 28, 2015 (English, PDF 248.69 KB)
Open PDF file, 189.62 KB,  E2010-13; Division of Insurance v. Gary Wayne Fravel; issued October 28, 2015 (English, PDF 189.62 KB)
Open PDF file, 29.08 KB,  R2014-02; MPIUA Dwelling Liability Rate Filing; issued March 24, 2015 (English, PDF 29.08 KB)
Open PDF file, 49.83 KB,  E2013-09; Division of Insurance v. Daniel Marechal; issued January 8, 2015 (English, PDF 49.83 KB)
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Year 2014 Public Hearing Decisions

Open PDF file, 32.39 KB,  E2014-10; Sean Collins v. Division of Insurance; issued October 30, 2014 (English, PDF 32.39 KB)
Open PDF file, 85.6 KB,  E2014-09; Earl O. O'Garro & Hybrid Ins. Agency v. Division of Insurance; issued October 30, 2014 (English, PDF 85.6 KB)
Open PDF file, 68.12 KB,  F2014-01; Acquisition of Control of Tower National Insurance Co & MA Homeland; issued September 11, 2014 (English, PDF 68.12 KB)
Open PDF file, 29.18 KB,  C2014-01; Proposed Amendments to Performance Standards for the Handling and Payment of Private Passenger Motor Vehicle Insurance Claims by Assigned Risk Companies and to Performance Standards for the Handling and Payment of Commercial Motor Vehicle (English, PDF 29.18 KB)
Open PDF file, 49.67 KB,  E2014-07; Division of Insurance v. Jorge A. Pena; issued August 6, 2014 (English, PDF 49.67 KB)
Open PDF file, 49 KB,  E2014-06; Division of Insurance v. Samuel Bicalho; issued September 17, 2014 (English, PDF 49 KB)
Open PDF file, 224.9 KB,  R2013-01; Massachusetts Property Insurance Underwriting Association 2013 Rate Filings; Issued June 9, 2014 (English, PDF 224.9 KB)
Open PDF file, 43.99 KB,  E2014-03; Division of Insurance v. Edna D. Duvall; issued June 4, 2014 (English, PDF 43.99 KB)
Open PDF file, 47.37 KB,  E2014-01; Division of Insurance v. Richard Hayward; issued June 4, 2014 (English, PDF 47.37 KB)
Open PDF file, 46.53 KB,  E2013-11; Division of Insurance v. Nancy Hutchinson; issued May 6, 2014 (English, PDF 46.53 KB)
Open PDF file, 184.06 KB,  R2013-02; Rate Filing of the Workers' Compensation Rating and Inspection Bureau; Issued March 21, 2014 (English, PDF 184.06 KB)

Year 2013 Public Hearing Decisions

Open PDF file, 175.46 KB,  E2013-05; Division of Insurance v. Jeffery Douglas Penta; issued December 24, 2013 (English, PDF 175.46 KB)
Open PDF file, 290.1 KB,  E2013-08; Division of Insurance v. Adolphus Nolan, Jr.; issued December 24, 2013 (English, PDF 290.1 KB)
Open PDF file, 269.65 KB,  C2012-02; Appeal of The Calianos Insurance Agency of a Decision of Commonwealth Automobile Reinsurers; Issued November 25, 2013 (English, PDF 269.65 KB)
Open PDF file, 36.31 KB,  E2013-01; Demitrios Economou v. Division of Insurance; Issued October 15, 2013 (English, PDF 36.31 KB)
Open PDF file, 39.53 KB,  E2013-10; J. Edward Surette, III v. Division of Insurance; Issued October 10, 2013 (English, PDF 39.53 KB)
Open PDF file, 54.28 KB,  E2013-01; Demitrios Economou v. Division of Insurance; Issued August 6, 2013 (English, PDF 54.28 KB)
Open PDF file, 36.73 KB,  E2013-06; Division of Insurance v. Hope Allen; Issued June 10, 2013 (English, PDF 36.73 KB)
Open PDF file, 164.32 KB,  E2013-02; Division of Insurance v. Kazimieras V. Stasiukevicius; Issued March 13, 2013 (English, PDF 164.32 KB)
Open PDF file, 158.84 KB,  E2012-10; Division of Insurance v. Lester Williams; Issued March 13, 2013 (English, PDF 158.84 KB)
Open PDF file, 201.37 KB,  E2012-05; Division of Insurance v. Karina Carr-Epstein; Issued March 13, 2013 (English, PDF 201.37 KB)
Open PDF file, 57.22 KB,  E2012-04; Division of Insurance v. Pravit Vincent Chanthalangsy; Issued January 22, 2013 (English, PDF 57.22 KB)
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Year 2012 Public Hearing Decisions

Open PDF file, 60.44 KB,  E2012-03; Division of Insurance v. Gary A. Gahan; Filed September 26, 2012 (English, PDF 60.44 KB)
Open PDF file, 102.6 KB,  F2012-01; In the Matter of the Proposed Acquisition of Control of Neighborhood Health Plan, Inc., by Partners HealthCare System, Inc.; Filed September 14, 2012 (English, PDF 102.6 KB)
Open PDF file, 248.83 KB,  R2012-01; Rate Filing of the Worker's Compensation Rating and Inspection Bureau; Filed August 30, 2012 (English, PDF 248.83 KB)
Open PDF file, 49.88 KB,  E2012-02; Mona-Lissa Frain v. Division of Insurance; Filed July 24, 2012 (English, PDF 49.88 KB)
Open PDF file, 54.98 KB,  C2012-01; Hearing on Proposed Amendments to CAR Rules 28, 30, 31; Issued 07/03/2012 (English, PDF 54.98 KB)
Open PDF file, 112.44 KB,  E2011-06; Matthew David Lanza, Petitioner v. Division of Insurance, Respondent; Issued 06/29/2012 (English, PDF 112.44 KB)
Open PDF file, 183.13 KB,  R2011-02; Massachusetts Property Insurance Underwriting Association 2011 Rate Filings; Issued 05/11/2012 (English, PDF 183.13 KB)
Open PDF file, 59.14 KB,  E2011-08; Philip G. Haddad, Jr. v. Division of Insurance; Issued 02/09/12 (English, PDF 59.14 KB)
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Year 2011 Public Hearing Decisions

Open PDF file, 30.12 KB,  C2011-02; Proposed Amendments to Performance Standards for the Handling and Payment of Commercial Claims by Servicing Carriers; Hearing on July 26, 2011 (English, PDF 30.12 KB)
Open PDF file, 48.08 KB,  G2011-07; Annual Hearing to Monitor the Overall Condition of the Massachusetts Market for Medicare Supplement Insurance; Issued July 28, 2011 (English, PDF 48.08 KB)
Open PDF file, 58.68 KB,  W2009-01; Appeal of A&S Construction Company of its 2007-2008 Workers Compensation Policy Audit Premium; Issued June 30, 2011 (English, PDF 58.68 KB)
Open PDF file, 46.31 KB,  E2011-04; Paul Burke v. Division of Insurance; Issued June 22, 2011 (English, PDF 46.31 KB)
Open PDF file, 101.17 KB,  B2010-01; Boris O. Bergus, M.D., et al. v. Blue Cross Blue Shield of Massachusetts; Issued May 31, 2011 (English, PDF 101.17 KB)
Open PDF file, 29.05 KB,  C2011-01; Performance Standards for the Payment and Handling of Private Passenger Motor Vehicle Insurance Claims; Issued May 13, 2011 (English, PDF 29.05 KB)
Open PDF file, 52.09 KB,  E2011-02; Division of Insurance v. James Timothy Shelnut; Issued: April 22, 2011 (English, PDF 52.09 KB)
Open PDF file, 30.97 KB,  R2011-01; Rate Filing of the Workers' Compensation Rating and Inspection Bureau; Issued April 11, 2011 (English, PDF 30.97 KB)
Open PDF file, 90.96 KB,  E2010-12; Andrew C. Berger v. Division of Insurance; Issued March 22, 2011 (English, PDF 90.96 KB)
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Year 2010 Public Hearing Decisions

Open PDF file, 65.02 KB,  E2010-03; Division of Insurance v. Raymond P. Gerrioe, Jr.; Issued December 8, 2010 (English, PDF 65.02 KB)
Open PDF file, 49.45 KB,  E2010-10; Division of Insurance v. Paul R. Cooper; Issued August 17, 2010 (English, PDF 49.45 KB)
Open PDF file, 51.12 KB,  E2010-05; Division of Insurance v. Dana Brett Polk; Issued June 7, 2010 (English, PDF 51.12 KB)
Open PDF file, 93.06 KB,  R2010-03; Decision on Occidental Fire and Casualty Company of North Carolina's Private Passenger Motor Vehicle Rate Filings Dated January 11 and March 3, 2010; Issued on August 25, 2010 (English, PDF 93.06 KB)
Open PDF file, 94.06 KB,  F2010-03; The Proposed Acquisition of Control of Higham Mutual Fire Insurance Company and Danbury Insurance Company by New London County Mutual Insurance Company; Issued August 19, 2010 (English, PDF 94.06 KB)
Open PDF file, 1.36 MB,  R2010-07; Final Agency Decision on Fallon Community Health Plan v. Division of Insurance; Issued August 6 2010 (English, PDF 1.36 MB)
Open PDF file, 36.89 KB,  G2010-08; Annual Hearing to Monitor the Overall Condition of the Massachusetts Market for Medicare Supplement Insurance; Issued July 1, 2010 (English, PDF 36.89 KB)
Open PDF file, 1.05 MB,  R2010-02; Final Agency Decision on Harvard Pilgrim Health Care Inc. v. Division of Insurance; Issued June 24, 2010 (English, PDF 1.05 MB)
Open PDF file, 93.58 KB,  F2010-02; In the Matter of the Proposed Acquisition of Control of Massachusetts Homeland Insurance Company by Tower Group, Inc. and Tower Insurance Company of New York; Issued June 23, 2010 (English, PDF 93.58 KB)
Open PDF file, 38.44 KB,  R2010-01; Rate Filing of the Workers' Compensation Rating and Inspection Bureau; Issued May 12, 2010 (English, PDF 38.44 KB)
Open PDF file, 77.72 KB,  F2010-01; In the Matter of the Acquisition of Control of Primerica Life Insurance Company by Warburg Pincus Private Equity X, L.P. and Warburg Pincus LLC; Issued March 25, 2010 (English, PDF 77.72 KB)
Open PDF file, 91.69 KB,  G2010-03; Proposed New Methodology to be Used to Determine Fees that Delta Dental Pays Participating Dentists Pursuant to G.L. c. 176E, s.4; Issued March 16, 2010 (English, PDF 91.69 KB)
Open PDF file, 53.93 KB,  E2009-24; Thomas J. Quinn v. Division of Insurance; Issued March 8, 2010 (English, PDF 53.93 KB)
Open PDF file, 47.63 KB,  E2009-15; Division of Insurance v. Kevin E. Brown; Issued March 8, 2010 (English, PDF 47.63 KB)
Open PDF file, 63.56 KB,  E2009-22; Division of Insurance v. Sestatic Insurance Agency, Inc. and Moses E. Kadiri; Issued January 27, 2010 (English, PDF 63.56 KB)
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Year 2009 Public Hearing Decisions

Open PDF file, 36.25 KB,  R2009-02; Massachusetts Property Insurance Underwriting Association 2009 Rate Filings; Issued January 14, 2010 (English, PDF 36.25 KB)
Open PDF file, 52.58 KB,  Proposed Amendments to MAIP Rules 28 and 29; Letter Issued December 18, 2009; (English, PDF 52.58 KB)
Open PDF file, 51.28 KB,  E2009-14; Division of Insurance v. John R. Braz Insurance Agency, Inc. and Joanne C. Braz; Issued November 19, 2009 (English, PDF 51.28 KB)
Open PDF file, 24.84 KB,  M2009-01; Proposed Changes to Experience Review Plan Submitted by Medical Professional Mutual Insurance Company; Issued November 18, 2009 (English, PDF 24.84 KB)
Open PDF file, 39.14 KB,  C2009-05; Commonwealth Automobile Reinsurers Proposed Revisions to the Performance Standards For the Handling and Payment of Private Passenger Motor Vehicle Insurance Claims; Issued November 13, 2009 (English, PDF 39.14 KB)
Open PDF file, 105.44 KB,  E2009-01; Division of Insurance v. Eugene W. Downing, Jr.; Issued October 22, 2009 (English, PDF 105.44 KB)
Open PDF file, 53.48 KB,  E2009-09; Division of Insurance v. Hakima Helen Robinson-Rashad; Issued Orctober 5, 2009 (English, PDF 53.48 KB)
Open PDF file, 51.92 KB,  E2009-20; Division of Insurance v. Annette Toms Dickenson; Issued September 25, 2009 (English, PDF 51.92 KB)
Open PDF file, 38.43 KB,  E2009-17; Elias White v. Division of Insurance; Issued September 9, 2009 (English, PDF 38.43 KB)
Open PDF file, 42.56 KB,  C2009-04; Commonwealth Automobile Reinsurers' Proposed Changes to MAIP Rules 21 and 30; Issued September 10, 2009 (English, PDF 42.56 KB)
Open PDF file, 51.22 KB,  E2009-10; Division of Insurance v. Darla Denise Smoot; Issued September 1, 2009 (English, PDF 51.22 KB)
Open PDF file, 81.6 KB,  F2008-02; The Merger of John Hancock Life Insurance Company, John Hancock Variable Life Insurance Company and John Hancock Life Insurance Company (U.S.A.); Issued August 27, 2009 (English, PDF 81.6 KB)
Open PDF file, 27.91 KB,  G2009-05; Annual Hearing to Monitor the Overall Condition of the Massachusetts Market for Medicare Supplement Insurance; Issued July 3, 2009 (English, PDF 27.91 KB)
Open PDF file, 54.01 KB,  E2009-07; Division of Insurance v. Carlo F. Oldenberg; Issued July 6, 2009 (English, PDF 54.01 KB)
Open PDF file, 42.56 KB,  C2009-04; Commonwealth Automobile Reinsurers' Proposed Changes to MAIP Rules 21 and 30; Issued September 10, 2009 (English, PDF 42.56 KB)
Open PDF file, 49.8 KB,  E2009-08; Division of Insurance v. Roberto Ettorre; Issued June 4, 2009 (English, PDF 49.8 KB)
Open PDF file, 46.53 KB,  E2009-05; Division of Insurance, Petitioner v.Philip C. Sandberg, Respondent; Issued May 11, 2009 (English, PDF 46.53 KB)
Open PDF file, 45.36 KB,  E2009-06; Division of Insurance v. Fred A. Drewery, Jr.; Issued May 6, 2009 (English, PDF 45.36 KB)
Open PDF file, 47.08 KB,  E2009-04; Division of Insurance v. Eleasar Fraga; Issued May 6, 2009 (English, PDF 47.08 KB)
Open PDF file, 199.17 KB,  C2009-01; Emergency Amendments to Rules 22 and 29 of Commonwealth Automobile Reinsurers; Issued May 1, 2009 (English, PDF 199.17 KB)
Open PDF file, 127.13 KB,  G2008-10; Concerning Fees Delta Dental Pays Participating Dentists and Method Used to Determine Such Fees Pursuant to M.G.L. 176E s. 4; Issued April 14, 2009 (English, PDF 127.13 KB)
Open PDF file, 66.69 KB,  E2009-02; Division of Insurance v. Gregg T. Rennie; Issued April 10, 2009 (English, PDF 66.69 KB)
Open PDF file, 40.73 KB,  E2009-03; Division of Insurance v. Lisa Sue Mize; Issued April 13, 2009 (English, PDF 40.73 KB)
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Year 2008 Public Hearing Decisions

Open PDF file, 91.43 KB,  F2008-04; In the Matter of the Acquisition of Control of First Allmerica Financial Life Insurance Company; Issued December 30, 2008 (English, PDF 91.43 KB)
Open PDF file, 38 KB,  F2008-03; In Regard to the Proposed Redomestication of SPARTA Insurance Company to Connecticut; Issued December 30, 2008 (English, PDF 38 KB)
Open PDF file, 47.69 KB,  E2008-17; Division of Insurance v. John Wayne Goff; Issued November 19, 2008 (English, PDF 47.69 KB)
Open PDF file, 40.93 KB,  E2008-19; Division of Insurance v. Cheryl D. Williams; Issued November 12, 2008 (English, PDF 40.93 KB)
Open PDF file, 54.9 KB,  E2008-12; Division of Insurance v. John Christopher Sweeney; Issued August 22, 2008 (English, PDF 54.9 KB)
Open PDF file, 38.06 KB,  E2008-13; Division of Insurance v. Terrel Y. Bruce; Issued August 6, 2008 (English, PDF 38.06 KB)
Open PDF file, 47.83 KB,  E2007-11; Division of Insurance v. Victor A. Lindsey; Issued April 16, 2008 (English, PDF 47.83 KB)
Open PDF file, 42.48 KB,  E2008-10; Division of Insurance v. Kiana C. Mims; Issued August 5, 2008 (English, PDF 42.48 KB)
Open PDF file, 44.74 KB,  E2008-08; Division of Insurance v. Corrina R. Allen; Issued June 16, 2008 (English, PDF 44.74 KB)
Open PDF file, 38.99 KB,  E2008-07; Division of Insurance v. Peter Tzamalas; Issued June 12, 2008 (English, PDF 38.99 KB)
Open PDF file, 79.26 KB,  F2008-01; Decision and Order in the Acquisition of Control of Commerce Ins. and Citation Ins. Companies by Mapfre S.A.; Issued May 22, 2008 (English, PDF 79.26 KB)
Open PDF file, 81.5 KB,  R2007-02; Massachusetts Property Insurance Underwriting Association (FAIR Plan) Rate Filing; Issued May 8, 2008 (English, PDF 81.5 KB)
Open PDF file, 48.4 KB,  E2008-06; Division of Insurance v. Craig Kendell Mason; Issued May 7, 2008 (English, PDF 48.4 KB)
Open PDF file, 94.27 KB,  C2008-01; Decision and Order on Amendments to Rules 21 through 24 and 26 through 38 of the Massachusetts Automobile Insurance Plan; Issued May 6, 2008 (English, PDF 94.27 KB)
Open PDF file, 515.67 KB,  E2007-06; John C. Magennis v. Division of Insurance; Issued April 25, 2008 (English, PDF 515.67 KB)
Open PDF file, 278.83 KB,  R2008-01; Rate Filing of the Workers' Compensation Rating Bureau; Issued April 17, 2008 (English, PDF 278.83 KB)
Open PDF file, 46.54 KB,  E2008-01; Division of Insurance v. Andrew Layne Weeks; Issued March 31, 2008 (English, PDF 46.54 KB)
Open PDF file, 48.3 KB,  E2007-14; Division of Insurance v. Salvatore Vincent Bottieri; Issued March 18, 2008 (English, PDF 48.3 KB)
Open PDF file, 26.88 KB,  Commissioner's Letter of Disapproval of CAR's Proposed Changes to Rule 29 of the Massachusetts Automobile Insurance Plan; Issued February 6, 2008 (English, PDF 26.88 KB)
Open PDF file, 74.63 KB,  R2007-07; Opinion, Findings and Decision on Premier Insurance Company's Private Passenger Motor Vehicle Rate Filing Dated November 27, 2007; Issued January 31, 2008 (English, PDF 74.63 KB)
Open PDF file, 83.33 KB,  R2007-09; Opinion, Findings and Decision on Arbella Mutual Insurance Company's Private Passenger Motor Vehicle Rate Filing Dated November 27, 2007; Issued January 30, 2008 (English, PDF 83.33 KB)
Open PDF file, 75.45 KB,  R2007-08; Opinion, Findings and Decision on Request for Hearing on Hanover Insurance Group's Private Passenger Motor Vehicle Rate Filing Dated November 27, 2007; Issued January 28, 2008 (English, PDF 75.45 KB)
Open PDF file, 69.3 KB,  R2007-06; Opinion Findings and Decision on Request for Hearing on Safety Insurance Company's Private Passenger Motor Vehicle Rate Filing Dated November 27, 2007; Issued January 25, 2008 (English, PDF 69.3 KB)
Open PDF file, 87.69 KB,  R2007-04; Opinion Findings and Decision on Request for Hearing on Commerce Insurance Company's Private Passenger Motor Vehicle Rate Filing Dated November 19, 2007; Issued January 25, 2008 (English, PDF 87.69 KB)
Open PDF file, 40.35 KB,  C2007-03; Commonwealth Automobile Reinsurers' Proposed Amendments to Rules of Operation 23, 26, 28 and 30 of the Massachusetts Automobile Insurance Plan; Issued January 2, 2008 (English, PDF 40.35 KB)
Open PDF file, 76.2 KB,  Appendix "A" to the CAR Decision (C2007-03); Issued January 2, 2008 (English, PDF 76.2 KB)
Open PDF file, 68.34 KB,  C2007-04; Order on Commonwealth Automobile Reinsurers' Proposed Amendments to Rules of Operation 11 and 12, and Rules 29 and 30 of the Massachusetts Automobile Insurance Plan; Issued January 16, 2008 (English, PDF 68.34 KB)
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Year 2007 Public Hearing Decisions

Open PDF file, 11.73 KB,  C2007-03; Commissioner's Letter of Disapproval of CAR's Proposed Changes to Rules 23, 26, 28 and 30 of the Massachusetts Automobile Insurance Plan; (Disapproval) Issued October 19, 2007 (English, PDF 11.73 KB)
Open PDF file, 57.11 KB,  E2007-09; Division of Insurance v. Steven Andrew Gilman; Issued September 9, 2007 (English, PDF 57.11 KB)
Open PDF file, 32.21 KB,  E2004-23; Division of Insurance v. Anawan Insurance Agency, Inc. and Stephen G. Michaels; Issued October 9, 2007 (English, PDF 32.21 KB)
Open PDF file, 48.38 KB,  E2007-07; Division of Insurance v. Thomas Joseph Cavalari; Issued September 20, 2007 (English, PDF 48.38 KB)
Open PDF file, 91.26 KB,  C2007-02; Order on Commonwealth Automobile Reinsurers' Proposed Changes to Rule of Operation 13.C ; Issued September 24, 2007 (English, PDF 91.26 KB)
Open PDF file, 30.8 KB,  G2007-06; Annual Medicare Supplement Hearings - Summary of Proceedings and Closing of the Record; Issued August 7, 2007 (English, PDF 30.8 KB)
Open PDF file, 56.54 KB,  F2007-01; In the Matter of the Acquisition of Control of American Employers' Insurance Company by SPARTA Insurance Holdings, Inc; Issued August 31, 2007 (English, PDF 56.54 KB)
Open PDF file, 1.95 MB,  R2007-03; Opinion, Findings, and Decision on the Operation of Competition in Private Passenger Motor Vehicle Insurance in 2008; Issued July 16, 2007 (English, PDF 1.95 MB)
Open PDF file, 104.06 KB,  Appendix A to the Opinion, Findings, and Decision on the Operation of Competition in Private Passenger Motor Vehicle Insurance in 2008 Issued July 16, 2007 (English, PDF 104.06 KB)
Open PDF file, 10.79 MB,  Appendix B to the Opinion, Findings, and Decision on the Operation of Competition in Private Passenger Motor Vehicle Insurance in 2008 Issued July 16, 2007 (English, PDF 10.79 MB)
Open PDF file, 1.24 MB,  Appendix C to the Opinion, Findings, and Decision on the Operation of Competition in Private Passenger Motor Vehicle Insurance in 2008 Issued July 16, 2007 (English, PDF 1.24 MB)
Open PDF file, 522.88 KB,  Amended Decision and Order Following Remand on Changes to Rules of Operation 21 through 40 Issued July 16, 2007 (English, PDF 522.88 KB)
Open PDF file, 1.06 MB,  Appendix A to the Amended Decision and Order Following Remand on Changes to Rules of Operation 21 through 40 Issued July 16, 2007 (English, PDF 1.06 MB)
Open PDF file, 3.33 MB,  Appendix B to the Amended Decision and Order Following Remand on Changes to Rules of Operation 21 through 40 Issued July 16, 2007 (English, PDF 3.33 MB)
Open PDF file, 51.91 KB,  E2007-03; Division of Insurance v. Terrence Scott Haddix; Issued May 23, 2007 (English, PDF 51.91 KB)
Open PDF file, 267.17 KB,  E2004-23; Division of Insurance v. Anawan Insurance Agency, Inc. and Stephen G. Michaels Issued May 15, 2007 (English, PDF 267.17 KB)
Open PDF file, 45.99 KB,  E2007-02; Division of Insurance v. Belinda M. Anderson; Issued May 11, 2007 (English, PDF 45.99 KB)
Open PDF file, 39.72 KB,  R2007-01; Rate Filing of the Workers' Compensation Rating Bureau; Issued May 14, 2007 (English, PDF 39.72 KB)
Open PDF file, 42 KB,  W2005-05; Hearing on the Data Collection and Submission Practices of the American International Group With Respect to Massachusetts Workers' Compensation Insurance; Issued May 8, 2007 (English, PDF 42 KB)
Open PDF file, 47.15 KB,  C2004-02; Decision and Order on Suspended Rules of Operation Following Hearing on February 15, 2007; Issued April 19, 2007 (English, PDF 47.15 KB)
Open PDF file, 145.47 KB,  C2005-06; Appeal of Drivers Insurance Agency of a Decision of Commonwealth Automobile Reinsurers; Issued March 5, 2007 (English, PDF 145.47 KB)
Open PDF file, 167.72 KB,  R2006-09; Stipulation In Re: Hearings on Filings of Blue Cross and Blue Shield of Massachusetts, Inc., of Proposed Rates and Policy Forms for Medex Products to be Effective On and After March 15, 2007; Issued January 17, 2007 (English, PDF 167.72 KB)
Open PDF file, 38.7 KB,  E2006-14; Division of Insurance v. Daniel Joseph Reardon; Issued January 3, 2007 (English, PDF 38.7 KB)
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Year 2006 Public Hearing Decisions

Open PDF file, 26.63 KB,  G2006-09; Harleysville Worcester Insurance Company, a Massachusetts Domestic Stock Insurance Company, to Redomesticate to the Commonwealth of Pennsylvania; Issued December 27, 2006 (English, PDF 26.63 KB)
Open PDF file, 30.87 KB,  E2006-13; Division of Insurance v. Eric James Brown; Issued December 20, 2006 (English, PDF 30.87 KB)
Open PDF file, 512.07 KB,  R2006-07; Private Passenger Motor Vehicle Insurance Rates for Rate Year 2007, (Docket Nos. R2006-04, R2006-05, R2006-06 and R2006-07) Issued December 15, 2006 (English, PDF 512.07 KB)
Open PDF file, 157.22 KB,  C2004_02; Decision and Order Following Remand on Changes to Rules of Operation 2, 9 through 14, and 17, and Rules 21 through 40; Issued December 13, 2006 (English, PDF 157.22 KB)
Open PDF file, 1.05 MB,  Transitional and MAIP Rules (English, PDF 1.05 MB)
Open PDF file, 65.22 KB,  F2006-01; In the Matter of the Acquisition of Control of Coface North America Insurance Company by Caisse Nationale des Caisses d'Epargne et de Prevoyance; Issued November 15, 2006 (English, PDF 65.22 KB)
Open PDF file, 33.61 KB,  R2006-03; Proceeding to Designate 2007 Territories for Motor Vehicle Insurance Rating; Issued November 14, 2006 (English, PDF 33.61 KB)
Open PDF file, 33.61 KB,  R2006-03 and R2006-07; Proceeding to Fix-and-Establish Private Passenger Automobile Insurance Rates for 2007 - Main Rate; Issued November 14, 2006 (English, PDF 33.61 KB)
Open PDF file, 109.78 KB,  E2006-02; Division of Insurance v. William T. Rowan and Rowan Insurance Agency, Inc.; Issued October 2, 2006 (English, PDF 109.78 KB)
Open PDF file, 79.33 KB,  C2005-07; Appeal of Phillip Rivera, et al., of a Decision of Commonwealth Automobile Reinsurers; Issued August 29, 2006 (English, PDF 79.33 KB)
Open PDF file, 231.95 KB,  R2005-14; Decision and Order on Massachusetts Property Insurance Underwriting Association Revised Rate Filings; Issued August 11, 2006 (English, PDF 231.95 KB)
Open PDF file, 57.1 KB,  R2006-02; Decision on the Operation of Competition Among Motor Vehicle Insurers; Issued August 10, 2006 (English, PDF 57.1 KB)
Open PDF file, 114.82 KB,  E2005-28; Division of Insurance v. William F. Tracy; Issued August 4, 2006 (English, PDF 114.82 KB)
Open PDF file, 119.83 KB,  E2006-07; Division of Insurance v. Teresa Ann Healey; Issued July 13, 2006 (English, PDF 119.83 KB)
Open PDF file, 121.63 KB,  E2006-06; Division of Insurance v. Richard M. O'Connell; Issued July 11, 2006 (English, PDF 121.63 KB)
Open PDF file, 117.04 KB,  E2006-10; Division of Insurance v. Therese Ann Balducci; Issued July 6, 2006 (English, PDF 117.04 KB)
Open PDF file, 114.53 KB,  E2005-21; Division of Insurance v. Thomas J. Minichiello, Jr; Issued May 12, 2006 (English, PDF 114.53 KB)
Open PDF file, 117.47 KB,  E2006-05; Division of Insurance v. Glen D. Tucker; Issued May 5, 2006 (English, PDF 117.47 KB)
Open PDF file, 117.47 KB,  E2006-04; Division of Insurance v. Tyler Parker Turner; Issued May 5, 2006 (English, PDF 117.47 KB)
Open PDF file, 114.65 KB,  E2005-26; Division of Insurance v. Martin O'Malley; Issued March 16, 2006 (English, PDF 114.65 KB)
Open PDF file, 117.06 KB,  E2005-25; Division of Insurance v. Jeffrey T. Gargaro; Issued March 16, 2006 (English, PDF 117.06 KB)
Open PDF file, 129.8 KB,  E2005-24; Division of Insurance v. Golf Marketing Worldwide, LLC., et al; Issued February 27, 2006) (English, PDF 129.8 KB)
Open PDF file, 115.72 KB,  E2005-23; Division of Insurance v. Desmond Frederick Primus; Issued February 27, 2006 (English, PDF 115.72 KB)
Open PDF file, 92.69 KB,  C2005-08; Appeal of Delores Langford of a Decision of CAR; Issued January 9, 2006 (English, PDF 92.69 KB)
Open PDF file, 236.16 KB,  R2005-14; Decision and Order on Massachusetts Property Insurance Underwriting Association Rate Filings; Issued June 30, 2006. (English, PDF 236.16 KB)
Open PDF file, 28.97 KB,  R2006-01; Application of Amica Mutual Insurance Company to Deviate from the Fixed-and-Established Rates for Private Passenger Automobile Insurance; Issued February 3, 2006 (English, PDF 28.97 KB)
Open PDF file, 91.96 KB,  C2006-01; Order on Commonwealth Automobile Reinsurers Proposed ERP Redistribution Methodology, and Amendment to that Order; Issued January 27, 2006 (English, PDF 91.96 KB)
Open PDF file, 105.12 KB,  E2005-19; Division of Insurance v. John Mark Feeney; Issued January 3, 2006 (English, PDF 105.12 KB)
Open PDF file, 116.96 KB,  E2005-18; Division of Insurance v. David Bruce Kuhnke; Issued January 3, 2006 (English, PDF 116.96 KB)
Open PDF file, 105.93 KB,  E2005-16; Division of Insurance v. Christine Joann Riddell; Issued January 3, 2006 (English, PDF 105.93 KB)
Open PDF file, 107.2 KB,  E2005-15; Division of Insurance v. James Douglas McKinney, Jr.; Issued January 3, 2006 (English, PDF 107.2 KB)
Open PDF file, 125.23 KB,  E2005-14; Division of Insurance v. Russell John Garcia; Issued January 3, 2006 (English, PDF 125.23 KB)
Open PDF file, 103.57 KB,  E2005-13; Division of Insurance v. Roger Dale Crooke; Issued January 3, 2006 (English, PDF 103.57 KB)
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Year 2005 Public Hearing Decisions

Open PDF file, 984.41 KB,  F2005-01; Decision, In the Matter of the Acquisition of Control of Allmerica Financial Life Insurance and Annuity Company by the Goldman Sachs Group, Inc.; Issued December 28, 2005 (English, PDF 984.41 KB)
Open PDF file, 109.87 KB,  F2005-02; Proposed Plan of Reorganization of American Mutual Insurance Company of Boston; Issued December 29, 2005 (English, PDF 109.87 KB)
Open PDF file, 29.51 KB,  E2005-12; Division of Insurance v. Michael Segal; Issued November 23, 2005 (English, PDF 29.51 KB)
Open PDF file, 28.46 KB,  G2005-07; Memorandum of Decision and Order, In The Matter of the Request of Liberty Mutual Fire Insurance Company, A Domestic Stock Insurance Company, To Redomesticate to the State of Wisconsin; Issued: December 21, 2005 (English, PDF 28.46 KB)
Open PDF file, 727.1 KB,  R2005-09_11; Opinion, Findings and Decision on 2006 Private Passenger Automobile Insurance Rates; Issued December 15, 2005 (English, PDF 727.1 KB)
Open PDF file, 79.41 KB,  C2005-04; Order on Proposed Changes to Rule 13 of the Commonwealth Automobile Reinsurers Rules of Operation; Issued September 30, 2005 (English, PDF 79.41 KB)
Open PDF file, 234.15 KB,  C2005-02; Order on Proposed Changes to Rules 11 and 12 of CAR's Rules of Operation; Issued September 20, 2005 (English, PDF 234.15 KB)
Open PDF file, 79.37 KB,  C2005-03; Commonwealth Automobile Reinsurers Proposed Revisions to the Performance Standards for the Handling and Payment of Claims by Servicing Carriers; Issued September 12, 2005 (English, PDF 79.37 KB)
Open PDF file, 83.16 KB,  E2005-03; Division of Insurance v. Tufts Insurance Company; Issued August 9, 2005 (English, PDF 83.16 KB)
Open PDF file, 97.21 KB,  R2005-08; Opinion, Findings and Decision on the Operation of Competition among Motor Vehicle Insurers; Issued June 16, 2005 (English, PDF 97.21 KB)
Open PDF file, 98.82 KB,  R2005-06; Rate Filing of the Worker's Comp Rating and Inspection Bureau; Issued May 19, 2005 (English, PDF 98.82 KB)
Open PDF file, 170.32 KB,  E2005-02; Division of Insurance v. Thurston Gene Gilman; Issued May 17, 2005 (English, PDF 170.32 KB)
Open PDF file, 289.84 KB,  R2005-01; Decision and Order on the Safe Driver Insurance Plan for 2006; Issued April 29, 2005 (English, PDF 289.84 KB)
Open PDF file, 194.83 KB,  E2004-24; Division of Insurance v. Neale; Issued April 4, 2005 (English, PDF 194.83 KB)
Open PDF file, 89.24 KB,  E2004-18; Michael Despres v. Division of Insurance; Issued March 23, 2005 (English, PDF 89.24 KB)
Open PDF file, 353.47 KB,  F2004-02; Order on the Acquisition of Connecticare of Massachusetts, Inc. by the Health Insurance Plan of Greater New York; Issued March 9, 2005 (English, PDF 353.47 KB)
Open PDF file, 118.94 KB,  R2004-07a; Decision on the Appeal of the 2005 Territorial Assignments for Motor Vehicle Insurance Rating; Issued March 7, 2005 (English, PDF 118.94 KB)
Open PDF file, 112.52 KB,  R2005-04; Applications of the Amica Mutual Insurance Company to Deviate from the Fixed-and-Established Rates for Private Passenger Automobile Insurance; Issued February 8, 2005 (English, PDF 112.52 KB)
Open PDF file, 111.69 KB,  R2005-03; Application of Electric Insurance Company to Deviate from the Fixed-and-Established Rates for Private Passenger Automobile Insurance; Issued February 8, 2005 (English, PDF 111.69 KB)
Open PDF file, 124.99 KB,  E2004-29; Division of Insurance, Petitioner v. Melissa Leeanne Pell, Respondent; Issued February 1, 2005 (English, PDF 124.99 KB)
Open PDF file, 142.33 KB,  E2004-21; Division of Insurance v. Michael Francis Napadow, Nations Hazard Insurance Agency, and Nations Hazard Insurance Agency, Order on Motion for Summary Decision; Issued January 18, 2005 (English, PDF 142.33 KB)
Open PDF file, 124.08 KB,  E2004-30; Division of Insurance v. Bradford C. Bleidt, Order on Motion for Summary Decision; Issued January 13, 2005 (English, PDF 124.08 KB)
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Year 2004 Public Hearing Decisions

Open PDF file, 118.96 KB,  E2004-20; Order on Petitioner's Motion for Summary Decision, DOI v. Angela R. Robles; Issued January 6, 2004 (English, PDF 118.96 KB)
Open PDF file, 98.73 KB,  R2004-10; Final Order, Motorcycle Policy Forms and Rates for 2005; Issued December 31, 2004 (English, PDF 98.73 KB)
Open PDF file, 188.42 KB,  R2004-10; Order on the "Renewed Petition to Intervene" and the "Supplemental Petition to Intervene" of The Modified Motorcycle Association of Massachusetts d/b/a Massachusetts Motorcycle Association; Issued December 31, 2004 (English, PDF 188.42 KB)
Open PDF file, 201.54 KB,  C2004-02; Decision and Order on Changes to Rules of Operation 2, 9 through 14, and 17, and Rules 21 through 40; Issued December 31, 2004 (English, PDF 201.54 KB)
Open PDF file, 1.88 MB,  Transitional and MAIP Rules (English, PDF 1.88 MB)
Open PDF file, 1016.88 KB,  Transitional and MAIP Rules - Redlined (English, PDF 1016.88 KB)
Open PDF file, 122.72 KB,  Addendum to the Decision and Order on Changes to Rules of Operation 2, 9 through 14, and 17, and Rules 21 through 40; Issued January 7, 2005 (English, PDF 122.72 KB)
Open PDF file, 1.2 MB,  R2004-11_13; Opinion, Findings And Decision On 2005 Private Passenger Automobile Insurance Rates; Issued December 15, 2004 (English, PDF 1.2 MB)
Open PDF file, 1.43 MB,  C2004-02; Order on Proposed Changes to Rules of Operation 2, 9 through 14, and 17 And Rules 21 through 40; Issued November 23, 2004 (English, PDF 1.43 MB)
Open PDF file, 934.96 KB,  C2004-02; CAR - Rules of Operation; Issued September 24, 2004 (English, PDF 934.96 KB)
Open PDF file, 83.54 KB,  E2004-16; Order on Appeal, Division of Insurance v. Richard L. Brown; Issued October 18, 2004 (English, PDF 83.54 KB)
Open PDF file, 69.73 KB,  C2004-02; Order on Change of Hearing Date, Commonwealth Automobile Reinsurers' Proposed Changes to the Rules of Operation; Issued October 8, 2004 (English, PDF 69.73 KB)
Open PDF file, 154.1 KB,  C2004-03; Corrected Order on Commonwealth Automobile Reinsurers' Changes to the Rules of Operation Implementing a Limited Servicing Carrier Plan; Issued October 7, 2004 - nunc pro tunc September 15, 2004 (English, PDF 154.1 KB)
Open PDF file, 71.16 KB,  E2004-07; Decision and Order on Appeal from the Hearing Officer's Decision, John F. Doyle v. Division of Insurance; Issued October 5, 2004 (English, PDF 71.16 KB)
Open PDF file, 149.07 KB,  E2004-16; Division of Insurance v. Richard L. Brown; Issued September 22, 2004 (English, PDF 149.07 KB)
Open PDF file, 235.95 KB,  R2004-07; Opinion, Findings and Decision on the Designation of 2005 Territories for Motor Vehicle Insurance Rating; Issued September 14, 2004 (English, PDF 235.95 KB)
Open PDF file, 380.66 KB,  C2004-02; Proposed Revisions to the Rules of Commonwealth Automobile Reinsurers; Issued August 27, 2004 (English, PDF 380.66 KB)
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