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DOI Bulletins

Bulletins are issued by the Division of Insurance in order to clarify and explain the Division's interpretation of certain issues or laws or to announce new insurance laws.

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Table of Contents

Year 2021 Bulletins

Bulletin 2021-04; Managed Care Practices and Continued Access to Telehealth Services; Issued April 9, 2021 (PDF 129.15 KB)
Bulletin 2021-03; Updated Guidance Regarding Coverage and Reimbursement for Out-of-Network Emergency, Ambulance and Inpatient Services During the Covid-19 Health Crisis; Issued April 2, 2021 (PDF 154.95 KB)
Bulletin 2021-02; Special Open Enrollment Period Effective Immediately; Issued 2/3/2021 (PDF 30.91 KB)
Bulletin 2021-01; Additional Guidance Regarding COVID-19 Vaccines; Issued 1/21/2021 (PDF 79.39 KB)

Year 2020 Bulletins

Bulletin 2020-33; Flexibility in the Issuance and Administration of Liquor Liability and Workers’ Compensation Insurance during the COVID-19 (Coronavirus) Public Health Crisis; Issued 12/29/2020 (PDF 147 KB)
Bulletin 2020-32; Addressing COVID-19 (Coronavirus) Vaccines; Issued 12/29/2020 (PDF 162.95 KB)
Bulletin 2020-31; Continued Efforts to Restrict the Spread of COVID-19; Issued 12/29/2020 (PDF 149.09 KB)
Bulletin 2020-30; Continued Flexibility in the Administration of Insurance during the COVID-19 Public Health Crisis; Issued 12/29/2020 (PDF 143.9 KB)
Bulletin 2020-29; Individual License Extensions Granted during the Covid-19 (Coronavirus) Health Crisis; Issued 10/07/2020 (PDF 112.3 KB)
Bulletin 2020-28; Continued Relaxation of Certain Administrative Procedures in Response to the COVID-19 Health Emergency; Issued 09/22/2020 (PDF 78.28 KB)
Bulletin 2020-27; Guidance Regarding Open Enrollment Period for Benefit Year 2021; Issued 09/14/2020 (PDF 46.78 KB)
Bulletin 2020-26; Massachusetts Requirement that Carriers Cover Certain Contraceptive Services Without Cost-Sharing; Issued 08/07/2020 (PDF 130.8 KB)
Bulletin 2020-25; Easing Administrative Billing for PCR and Antigen Testing; Issued 07/29/2020 (PDF 92.09 KB)
Bulletin 2020-24; Continued Flexibility in Compliance with Regulatory Filing Requirements; Issued 07/20/2020 (PDF 173.51 KB)
Bulletin 2020-23; Updated Guidance for COVID-19 PCR and Antigen Testing; Issued 07/08/2020 (PDF 121.39 KB)
Bulletin 2020-22; Procedures Associated with the Weather Event in Norwood, MA and Its Vicinity on June 28, 2020; Issued 07/07/2020 (PDF 64.69 KB)
Bulletin 2020-21; Continued Relaxation of Prior Authorization in Response to the COVID-19 Health Emergency; Issued 06/25/2020 (PDF 106.42 KB)
Bulletin 2020-20; Special Open Enrollment Period Effective Immediately Until July 23, 2020; Issued 06/23/2020 (PDF 46.83 KB)
Bulletin 2020-19; Flexibility with Early Intervention Services Due to the COVID-19 Health Emergency; Issued 06/08/2020 (PDF 113 KB)
Bulletin 2020-18; Special Open Enrollment Period Effective Immediately Until June 23, 2020; Issued 05/21/2020 (PDF 52.77 KB)
Bulletin 2020-17; Flexibility in the Administration of Vacancy Clauses during COVID-19 (Coronavirus) Public Health Crisis; Issued 05/18/2020 (PDF 65.22 KB)
Bulletin 2020-16; COVID-19 (Coronavirus) Testing; Issued 05/18/2020 (PDF 133.73 KB)
Bulletin 2020-15; Relaxing Certain Health Plan Administrative Procedures During the COVID-19 Health Emergency; Issued 04/30/2020 (PDF 108.01 KB)
Bulletin 2020-14; Temporary Individual Insurance Producer Licenses during the COVID-19 (Coronavirus) Health Crisis; Issued 04/29/2020 (PDF 101.13 KB)
Bulletin 2020-13; Coverage for COVID-19 Treatment and Out-of-Network Emergency and Inpatient Reimbursement During the COVID-19 Health Crisis; Issued 04/09/2020 (PDF 114.77 KB)
Bulletin 2020-12; Individual Insurance Licensing during the COVID-19 (Coronavirus) Health Crisis; Issued 04/03/2020 (PDF 94.84 KB)
Bulletin 2020-11; Flexibility for Compliance with Certain Filing Requirements in Light of COVID-19; Issued 04/03/2020 (PDF 236.02 KB)
Bulletin 2020-10; Credentialing and Prior Authorization during COVID-19 (Coronavirus) Health Crisis; Issued 03/30/2020 (PDF 133.67 KB)
Bulletin 2020-09; Special Open Enrollment Period Effective Immediately Until May 25; Issued 03/30/2020 (PDF 45.05 KB)
Bulletin 2020-08; Flexibility in the Issuance and Administration of Medical Malpractice Insurance during COVID-19 (Coronavirus) Public Health Crisis; Issued 03/27/2020 (PDF 82.41 KB)
Bulletin 2020-07; Making Consumer Information Available During the COVID-19 Crisis; Issued 03/26/2020 (PDF 75.86 KB)
Bulletin 2020-06; Administration of Prescription Drug Benefits During COVID-19 (Coronavirus) Public Health Crisis; Issued 03/26/2020 (PDF 106 KB)
Bulletin 2020-05; Flexibility in the Issuance and Administration of Insurance during COVID-19 (Coronavirus) Public Health Crisis; Issued 3/23/2020 (PDF 87.78 KB)
Bulletin 2020-04; Emergency Measures to Address and Stop the Spread of COVID-19 (Coronavirus); Issued 3/16/2020 (PDF 151.51 KB)
Bulletin 2020-03; Special Open Enrollment Period Effective Immediately Until April 25; Issued 3/12/2020 (PDF 59.29 KB)
Bulletin 2020-02; Addressing COVID-19 (Coronavirus) Testing and Treatment; Issued 3/6/2020 (PDF 84.84 KB)
Bulletin 2020-01; Addendum to “Guide to Health Insurance for People with Medicare”; Issued 01/30/2020 (PDF 735.08 KB)

Year 2019 Bulletins

Bulletin 2019-10; State and Federal Requirements that Carriers Cover Certain Tobacco Cessation Products Without Consumer Cost-Sharing; Issued 12/30/2019 (PDF 344.65 KB)
Bulletin 2019-09; Deviated Case Rates for Credit Life and Credit Accident and Health Insurance Sold by Motor Vehicle Dealers Effective Between January 1, 2020 and December 31, 2022; Issued 12/4/2019 (PDF 49.54 KB)
Bulletin 2019-08; Updated Protocols for Prevention of Emergency Department Boarding of Patients with Acute Behavioral Health and/or Substance Use Disorder Emergencies; Issued 11/13/2019 (PDF 317.31 KB)
Bulletin 2019-07; Common Procedure Coding Systems for Opioid Agonist and Antagonist Treatments; Issued 8/29/2019 (PDF 736.76 KB)
Bulletin 2019-06; Guidelines for Pain Management Alternatives to Opiate Products; Issued 8/29/2019 (PDF 380.02 KB)
Bulletin 2019-05; Standing Orders for Naloxone; Issued 8/29/2019 (PDF 315.62 KB)
Bulletin 2019-04; Copayments for Partial Fills of Opioid Products; Issued 8/29/2019 (PDF 315.16 KB)
Bulletin 2019-03; Guidance Regarding Open Enrollment Period for Benefit Year 2020; Issued 7/12/2019 (PDF 301.63 KB)
Bulletin 2019-02; Addendum to “Guide to Health Insurance for People with Medicare”; Issued 2/6/2019 (PDF 453.8 KB)
Bulletin 2019-01; Information About Certain Prescriptions Used in Underwriting Analyses; Issued 2/1/2019 (PDF 129.16 KB)

Year 2018 Bulletins

Bulletin 2018-07; Access to Services to Treat Child-Adolescent Mental Health Disorders; Issued 12/14/2018 (PDF 645.75 KB)
Bulletin 2018-06; Accessing Care with Network Providers; Issued 10/2/2018 (PDF 338.04 KB)
Bulletin 2018-05; Emergency Procedures Related to the Damages Arising from the Gas Line Explosions and Fires Occurring on September 13, 2018 in Andover, North Andover and Lawrence Massachusetts; Issued 9/25/2018 (PDF 865.22 KB)
Bulletin 2018-04; Guidance Regarding Open Enrollment Period for Benefit Year 2019; Issued 7/27/2018 (PDF 62.76 KB)
Bulletin 2018-03; Continuing Applicability of Massachusetts Health Insurance Legal Requirements to Association Health Plans; Issued 7/27/2018 (PDF 82.16 KB)
Bulletin 2018-02; Addendum to "2018 Guide to Health Insurance for People with Medicare"; Issued 2/20/2018 (PDF 204.13 KB)
(Attachment to Bulletin 2018-02) Massachusetts Bulletin for People with Medicare 2018 (PDF 1010.12 KB)
Bulletin 2018-01; Prevention of Emergency Department Boarding of Patients with Acute Behavioral Health and/or Substance Abuse Disorder Emergencies - SUPERSEDED BY 2019-08; Issued 1/3/2018 (PDF 553.75 KB)
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Year 2017 Bulletins

Bulletin 2017-08; Coverage for Abuse Deterrent Drug Products; Issued 12/19/2017 (PDF 450.56 KB)

Bulletin 2017-07; Sensitive Health Care Services Definitions; Issued 12/19/2017 (PDF 283.32 KB)

Bulletin 2017-06; Clarification of Coordination of Benefits under 211 CMR 38.00 for Medical Claims Associated with Motor Vehicle Accidents; Issued 11/22/2017 (PDF 245.86 KB)

Bulletin 2017-05; Guidance Regarding Open Enrollment Period for Benefit Year 2018; Issued 9/12/2017 (PDF 315.16 KB)

Bulletin 2017-04; Using Standard Prior Authorization Forms when Reviewing Requests for Hepatitis C Medication, Non-OB Ultrasound and SYNAGIS; Issued 9/11/2017 (PDF 329.68 KB)

(Attachment to Bulletin 2017-04) Massachusetts Standard Form For Hepatitis C Medication Prior Authorization Requests (PDF 42.28 KB)

(Attachment to Bulletin 2017-04) NON-OB Ultrasound Authorization Form (PDF 33.01 KB)

(Attachment to Bulletin 2017-04) Massachusetts Standard Form for Synagis Prior Authorization Requests (PDF 41.56 KB)

Bulletin 2017-03; Addendum to 2017 "Guide to Health Insurance for People with Medicare"; Issued 4/26/2017 (PDF 196.31 KB)

(Attachment to Bulletin 2017-03) Massachusetts Bulletin for People With Medicare 2017 (PDF 366.48 KB)

(Attachment to Bulletin 2017-03) Guide To Health Insurance For People With Medicare (PDF 850.08 KB)

Bulletin 2017-02; Common Summary of Payments Format; Issued 4/21/2017 (PDF 441.24 KB)

Bulletin 2017-01; Billing of Insured Health Plan Premiums for Individual Coverages; Issued 4/21/2017 (PDF 251.97 KB)

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Year 2016 Bulletins

Bulletin 2016-15; Deviated Case Rates for Credit Life and Credit Accident and Health Insurance Sold by Motor Vehicle Dealer Effective Between January 1, 2017 and December 31, 2019; Issued 11/29/2016 (PDF 264.86 KB)
Bulletin 2016-14; HIV Associated Lipodystrophy Syndrome Medical Benefit Requirements; Issued 11/8/2016 (PDF 310.74 KB)
Bulletin 2016-13; Lyme Disease Medical Benefit Requirements; Issued 11/8/2016 (PDF 318.27 KB)
Bulletin 2016-12; Post-Disaster Insured Damage Data Collection; Issued 9/27/2016 (PDF 244.91 KB)
Bulletin 2016-11; Emergency Procedures for Insurers Adjusters of Property Insurance Claims Following a Natural or Man-Made Disaster; Issued 9/27/2016 (PDF 297.64 KB)
Bulletin 2016-10; Annual Pre-Disaster Preparedness Survey; Issued 9/27/2016 (PDF 254.01 KB)
Bulletin 2016-09; Determining Whether an Employer is Eligible for Small Employer Coverage; Issued 8/10/2016 (PDF 358.41 KB)
Bulletin 2016-08; Using Standard Prior Authorization Forms when Reviewing Requests for Medication and for Imaging Services; Issued 8/9/2016 (PDF 350.08 KB)
(Attachment to Bulletin 2016-08) Form1 Medication (PDF 45.33 KB)
(Attachment to Bulletin 2016-08) Form2 Cardiac (PDF 46.96 KB)
(Attachment to Bulletin 2016-08) Form3 PET CT (PDF 33.16 KB)
(Attachment to Bulletin 2016-08) Form4 CT MRI (PDF 52.2 KB)
Bulletin 2016-07; Membership, Utilization and Claims Reports; Issued 7/6/2016 (PDF 168.08 KB)
RESCINDED Bulletin 2016-06; Fully Insured Student Health Plans Offered Within Massachusetts; Rescissions Issued 10/2/2018 (PDF 292.57 KB)
Bulletin 2016-05; Federal Requirement that Carriers Cover Certain Lactation Services Without Any Consumer Cost-Sharing; Issued 7/6/2016 (PDF 136.66 KB)
Bulletin 2016-04; Addendum to "2016 Guide to Health Insurance for People with Medicare"; Issued 2/18/2016 (PDF 44.59 KB)
(Attachment to Bulletin 2016-04) Massachusetts Bulletin for People with Medicare January 2016 (PDF 342.28 KB)
Bulletin 2016-03; Federal Requirement that Carriers Cover Certain Contraceptives Without Any Consumer Cost-Sharing; Issued 1/19/2016 (PDF 119.13 KB)
Bulletin 2016-02; Requirements for Carriers Issuing Written Notices of Adverse Determinations; Issued 1/19/2016 (PDF 120.94 KB)
Bulletin 2016-01; Federal Requirement that Carriers Cover Certain Tobacco Cessation Products Without Consumer Cost Sharing - SUPERSEDED BY 2019-10; Issued 1/19/2016 (PDF 125.67 KB)
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Year 2015 Bulletins

Bulletin 2015-08; Using Standard Prior Authorization Forms when Reviewing Requests for Behavioral Health Services; Issued 11/3/15 (PDF 607.34 KB)
(Attachment to Bulletin 2015-08) Behavioral Health Disorders – Level of Care Request Form (PDF 48.1 KB)
(Attachment to Bulletin 2015-08) Repetitive Transcranial Magnetic Stimulation Request Form (PDF 39.55 KB)
(Attachment to Bulletin 2015-08) Psychological and Neuropsychological Assessment Supplemental Form (PDF 34.82 KB)
Bulletin 2015-07; Mandatory Notice Requirement for Licensed Producers Selling Flood Insurance; Issued 9/16/15 (PDF 233.06 KB)
Bulletin 2015-06; Rescinded; Effective 10/9/15 (PDF 163.05 KB)
Bulletin 2015-05; Access to Services to Treat Substance Use Disorders; Issued 7/31/15 (PDF 383.89 KB)
Bulletin 2015-04; Timing of Notices of Transfer of Insurance Coverage; Issued 6/25/15 (PDF 69.24 KB)
Bulletin 2015-03; Notice and Filing Procedures for Compliance with the Provisions of the Terrorism Risk Insurance Program Reauthorization Act of 2015; Issued 5/8/15 (PDF 578.31 KB)
Bulletin 2015-02; Implementation of Massachusetts General Laws Chapter 175L, Concerning Certificates of Insurance; Issued 5/8/15 (PDF 126.29 KB)
Bulletin 2015-01; Addendum to 2015 Guide to Health Insurance for People with Medicare; Issued 2/23/15 (PDF 1.54 MB)
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Year 2014 Bulletins

Bulletin 2014-11; Open Enrollment for Insured Health Benefit Plans; Issued 11/25/14 (PDF 370.09 KB)
Bulletin 2014-10; Changes to Massachusetts General Laws Chapter 6D, §16 and Chapter 176O, §§ 12 and 16 Affecting Disclosure of Medical Necessity Criteria; Issued 11/4/14 (PDF 134.13 KB)
Bulletin 2014-09; Guidance Concerning Portable Electronics Insurance under Chapter 175, Section 162Y of the Massachusetts General Laws; Issued 10/24/14 (PDF 264.66 KB)
Bulletin 2014-08; Policy Term Disclosure Requirements for Insurance Policy Premium Quotes Issued on or After March 15, 2015; Issued 10/20/14 (PDF 88.46 KB)
Bulletin 2014-07; Participation Rate Calculation Used in Assessing Guarantee Issue and Renewal for Small Employers under Massachusetts General Laws Chapter 176J; Issued 10/7/14 (PDF 244.72 KB)
Bulletin 2014-06; New Continuing Education Requirements for Insurance Producers; Issued 9/23/14 (PDF 109.52 KB)
Bulletin 2014-05; Guidelines on Submitting Filing Materials Relative to the Certification of Risk-Bearing Provider Organizations Under Chapter 176T of the General Laws and 211 CMR 155.00, Issued 8/15/14 (PDF 2.57 MB)
Bulletin 2014-04; Emergency Procedures Related to the July 28, 2014 Tornado and Related Storm Damage that Occurred in the Revere, Massachusetts Area; Issued 8/8/14 (PDF 101.05 KB)
Bulletin 2014-03; Guidance Regarding Prohibited Discrimination on the Basis of Gender Identity or Gender Dysphoria Including Medically Necessary Transgender Surgery and Related Health Care Services; Issued 6/20/14. (PDF 962.99 KB)
Bulletin 2014-02; Addendum to "2014 Guide to Health Insurance for People with Medicare"; Issued 1/31/14 (PDF 1.75 MB)
Bulletin 2014-01; Revised Transitional Rules for Carriers and Provider Organizations Relative to the Certification of Risk-Bearing Provider Organizations - Extended Transition Period; Issued 1/17/14 (PDF 139.33 KB)
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Year 2013 Bulletins

Revised Bulletin 2013-12; Deviated Case Rates for Credit Life and Credit Accident and Health Insurance Sold by Motor Vehicle Dealers Effective Between January 1, 2014 and December 31, 2016; Issued 12/23/13 (PDF 66.53 KB)
Bulletin 2013-11; Transition Rules for Long-Term Care Insurance Offered on and after January 1, 2013; Issued 12/17/13 (PDF 239.37 KB)
(Attachment to Bulletin 2013-11) Long-Term Care Insurance Policies Issued in Massachusetts Intended to Qualify Insureds for Certain MassHealth Exemptions (PDF 30.78 KB)
Bulletin 2013-10; Carrier Compliance with Transparency with Respect to the Estimated or Maximum Allowed Charge for a Service and Insureds' Out-of-Pocket Health Care Costs; Issued 12/13/13 (PDF 254.71 KB)
Bulletin 2013-09; Fees Charged by Insurance Producers Relative to the Sale of Insurance in the Commonwealth; Issued 10/4/13 (PDF 58.8 KB)
Bulletin 2013-08; Using Composite Rates for Newly Added Employees and/or Dependents; Issued 7/25/13 (PDF 100.09 KB)
Bulletin 2013-07; Pediatric Dental Benefits Within Plans Offered to Eligible Individuals and Eligible Small Employers Outside the Massachusetts Exchange; Issued 6/19/13 (PDF 172.68 KB)
Bulletin 2013-06; Disclosure and Compliance Requirements for Carriers, and Process for Handling Complaints for Non-Compliance with Federal and State Mental Health and Substance Use Disorder Parity Laws; Issued 5/31/13 (PDF 161.96 KB)
Bulletin 2013-05; Transition Period Rating Rules; Issued 5/7/13 (PDF 315.78 KB)
Bulletin 2013-04; SECTION 8 of Chapter 3 of the Acts of 2103 - Changes to Enrollment Requirements for Individuals in Insured Health Benefit Plans; Issued 4/26/13 (PDF 55.32 KB)
Bulletin 2013-03; Procedures Related to Insurance Claims Resulting From the Explosions Occurring in Boston on April 15, 2013 and Related Events; Issued 4/25/13 (PDF 64.03 KB)
Bulletin 2013-02; Changes to Mental Health Benefit; Issued 4/1/13 (PDF 92.35 KB)
Bulletin 2013-01; Open Enrollment Periods for Individuals in Insured Health Benefit Plans; Issued 1/2/13 (PDF 147.01 KB)
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Year 2012 Bulletins

Bulletin 2012-13; Transition Rules for Long-Term Care Insurance Offered on and after January 1, 2013; Issued 12/31/12 (PDF 158.5 KB)
Bulletin 2012-12; Coverage of Treatment of Cleft Palate and Cleft Lip for Children; Issued 12/31/12 (PDF 78.89 KB)
Bulletin 2012-11; Coverage of Hearing Aids for Children; Issued 12/31/12 (PDF 76.54 KB)
Bulletin 2012-10; Executive Compensation Disclosure Requirements for Massachusetts Domestic Mutual Insurance Companies and Massachusetts Domestic Mutual Holding Companies; Issued 12/21/12 (PDF 66.66 KB)
Bulletin 2012-09; Addendum to “2013 Guide to Health Insurance for People with Medicare”; Issued 12/20/12 (PDF 290.63 KB)
Bulletin 2012-08; Transitional Rules for Carriers and Provider Organizations Relative to the Certification of Risk-Bearing Provider Organizations; Issued 11/20/12 (PDF 135.93 KB)
Bulletin 2012-07; Small Group/Individual (Merged) Market Rate Filings Submitted for Rates to be Effective in the First Quarter of 2013; Issued 9/28/12 (PDF 55.88 KB)
Bulletin 2012-06; New Online Licensing of Resident and Nonresident Surplus Lines Brokers; Issued 7/17/12 (PDF 36.08 KB)
Bulletin 2012-05; Open Enrollment and Continuation of Coverage for Eligible Individuals in Existing Plans with Policy-Year Deductibles; Issued 6/29/12 (PDF 116.66 KB)
Bulletin 2012-04; Changes to ZIP Codes in the Boston Neighborhoods of Mattapan and Hyde Park; Issued 6/11/12 (PDF 40.16 KB)
Bulletin 2012-03; Comprehensive Cancer Centers, Pediatric Hospitals and Pediatric Specialty Units Impacted by Chapter 61 of the Acts of 2012; Issued 5/2/12 (PDF 50.89 KB)
Bulletin 2012-02; Methodology for Calculating and Reporting Medical Loss Ratio Rebate or Credit Calculations in Massachusetts; Issued 4/23/12 (PDF 164.46 KB)
Bulletin 2012-01; Reporting to the Bureau of Managed Care (the "Bureau") of Instances Where Insurance Carriers Are Not Consistent with Required Uniform Coding and Billing Standards; Issued 1/25/12 (PDF 99.19 KB)
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Year 2011 Bulletins

Bulletin 2011-19; Open Enrollment for Individuals in Insured Health Benefit Plans; Issued 12/28/11 (PDF 171.79 KB)
Bulletin 2011-18; Addendum to “2012 Guide to Health Insurance for People with Medicare”; Issued 12/23/11 (PDF 27.62 KB)
Bulletin 2011-17; Distribution of Consumer Guide to Limited, Regional and Tiered Provider Network Plans; Issued 10/6/11 (PDF 174.24 KB)
Bulletin 2011-16; Procedures Related to Damage that Occurred in Berkshire, Franklin, Hampden and Hampshire Counties Due to Tropical Storm Irene; Issued 9/19/11 (PDF 62.61 KB)
Bulletin 2011-15; Use of NIPR Attachments Warehouse for Electronic Filing of Documents; Issued 8/30/11 (PDF 43.15 KB)
Bulletin 2011-14; Claims Valuation Provisions in Motor Vehicle Insurance Policies; Issued 7/20/11 (PDF 58.54 KB)
Bulletin 2011-13; Emergency Procedures Related to the June 1, 2011 Tornado and Storm Damage that Occurred in Massachusetts; Issued 7/12/11 (PDF 59.45 KB)
Bulletin 2011-12; Review of Continuing Education Compliance of Resident Insurance Producers Continuing Education Compliance Program; Issued 6/3/11 (PDF 112.81 KB)
Bulletin 2011-11; Application Process and Timelines for Qualified Associations and Certified Group Purchasing Cooperatives Pursuant to 211 CMR 151.00; Issued 5/27/11 (PDF 71.92 KB)
Bulletin 2011-10; Implementation of Limited, Regional and Tiered Provider Network Plans under 211, CMR 152.00; Issued 5/27/11 (PDF 44.14 KB)
(Attachment to Bulletin 2011-10) Guide (PDF 483.24 KB)
Bulletin 2011-09; Filing Requirements and Procedures for Private Passenger Motor Vehicle and Homeowners Insurance Group Marketing Plans Pursuant to M.G.L. c. 175, s. 193R; Issued 5/19/11 (PDF 197.87 KB)
Bulletin 2011-08; Benefit Limits on Coverage for Autism Spectrum Disorders; Issued 4/25/11 (PDF 27.08 KB)
Bulletin 2011-07; Certificates of Insurance, Evidence of Coverage Forms and Binders; Issued 4/4/11 (PDF 78.39 KB)
Bulletin 2011-06; Application of Limit on Increase in Group Base Premium Rates; Issued 3/30/11 (PDF 39.02 KB)
Bulletin 2011-05; Submission of Small Group Rate Filings under M.G.L. c.. 176J and 211 CMR 66.00; Issued 3/18/11 (PDF 33.08 KB)
Bulletin 2011-04; Exclusions for Losses Caused by "Acts of Terrorism" in Commercial Property Policies Issued Under M.G.L. c. 175, s. 99; Issued 2/28/11 (PDF 40.87 KB)
Bulletin 2011-03; EXPIRED (PDF 37.05 KB)
Bulletin 2011-02; Change to Format to File Certificates of Insurance Authorization Forms Under M.G.L. c. 90, sec. 34B and Terminations of Revocations of Such Authorization; Issued 1/28/11. (PDF 55.7 KB)
Bulletin 2011-01; Pay-As-You-Drive Auto Insurance Pilot; Issued 1/21/11 (PDF 37.05 KB)
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Year 2010 Bulletins

Bulletin 2010-15; Insurance Coverage for Autism Spectrum Disorders; Issued 12/30/10 (PDF 67.17 KB)
Bulletin 2010-14; Addendum to "Guide to Health Insurance for People with Medicare"; Issued 12/21/10 (PDF 26.02 KB)
Massachusetts Bulletin for People With Medicare (PDF 715.86 KB)
Bulletin 2010-13; EXPIRED (PDF 162.86 KB)
Bulletin 2010-12; Notification to Residents About Open Enrollment Periods; Issued 11/20/10 (PDF 47.39 KB)
Bulletin 2010-11; Reporting and Rating Requirements Under M.G.L.. c. 175E, Section 7A; Issued 11/16/10 (PDF 59.67 KB)
Bulletin 2010-10; Amendments to M.G.L. c. 176D Pursuant to Chapter 288 of the Acts of 2010; Issued 10/6/10 (PDF 102.66 KB)
Bulletin 2010-09; 2011-2013 Deviated Case Rates for Credit Life and Credit Accident and Health Ins Sold by Motor Vehicle Dealers; Effective Between Jan 1, 2011 and Dec 31, 2013; Issued 10/1/10 (PDF 31.72 KB)
Bulletin 2010-08; Policies and Procedures for Uniform Coding and Billing Compliance Monitoring; Issued 6/29/10 (PDF 279.7 KB)
(Attachment to Bulletin 2010-08) Uniform Coding and Billing Compliance Report (PDF 60.73 KB)
Bulletin 2010-07; Requirements for Disclosure of Minimum Creditable Coverage; Issued 6/29/10 (PDF 183.57 KB)
Bulletin 2010-06; Involvement of Motor Vehicle Salespeople in the Solicitation, Negotiation or Sale of Motor Vehicle Insurance; Issued 3/11/10 (PDF 206.5 KB)
Bulletin 2010-05; Small Group Rates Submitted by BCBSMA; Issued 2/10/10 (PDF 198.36 KB)
Bulletin 2010-04; Brokerage Agreements with Former ERPs; Issued 2/5/10 (PDF 84.66 KB)
Bulletin 2010-03; Coverage Required under Chapter 453 of the Acts of 2008 to be Offered to Home Policyholders for the Costs to Remediate Liquid Fuel Spills; Issued 2/1/10 (PDF 179.88 KB)
Bulletin 2010-02; Compliance with 201 CMR 17:00, Standards for the Protection of Personal Information of Residents of the Commonwealth; Issued 2/1/10 (PDF 175.96 KB)
Bulletin 2010-01; Rating of Motorcycle Policies; Issued 1/5/10 (PDF 67.07 KB)
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Year 2009 Bulletins

2009-14 Guidelines for Truth in Advertising and Marketing in the Private Passenger Motor Vehicle Insurance Market (PDF 148.24 KB)
2009-13 Regulatory Review Standards Applicable to Private Passenger Motor Vehicle Insurance Rate Filings in the Voluntary Market for Rates Effective on or after April 1, 2010 (PDF 220.81 KB)
2009-12 Regulatory Review Standards Applicable to Private Passenger Motor Vehicle Insurance Rate Filings in the Residual Market for Rates Effective on or after April 1, 2010 (PDF 422.43 KB)
2009-11 Access to Intermediate and Outpatient Mental Health & Substance Use Disorder Services (PDF 363.2 KB)
2009-10 Requirements for War Exclusions in Life Insurance Policies (PDF 100.66 KB)
2009-09 EXPIRED (PDF 84.63 KB)
2009-08 Amendments to Laws Mandating Coverage for Early Intervention Services for Dependent Children Under Chapter 27 of the Acts of 2009; Issued 7/9/09 (PDF 146.07 KB)
2009-07 Group Life Insurance Policies and Group Annuity Contracts as Permitted Under G.L. c. 175, §§ 132A1/2 and 133A (PDF 259.07 KB)
2009-06 Deductibles Within Commercial Motor Vehicle Liability Policies (PDF 61.48 KB)
2009-05 Change of Procedure and Format Regarding the Filing of Certificates of Insurance Authorization Forms under M. G. L. c. 90, § 34B (PDF 43.3 KB)
2009-04 Changes to State and Federal Mental Health Parity Laws (PDF 207.77 KB)
2009-03 Addendum to "2009 Guide to Health Insurance for People With Medicare" (PDF 2.2 MB)
2009-02 Implementation of the Division of Insurance’s Online Renewals for Licensed Business Entity Insurance Producers (PDF 133.56 KB)
2009-01 WITHDRAWN (PDF 421.53 KB)
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Year 2008 Bulletins

2008-20: Licensing Requirements for Variable Life/Variable Annuities Lines of Authority (PDF 71.82 KB)
2008-19 Guidelines for Submission of Fees Associated with Form, Rate and Rule Materials (PDF 214.48 KB)
2008-18 Filing Guidelines for Compliance with Chapter 230 of the Acts of 2008 (PDF 148.53 KB)
2008-17 Policy Placement Requirements for Private Passenger Motor Vehicle Insurance Policies with Effective Dates On or After April 1, 2009 (PDF 336.84 KB)
2008-16 Coverage for Inherited Diseases of Amino Acids and Organic Acids (PDF 76.36 KB)
2008-15 Building Partnerships With Insurers To Improve The Lives Of Children (PDF 156.32 KB)
2008-14 AIG Life and Annuity Insurers (PDF 134.09 KB)
2008-13 Designation of "High Theft Vehicles" and Prescribed Anti-Theft or Auto Recovery Devices (PDF 463.56 KB)
2008-12 Clarification of Coordination of Benefits under M.G.L. c. 90, §34A and the Interrelationship by and among PIP, Health Insurance and Medical Payments - SUPERSEDED BY 2017-06 (Issued November 22, 2017) (PDF 136.06 KB)
2008-11 EXPIRED (PDF 186.75 KB)
2008-10 Documenting Transfers of Private Passenger Motor Vehicle Insurance (PDF 73.64 KB)
2008-09 EXPIRED (PDF 231.53 KB)
2008-08 Guidelines for the Submission of Form, Rate and Rule Filing Materials for Review by the Massachusetts Division of Insurance (PDF 234.61 KB)
2008-07 Requirements for Private Passenger Motor Vehicle Insurance Policies Issued for Terms of Six Months (PDF 77.45 KB)
Bulletin 2008-06 Availability of Private Passenger Motor Vehicle Insurance Rate Filings for Public Inspection (PDF 94.42 KB)
2008-05 Distribution of Consumer Information Guides and Additional Policy Information Materials for Private Passenger Motor Vehicle Insurance Policies with Effective Dates on and after April 1, 2008 (PDF 87.23 KB)
2008-04 Addendum To Filing Procedures For Compliance With The Provisions of The Terrorism Risk Insurance Program Reauthorization Act of 2007;Issued 1/18/08 (PDF 165.68 KB)
2008-03 Addendum to 2008 Guide to Health Insurance for People with Medicare (PDF 1.02 MB)
2008-02 Requirements for Disclosure of Minimum Creditable Coverage (PDF 160.54 KB)
2008-01 Amendments Created by Chapter 205 of the Acts of 2007 Related to Eligibility as a Dependent in an Insured Health Plan (PDF 97 KB)
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Year 2007 Bulletins

2007-16 Comparison of Private Passenger Motor Vehicle Insurance Premiums Pursuant to M.G.L. c. 175, ¿ 113H Using Voluntary Rates on File for Insurer and Residual Market Rates on File for CAR (PDF 79.67 KB)
2007-15 Written Notice to Claimants of Payment of Claims in Third Party Settlements (PDF 47.39 KB)
2007-14 Filing Clarification Regarding the Model Year and Rate Symbol Factors Applicable to Private Passenger Motor Vehicle Insurance Policies Effective on April 1, 2008 (PDF 90.88 KB)
2007-13 Withdrawn (PDF 226.67 KB)
2007-12A Classification Plan Requirements for Private Passenger Motor Vehicle Insurance Policy Rate Filings Applicable to Policies with Effective Dates of April 1, 2008 through March 31, 2009;Expired April 1, 2009 (PDF 24.21 KB)
2007-12A - EXPIRED APRIL 1, 2009 (PDF 123.77 KB)
2007-12 Classification Plan Requirements for Private Passenger Motor Vehicle Insurance Policy Rate Filings Applicable to Policies with Effective Dates of April 1, 2008 through March 31, 2009;Expired April 1, 2009 (PDF 178.62 KB)
2007-12 - EXPIRED APRIL 1, 2009 (PDF 135.31 KB)
2007-11 Discounts Applicable to Private Passenger Motor Vehicle Insurance Premiums;Expired April 1, 2009 (PDF 100.35 KB)
2007-11 EXPIRED APRIL 1, 2009 (PDF 131.25 KB)
2007-10 Product Form, Endorsement and New Business Application Requirements for Private Passenger Motor Vehicle Insurance Policies with Policy Effective Dates of April 1, 2008 through March 31, 2009;Expired April 1, 2009 (PDF 261.47 KB)
2007-10 - EXPIRED APRIL 1, 2009 (PDF 136.87 KB)
2007-09 Deviated Case Rates for Credit Life and Credit Accident and Health Insurance Sold by Motor Vehicle Dealers Effective Between January 1, 2008 and December 31, 2010 (PDF 105.45 KB)
2007-08 Regulatory Review Standards Applicable to Private Passenger Motor Vehicle Insurance Rate Filings in the Residual Market for Rates Effective April 1, 2008 through March 31, 2009 (PDF 51.98 KB)
2007-08 - EXPIRED APRIL 1, 2009 (PDF 124.67 KB)
2007-07 Regulatory Review Standards Applicable to Private Passenger Motor Vehicle Insurance Rate Filings for Rates Effective April 1, 2008 through March 31, 2009 (PDF 111.28 KB)
2007-07 - EXPIRED APRIL 1, 2009 (PDF 215.82 KB)
2007-06 Implementation of the Division of Insurance's Online Licensing for Individuals and Entities System ("OLLIE") (PDF 53.76 KB)
2007-05 New Insurance Producer License Renewal Application Forms (PDF 23.96 KB)
2007-04 Non-discriminatory Offer and Equal Contribution by Employers of Insured Group Health Benefit Plan Contracts Pursuant to Chapter 58 of the Acts of 2006, as amended (PDF 111.94 KB)
2007-03 The Introduction of the MBTA CharlieCard and the Public Transit Discount in Private Passenger Automobile Insurance (PDF 174.46 KB)
2007-02 Addendum to 2007 Massachusetts Bulletin for People with Medicare (PDF 2.16 MB)
2007-01 Amendments Created by Chapters 58 of the Acts of 2006, as amended, Related to Eligibility as a Dependent in an Insured Health Plan (PDF 159.15 KB)
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Year 2006 Bulletins

2006-10 Offering of Group Discounts and Rate Deviations to Encourage Certain Operators to Successfully Complete Certified Advanced Driver Training Programs (PDF 111.53 KB)
2006-09 Group Marketing Plans for Motor Vehicle Insurance Policies or Bonds, and Approved Rate Deviations for Policy Year 2006 (PDF 50.82 KB)
2006-08 Upcoming Effective Date of New Regulation, 211 CMR 96.00, Consumer Protection in Annuity Transactions (PDF 36.18 KB)
2006-07 FEMA Flood Insurance Training Requirements for Insurance Producers Selling Through the National Flood Insurance Program and Recommendations Regarding the Sale of Flood Insurance (PDF 91.11 KB)
2006-06 Waiver of the Five-Year Requirement under 211 CMR 52.13(5) (PDF 44.62 KB)
2006-05 FEMA Flood Insurance Training Requirements for Insurance Producers Selling Through the National Flood Insurance Program and Recommendations Regarding the Sale of Flood Insurance (PDF 128.98 KB)
2006-04 War Exclusion Filing Requirements WITHDRAWN (PDF 46.64 KB)
2006-03 Dental and Vision Service Plans (PDF 73.67 KB)
2006-02 Fungus/Mold and Wet & Dry Rot Coverage Requirements (PDF 122.57 KB)
2006-01 Voluntary Expedited Filing Procedures for Compliance with the Provisions of the Terrorism Risk Insurance Extension Act of 2005 (PDF 279.76 KB)
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Year 2005 Bulletins

2005-11 Addendum to 2005 Guide to Health Insurance for People with Medicare (PDF 1.28 MB)
2005-10 Issuance of Temporary Producer Licenses (PDF 45.57 KB)
2005-09 Renewal of Adviser & Renewal of Public Insurance Adjuster Licensing Requirements (PDF 62.92 KB)
2005-08 Responsibilities Associated with the Marketing or Offering of Insured Prescription Drug Plans to Medicare Eligible Persons under Part D of the Federal Medicare Program (PDF 55.2 KB)
2005-07 Market Conduct Initiatives and the Use of "Best Practices" Organization Documentation during the Market Conduct Examination Process (PDF 51.86 KB)
2005-06 Changes in the Accreditation of Managed Care Health Plans (PDF 41.4 KB)
2005-05 Workers' Compensation Self-Insurance Groups (PDF 52.07 KB)
2005-03 Changes in Requirements for Licensed Foreign Insurers Transacting Business in Massachusetts (PDF 14.12 KB)
2005-01 Massachusetts Form and Rate Filing Requirements and Procedures to Supplement Bulletin 2004-10 Regarding Uncertainty Related to Expiration of the Terrorism Risk Insurance Act of 2002 ('TRIA') (PDF 170.32 KB)
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Year 2004 Bulletins

2004-12 Changes in the Requirements for Workers Compensation Insurers Doing Business in Massachusetts (PDF 90.89 KB)
2004-11 Addendum to 2004 Guide to Health Insurance for People with Medicare (PDF 806.42 KB)
2004-10 Uncertainty Related to Expiration of the Terrorism Risk Insurance Act of 2002 (TRIA) Exclusions Related to Acts of Terrorism (PDF 145.78 KB)
2004-09 Credit Insurance Sold by Motor Vehicle Dealers (PDF 32.05 KB)
2004-08 The Deregulation of Certain Commercial Contracts of Insurance Pursuant to Chapter 146 of the Acts of 2004 (PDF 156.24 KB)
2004-07 Amendments to Laws Mandating Coverage for Early Intervention Services for Dependent Children (PDF 42.93 KB)
2004-05 Individual Annuity Filing Requirements for the New Provision Created With Chapter 59 of the Acts of 2004 for Determining Minimum Nonforfeiture Amounts for Individual Annuities (PDF 135.01 KB)
2004-04 Amendment to Bulletin 2003-01 Regarding an Insurer's Right to Restrict Use of General Account Fixed Accounts Within Variable Annuity Contracts (PDF 117.94 KB)
2004-03 Long-Term Care Policies that are Intended to Satisfy Minimum Coverage Requirements for Certain MassHealth Exemptions (PDF 196.47 KB)
2004-02 Obligations of HMOs regarding Solvency Requirements for Health Maintenance Organizations pursuant to Sections 34-46 and 83 of St. 2003, c. 141 (PDF 106.75 KB)
2004-01 Notice of Statutory Amendment - M.G.L. c. 176D Includes Health Maintenance Organizations (PDF 28.96 KB)
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Year 2003 Bulletins

2003-11 Intermediate Care as part of Mental Health Parity Benefits (PDF 74.17 KB)
2003-10 Addendum to '2003 Guide to Health Insurance for People with Medicare' (PDF 575.38 KB)
2003-09 Required Open Enrollment Period To Be Held Pursuant to M.G.L. c. 176K (PDF 62.45 KB)
2003-08 Informational Bulletin on Insurance Producer Licensing (PDF 242.73 KB)
2003-07 Bulletin Regarding Increase in Certain Division of Insurance Fees (PDF 35.23 KB)
Bulletin 2003-05 Adverse Determination Notices (PDF 182.84 KB)
2003-04 Review of Accident and Sickness Rate Filings (PDF 284.89 KB)
2003-03 HIPAA Privacy Notices and Preemption of State Law as it Pertains to Privacy Notices (PDF 111.97 KB)
2003-02 Coverage for the Off-Label Uses of Prescription Drugs for the Treatment of Cancer (PDF 52.24 KB)
2003-01 Non-forfeiture requirements pursuant to G.L. ch. 175, '144A (PDF 67.01 KB)
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Year 2002 Bulletins

2002-18 Massachusetts Form and Rate Filing Requirements and Procedures under the Terrorism Risk Insurance Act of 2002 (PDF 189.3 KB)
2002-15 Addendum to '2002 Guide to Health Insurance for People with Medicare' (PDF 571.33 KB)
2002-14 Required Open Enrollment Period To Be Held Pursuant to M.G.L. c. 176K (PDF 64.7 KB)
2002-13 Insurance Coverage of Qualified Clinical Trials (PDF 74.39 KB)
2002-12 Dental and Vision Service Plans (PDF 51.49 KB)
2002-11 Solicitation and Sale of Unapproved Health Insurance in Massachusetts (PDF 81.67 KB)
2002-10 Implementation of amendments to 211 CMR 94.00 (PDF 38.15 KB)
2002-09 Hormone Replacement Therapy and Contraceptive Services (PDF 48.08 KB)
2002-08 Renewal Of Individual Broker Licenses, Continuing Education Requirements For Agents And Brokers, Licensing Of Corporations And Licensing Of Surplus Lines Brokers (PDF 189.3 KB)
2002-07 Mental Health Benefits (PDF 66.07 KB)
2002-06 Changes in the Early Intervention Mandate (PDF 37.74 KB)
2002-05 Valid waivers under 105 CMR 128.000 (PDF 46.65 KB)
2002-04 Adverse Determinations, Concurrent Review and Appeal Rights for Inpatient Stays Under M.G.L. c. 176O (PDF 125.44 KB)
2002-03 Portability of Health Coverage by an Unlicensed Insurance Carrier (PDF 48.55 KB)
2002-02 Optional Enrollment Periods Pursuant to CMS Mandate (PDF 46.74 KB)
2002-01 Requiring Massachusetts' Drivers' Licenses (PDF 42.7 KB)
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Year 2001 Bulletins

2001-20 Economic Growth and Tax Relief Reconciliation Act of 2001 Required Changes To Retirement Plans (PDF 58.17 KB)
2001-20 Economic Growth and Tax Relief Reconciliation Act of 2001 Required Changes To Retirement Plans (PDF 58.17 KB)
2001-19 Persons Eligible for Federally Required Medicare Supplement Open Enrollment Period (PDF 46.18 KB)
2001-18 Federally Required Medicare Supplement Open Enrollment Period (PDF 89.67 KB)
2001-17 Minimum Requirements for Terrorism Exclusions to be Applied to Regulated Property/Casualty Insurance Policies (PDF 76.51 KB)
2001-16 HLA Testing (PDF 100.78 KB)
2001-15 November 2001 Addendum to '2001 Guide to Health Insurance for People with Medicare' (PDF 716.17 KB)
2001-14 The Federal Violent Crime Control and Law Enforcement Act of 1994 (PDF 66.67 KB)
2001-13 Executive Order Blocking Property and Prohibiting Transactions with Persons Who Permit, Threaten to Commit, or Support Terrorism (PDF 31.62 KB)
2001-12 Use of Affidavit in Lieu of a Death Certificate with Respect to Life Insurance Claims Arising out of the Tragic Events of September 11, 2001 (PDF 214.75 KB)
2001-11 Credit Insurance Sold by Motor Vehicle Dealers (PDF 32.87 KB)
2001-10 Certain Issues Regarding Managed Care Plans and Internal and External Review Procedures (PDF 118.22 KB)
2001-09 Addendum to '2001 Guide to Health Insurance for People with Medicare' (PDF 898.9 KB)
2001-08 Nongroup Health Insurance Open Enrollment Periods (PDF 102.35 KB)
2001-07 Life Insurers' Obligations Regarding Investigation and Settlement of Claims and Other Search Obligations (PDF 61.73 KB)
2001-06 Checklist for Property and Casualty filings (PDF 34.4 KB)
2001-05 Forms Submitted For Approval, Pursuant to Chapter 175, Section 2B (PDF 39.46 KB)
2001-04 Human Leukocyte Antigen Testing for Certain Individuals and Patients (PDF 74.26 KB)
2001-03 Costs Arising from Speech, Hearing and Language Disorders (PDF 44.05 KB)
2001-02 Internet Practices (PDF 58.48 KB)
2001-01 New Requirements Regarding Viatical Settlement Agreements (PDF 51.54 KB)
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Year 2000 Bulletins

2000-19 Issues Related to Chapter 141 of the Acts of 2000 Effective January 1, 2001 (PDF 299.16 KB)
2000-18 Codification of Statutory Accounting Principles (PDF 117.02 KB)
2000-17 Addendum to '2000 Guide to Health Insurance for People with Medicare' (PDF 861.69 KB)
2000-16 Certain New Requirements Regarding Genetic Testing and Privacy Protection (PDF 102.33 KB)
2000-15 Revised Optional Endorsement - Original Equipment Manufacturer (OEM) Crash Parts (PDF 71.04 KB)
2000-14 Certain New Requirements for Coverage of Emergency Services (PDF 74.76 KB)
2000-13 Certain New Requirements for Payment of Claims (PDF 48.68 KB)
2000-12 Certain New Requirements for the Oversight of Managed Care (PDF 64.51 KB)
2000-11 Changes in Nongroup Health Insurance Law (PDF 124.69 KB)
2000-10 Certain Issues Regarding Mental Health Benefits Required by C. 80 of the Acts of 2000 (PDF 84.76 KB)
2000-09 Required Open Enrollment Period To Be Held Pursuant to M.G.L. c. 176K (PDF 300.42 KB)
2000-08 Privacy Considerations (PDF 31.58 KB)
2000-07 Changes to Renewal Requirements for Closed Nongroup Health Plans (PDF 67.42 KB)
2000-06 Mental Health Parity (PDF 170.9 KB)
2000-05 Diabetes Cost Reduction (PDF 64.04 KB)
2000-04 Chapter 96 of the Acts of 2000 - An Act Relative to Countersignatures by Resident Agents on Certain Insurance Policies (PDF 28.74 KB)
2000-03 Chapter 33 of the Acts of 2000, which amends M.G.L. c. 175, '22A (PDF 47.65 KB)
2000-02 Universal Life and Variable Life Policies With No-Lapse Guarantees (PDF 70.61 KB)
2000-01 Nonrenewal Notice Provision, Chapter 175, '193P (PDF 20.3 KB)
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Year 1999 Bulletins

1999-07 Required Open Enrollment Period To Be Held Pursuant to M.G.L. c. 176K (PDF 60.64 KB)
1999-06 Required Open Enrollment Period To Be Held Pursuant to M.G.L. c. 176K (PDF 59.61 KB)
1999-05 Changes to Rating Requirements for Small Group Health Plans (PDF 35.3 KB)
1999-04 Changes to Rating Requirements for Nongroup Health Insurance Plans (PDF 48.55 KB)
1999-03 Addendum to '1999 Guide to Health Insurance for People with Medicare' (PDF 429.91 KB)
1999-02 Unauthorized Modification to Private Passenger Automobile Insurance Policy Applications (PDF 81.11 KB)
1999-01 Sale of Insurance (PDF 92.17 KB)
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Year 1998 Bulletins

1998-18 Ext.of Req. Open Enrollment Period Sched. in Bulletin 98-14 Ext.of Req. Open Enrollment Period Sched. in Bulletin 98-16 Medigap Protections in Sect.4031 of the 1997 Federal Balanced Budget Act (PDF 177.76 KB)
1998-17 Individual Equity Indexed Products (PDF 147.8 KB)
1998-16 Required Open Enrollment Period To Be Held Pursuant to M.G.L. c. 176K for Medicare Supplement plans between 10/8/98 and 12/7/98 and for Medicare HMO plans between 10/8/98 and 11/20/98 (PDF 50.99 KB)
1998-15 Year 2000 Coverage and Endorsements (PDF 100.47 KB)
1998-14 Required Open Enrollment Period To Be Held Pursuant to M.G.L. c. 176K for Medicare Supplement plans between 10/1/98 and 11/30/98 and for Medicare HMO plans between 10/1/98 and 11/16/98 (PDF 58.68 KB)
1998-13 Mandated Benefit for Newborn Hearing Screening Tests (PDF 38.8 KB)
1998-12 Credit Insurance Sold by Motor Vehicle Dealers (PDF 30.74 KB)
1998-11 The Federal Violent Crime Control and Law Enforcement Act of 1994 (PDF 313.14 KB)
1998-10 Attachment to '1998 Guide to Health Insurance for People with Medicare' (PDF 578.89 KB)
1998-09 Mandated Benefit for Scalp Hair Prostheses (PDF 39.27 KB)
1998-08 Proof of Eligibility for Small Group Health Products (PDF 40.87 KB)
1998-07 Medicare + Choice Plans (PDF 39.27 KB)
1998-06 New ZIP Codes in Massachusetts (PDF 19.18 KB)
1998-05 Nongroup Closed Plans and Enrollment Issues (PDF 79.73 KB)
1998-04 Eligibility for Nongroup Guaranteed Issue Health Plans when a person is not or is no longer eligible for COBRA or small group continuation of coverage benefits (PDF 114.94 KB)
1998-03 Benefits in Medicare + Choice Plans During 1999 (PDF 41.27 KB)
1998-02 Conversion Nongroup Health Plans and Closed Nongroup Health Plans, and the Implementation of the Nongroup Health Insurance Law (PDF 201.86 KB)
1998-01 Amendments to Laws Mandating Coverage for Early Intervention Services for Dependent Children (PDF 42.15 KB)
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Year 1997 Bulletins

1997-12 Required Open Enrollment Period for Berkshire County Residents in Blue Care 65 for Medicare Supplement Plans To Be Held 11/1/97 through 12/15/97 According to the Requirements of M.G.L. c. 176K (PDF 49.68 KB)
1997-11 Required Open Enrollment Period To Be Held Pursuant to M.G.L. c. 176K for Medicare Supplement plans between 10/15/97 and 12/15/97 and for Medicare HMO plans between 10/15/97 and 12/1/1997 (PDF 47.05 KB)
1997-10 Certain Issues Related to Enrollment in Nongroup Guaranteed Issue Health Plans (PDF 77.54 KB)
1997-09 Coverage for Drugs Used for HIV/AIDS Treatment (PDF 114.56 KB)
1997-08 Required Open Enrollment Period To Be Held September 15, 1997 through November 14, 1997 Pursuant to M.G.L. c. 176K (PDF 43.84 KB)
1997-07 Implementation of the Massachusetts Nongroup Health Insurance Law (PDF 1.03 MB)
1997-06 Business License Tax Invoices from the Town of Quinwood, West Virginia (PDF 80.34 KB)
1997-05 The Small Group Continuation of Coverage Law (PDF 90.97 KB)
1997-04 Mandated Outpatient Mental Health and Alcoholism Treatment Benefits (PDF 48.9 KB)
1997-03 Attachment to '1997 Guide to Health Insurance for People with Medicare' (PDF 513.76 KB)
1997-02 Claim Repair Practices (PDF 37.27 KB)
1997-01 Coverage for Minimum Hospital Stays and Postpartum Care (PDF 80.45 KB)
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Year 1996 and Prior Bulletins

Bulletin 1996-22 Procedure for Requesting an Advisory Ruling under M.G.L. c. 30A, § 8 (PDF 35.55 KB)
Bulletin 1996-21 Mandated Outpatient Mental Health Benefits (PDF 36.65 KB)
Bulletin 1996-20 Health Insurance Rating Requirements for Small Groups (PDF 105.31 KB)
Bulletin 1996-19 New Reimbursement Requirements for Early Intervention Services (PDF 30.65 KB)
Bulletin 1996-18 Portability of Health Insurance under M.G.L. c. 176N (PDF 41.62 KB)
Bulletin 1996-17 MGL c. 175, § 193R -- Private Passenger Automobile (PDF 38.65 KB)
Bulletin 1996-16 Completion Instructions for Lockbox Filing Fee Form SRB-LB-1 (09/96) (PDF 173.66 KB)
Bulletin 1996-15 New Mandated Mental Health Providers (PDF 33.43 KB)
Bulletin 1996-14 Implementation of the provisions of St. 1996, c. 297 regarding continuation of coverage under Small Group Health Insurance (M.G.L. c. 176J) (PDF 45.4 KB)
Bulletin 1996-13 Ch 297 Provisions of the 1996 Acts Re:changes to statutes for Small Employer Health Ins.(M.G.L.c.176J)& enactment of Nongroup Health Ins.(M.G.L.c.176M)& Portability of Health Ins.(M.G.L.c.176N) (PDF 48.08 KB)
Bulletin 1996-12 Ch 297 of the Acts of 1996 which changes Small Group Health Insurance under M.G.L. c.176J, Nongroup Health Insurance under M.G.L. c.176M, and Portability of Health Insurance under M.G.L. c.176N (PDF 43.83 KB)
Bulletin 1996-11 Special Reports on Massachusetts Homeowners Insurance (PDF 278.19 KB)
Bulletin 1996-10 Massachusetts Homeowners Written Premium Report for Calendar Years 1993 through 1995 (PDF 110.8 KB)
Bulletin 1996-09 Obligations of HMOs regarding Mandated Outpatient Mental Health Benefits pursuant to St. 1996, c. 8-An Act Further Protecting the Confidentiality of Patients (PDF 44.8 KB)
Bulletin 1996-08 Provider/Patient Communications, St. 1996, c. 8 §§ 2, 4, 9, 11 and 12 (PDF 35.77 KB)
Bulletin 1996-07 FY 1996 Assessment for Costs of Administration and Operation of the Motor Vehicle Insurance Merit Rating Board (PDF 27.8 KB)
Bulletin 1996-06 Coverage for Drugs Used for HIV/AIDS Treatment (PDF 38.33 KB)
Bulletin 1996-05 Coverage for Drugs Used for HIV/AIDS Treatment (PDF 80.67 KB)
Bulletin 1996-04 Attachment to '1996 Guide to Health Insurance for People with Medicare' (PDF 455.18 KB)
Bulletin 1996-03 Private Passenger Automobile Group Marketing Rate Deviations Pursuant to M.G.L. c. 175, § 193R (PDF 110.03 KB)
Bulletin 1996-02 New Requirements for Coverage of Childbirth and Postpartum Care Benefits (PDF 50.15 KB)
Bulletin 1996-01 New Laws Preventing Discrimination Against Victims of Domestic Violence (PDF 22.58 KB)
Bulletin 1995-13; Blood-Glucose Monitoring Strips: Amendment of Statute (PDF 27.21 KB)
Bulletin 1995-12 Blue Cross and Blue Shield of Massachusetts (BCBSMA), Commercial Health Insurers, and Health Maintenance Organizations (HMO's) (PDF 38.24 KB)
Bulletin 1995-11 Attachment to '1995 Guide to Health Insurance for People with Medicare' (PDF 30.46 KB)
Bulletin 1995-10 Credit Insurance Sold by Motor Vehicle Dealers (PDF 31.99 KB)
Bulletin 1995-09 Continuation of Coverage for Inherited Diseases of Amino Acids and Organic Acids (PDF 48.89 KB)
Bulletin 1995-08 211 CMR 37.00, New Infertility Mandated Benefits (PDF 25.33 KB)
Bulletin 1995-07 Coverage for Assisted Living Residences in Long-Term Care (PDF 38.24 KB)
Bulletin 1995-05 Coverage for Drugs Used for HIV / AIDS Treatment (PDF 43.37 KB)
Bulletin 1995-04 Revised 211 CMR 74.00 Standards of Fault to be used by the Board of Appeal on Motor Vehicle Policies (PDF 329.74 KB)
Bulletin 1995-03 Minimum Filing Requirements for Licensed Property Casualty Insurers and Rating Bureaus (PDF 87.3 KB)
Bulletin 1995-02 P.L. 103-432--The Social Security Act Amendments of 1994 (Medicare Supplement Technical Corrections) (PDF 171.71 KB)
Bulletin 1995-01 New Mandated Health Benefits (PDF 79.54 KB)
Bulletin 1994-09; Restricted Pharmacy Network Contracts-Notification of Expiration, Renewal, Extension or Replacement; Issued 12/21/1994 (PDF 33.49 KB)
Bulletin 1994-08; Rate and Form Filings for Medicare Supplement Insurance and Evidences of Coverage Issued Pursuant to a Risk or Cost Contract; Issued 12/2/1994 (PDF 23.63 KB)
Bulletin 1994-06; Insurance Inspection Fees and Invoices (PDF 48.8 KB)
Bulletin 1994-05; Proposed Regulations for Medicare Supplement Insurance and Policies Issued Pursuant to Medicare Risk or Cost Contracts; Issued 6/22/1994 (PDF 76.89 KB)
Bulletin 1994-04; WITHDRAWN (PDF 51.73 KB)
Bulletin 1994-03; 211 CMR 123.06; Issued 4/15/1994 (PDF 293.08 KB)
Bulletin 1994-02; New Mandated Benefits; Issued 4/13/1994 (PDF 38.4 KB)
Bulletin 1994-01; Licensing; Issued 3/21/1994 (PDF 28.49 KB)
Bulletin 1993-05; Statutory Changes Relative to Dividend Distributions; Issued 11/15/1993 (PDF 81.38 KB)
Bulletin 1993-04; Credit Involuntary Unemployment Insurance; Issued 11/18/1993 (PDF 56.61 KB)
Bulletin 1993-03; Expiration of Company Rate Deviations; Issued 8/5/1993 (PDF 65.73 KB)
Bulletin 1993-01; Workers' Compensation Large Deductible Programs in Massachusetts; Issued 6/4/1993 (PDF 232.28 KB)
Bulletin 1993-01; Questions and Answers Concerning the Small Group Health Insurance Statute and Regulation; Issued 1/6/1993 (PDF 778.14 KB)
Bulletin 1992-07; Marketing Practices; Issued 11/20/1992 (PDF 93.16 KB)
Bulletin 1992-06; Insurance Licensing Requirements; Issued 10/28/1992 (PDF 59.42 KB)
Bulletin 1992-04; Credit Insurance Sold by Motor Vehicle Dealers; Issued 11/19/1992 (PDF 29.15 KB)
Bulletin 1992-03; Increased License Fees; Issued 8/25/1992 (PDF 25.18 KB)
Bulletin 1992-02; Massachusetts Small Employer Health Reinsurance Plan; Issued 7/27/1992 (PDF 142.02 KB)
Bulletin 1992-01; Workers' Compensation Large Deductible Programs in Massachusetts; Issued 6/16/1992 (PDF 165.48 KB)
Bulletin 1991-02; Private Passenger Automobile Collision Coverage (Part 7) Waiver of Deductible; Issued 10/1/1991 (PDF 44.04 KB)
Bulletin 1991-01 (SRB-91-01); Filing Requirements for Life, Annuity and Health Policies; Issued 9/6/1991 (PDF 73.11 KB)
Bulletin 1991-01 (B-91-1); Nonprescription Enteral Formulas: Amended Language; Issued 6/26/1991 (PDF 94.4 KB)
Bulletin 1991-01 (SRB 91-01); Filing Requirements Pursuant to 211 CMR 35.00; Issued 1/18/1991 (PDF 40.77 KB)
Bulletin 1990-05; Property and Casualty Insurance - Filing Procedures - Rates, Rating Rules, Relativities, and Supplementary Rating Information (PDF 418.02 KB)
Bulletin 1990-02 (B-1990-2); Coordination of Benefits; PIP; MedPay and Health Insurance/Self-Funded Employee Benefit Plans - SUPERSEDED by 2017-06 (Issued 11/22/2017) (PDF 94.66 KB)
Bulletin 1989-02 (SRB 89-02); Minimum Filing Requirements for Property and Casualty Insurers and Rating Bureaus (PDF 813.1 KB)
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