2020
- Opinion 020-002
- Licensing requirements for virtual currency exchange services through a kiosk or website – August 13, 2020
2013
- Selected Opinion 013-002
- Application requirements to install an interactive teller machine at non-branch locations - June 7, 2013
2005
- Selected Opinion 04-100
- Whether prepaid reloadable stored value cards trigger licensure statutes relative to the business of selling, issuing, or registering checks or money orders or foreign money transmittal - April 26, 2005
2001
- Selected Opinion 00-174
- The applicability of G.L. chapter 167B to home equity line of credit advances - March 21, 2001
2000
- Selected Opinions 04-041, 00-148
- Employers requiring direct deposit of salary by electronic means - June 30, 2004, October 27, 2000
1998 - 1997
- Summary of Selected Opinion 98-153
- Ability of non-bank ATM providers to notify customers of fee arrangement with Massachusetts-chartered bank - Q3 1998
- Summary of Selected Opinion 98-135
- Mortgage loan closing procedures and requirements; permissibility to access home equity lines of credit through ATM or credit cards - Q3 1998
- Summary of Selected Opinion 98-109
- Ability to sell phone cards and postage stamps through non-bank ATMs - Q2 1998
- Summary of Selected Opinion 98-027
- Disclosure requirements for fees and charges - Q2 1998
- Summary of Selected Opinion 98-026
- Scope of statute governing electronic funds transfer systems - M.G.L. chapter 167B
- Summary of Selected Opinion 97-224
- Ability of credit union to invest in an electronic funds transfer system
- Summary of Selected Opinion 97-158
- Application requirements to establish a check issuing machine - Q4 1997
Past opinions of the DOB
You can get copies of past opinions by submitting a Public Records Request to the DOB's Records Access Officer.
The DOB's Regulations, found in the Code of Massachusetts Regulations (CMR - agency code number 209), are available through the State House Bookstore.