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Utility late payment charges

In Massachusetts, a utility may assess a late payment charge on the unpaid past due portion of a balance of a customer bill. Utilities seeking to impose late payment charges must file them as a tariff provision for review and approval of the Department of Public Utilities.

Table of Contents

List of current and historical rates

Effective DateMonthly Interest RateAnnual Interest Rate
February 1, 20251.13%14.37%
February 1, 20241.14%14.58%
February 1, 20231.02%12.99%
February 1, 20220.82%10.27%
February 1, 20210.83%10.39%
February 1, 20200.95%11.97%
February 1, 20190.99%12.53%
February 1, 20180.90%11.40%
February 1, 20170.86%10.83%
February 1, 20160.85%10.69%
February 1, 20150.83%10.46%

Pursuant to 220 C.M.R. 26.10(4), the late payment charge shall be calculated at an annual rate of interest which is the equivalent of the rate paid on two-year United States Treasury notes for the preceding 12 months ending December 31 of any year, plus 10%, i.e. 1000 basis points.

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