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Financial Products and Services Legal Opinions

Through opinions the Division of Banks (DOB) offers perspective on current issues and questions specific to financial products and services.

The DOB publishes selected opinions as part of an ongoing effort to continue to improve communication with those in the financial services industry.

What would you like to do?

Top tasks

Submit a request to the Division of Banks for a legal opinion 

What you need to know

Electronic Funds Transfer system related opinions  Virtual currency related opinions  Consumer credit cost disclosure related opinions 

More Information

Additional Resources

Regulatory Bulletin 1.1-103 Advisory Opinion and Approval Requests
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