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Mass. General Laws c.244

Foreclosure and redemption of mortgages

This page links to the current, accurate version of each section of G.L. c.244.

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§ 1 Foreclosure by entry or action; continued possession 
§ 2 Entry without judgment; memorandum or certificate; recording 
§ 3 Declaration by mortgagees; conditional judgment 
§ 4 Procedure 
§ 5 Form of conditional judgments generally 
§ 6 Form in special cases 
§ 7 Discharge or release on satisfaction of execution 
§ 8 Form of action; parties 
§ 9 Right of entry before breach 
§ 10 Foreclosure and redemption where entry made before breach 
§ 11 Mortgages containing power of sale; court order for sale 
§ 12 Procedure after sale 
§ 13 Necessary parties 
§ 14A Foreclosure database; annual report on developments and trends in residential property foreclosures 
§ 15 Copy of notice; affidavit; recording; evidence; effect of legal challenges 
§ 15A Mortgagee taking possession or conveying title; notice 
§ 17 Conveyance by mortgagor; effect 
§ 17A Limitation of actions 
§ 17B Notice of intention to foreclose; necessity; form; notice and affidavit 
§ 17C Waiver of provisions of Secs. 17A and 17B; validity 
§ 18 Persons authorized to redeem 
§ 19 Tender of payment or performance 
§ 20 Accounting 
§ 21 Time for tender; suit for redemption  
§ 22 Suit without previous tender 
§ 23 Amounts not in dispute; order for payment 
§ 24 Costs 
§ 25 Defective tender 
§ 26 Venue 
§ 27 Judgment of possession 
§ 28 Interest 
§ 29 Execution for possession 
§ 30 Judgment and execution for balance 
§ 31 Distribution of money tendered and paid into court 
§ 32 Intervention 
§ 33 Survival of right of redemption 
§ 34 Tender to guardian or conservator 
§ 35 Opening foreclosure; right of redemption 
§ 35A Right of residential real property mortgagor to cure a default; good faith effort to negotiate for commercially reasonable alternative to foreclosure; response from borrower; affidavit upon initiation of foreclosure proceedings 
§ 35B Requirement of reasonable steps and good faith effort to avoid foreclosure; criteria; notice of right to pursue modified mortgage; recording of affidavit of compliance 
§ 35C Creditor actions in violation of chapter 
§ 36 Excess received by mortgagee; recovery 
§ 37 Discharge of mortgages held by commonwealth 
§ 38 Foreclosure 
§ 39 Redemption generally 
§ 40 Action for redemption; jurisdiction; process; payments; discharge 
§ 41 After property is vacated following mortgage foreclosure, the owner or lessor should inspect it for abandoned animals 

Added by St.2018, c.219, § 21, effective November 7, 2018

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