2023
- Opinion 23-001
- Licensing requirements to offer cryptocurrency over the counter trading services, as described – June 28, 2023.
2022
- Opinion 22-004
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Licensing requirements for the purchase and trading of fractional interests in real estate through an online platform, as described – February 21, 2023.
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- Opinion 22-002
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Licensing requirements for a platform to purchase virtual currency for fiat or sell virtual currency for fiat, as described – November 1, 2022.
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2021
- Opinion 21-008
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Licensing requirements to provide cash management services to cryptocurrency kiosk operators, as described – April 25, 2022
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- Opinion 21-009
- Licensing requirements for digital currency trading and custody services and certain liquidity services – March 2, 2022
- Opinion 21-004
- Licensing requirements for online platform enabling the creation and sale of digital assets representing interest in physical metals, as described – August 6, 2021
2020
- Opinion 020-004
- Licensing requirements for interactive games using distributed ledger technology – November 3, 2020
- Opinion 020-002
- Licensing requirements for virtual currency exchange services through a kiosk or website – August 13, 2020
- Opinion 020-003
- Does providing the specified services involving virtual currency through a mobile application and website, require a foreign transmittal agency license – May 22, 2020
2019
- Opinion 19-008
- Licensing requirements for the buying and selling of virtual currency through a website – January 17, 2020
- Opinion 19-007
- Licensing requirements for the sale of virtual currency through a kiosk – December 6, 2019
2018
- Opinion 18-003
- Do business activities, as described, for purchase, sale and exchange of virtual currency require a license from the Division of Banks - June 14, 2018
- Opinion 18-002
- Do business activities involving the sale of cryptocurrency, as described, require licensure from the Division of Banks - March 9, 2018
2017
- Opinion 17-007
- Can a service fee be charged by third party payment processor for payments by credit card for insurance premium payments – October 24, 2017
2014
- Selected Opinion 14-004
- Bitcoin Kiosks Licensure or Registration Requirements - May 12, 2014
Past opinions of the DOB
You can get copies of past opinions by submitting a Public Records Request to the DOB's Records Access Officer.
The DOB's Regulations, found in the Code of Massachusetts Regulations (CMR - agency code number 209), are available through the State House Bookstore.