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Division of Insurance

DOI Bulletins

Bulletins are issued by the Division of Insurance in order to clarify and explain the Division's interpretation of certain issues or laws or to announce new insurance laws.

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Year 2025 Bulletins

Open PDF file, 120.85 KB, Bulletin 2025-02; Underwriting Actions Based on the Use of Aerial Imaging; Issued April 30, 2025 (English, PDF 120.85 KB)

Open PDF file, 1.08 MB, Bulletin 2025-01; Attachment to Guide to Health Insurance for People with Medicare; Issued February 24, 2025 (English, PDF 1.08 MB)

Year 2024 Bulletins

Open PDF file, 143.81 KB, Bulletin 2024-11; Guidance for Massachusetts Domestic Insurers on Managing the Financial Risks for Climate; Issued December 9, 2024 (English, PDF 143.81 KB)

Open PDF file, 238.96 KB, Bulletin 2024-10; The Use of Artificial Intelligence Systems in Insurance; Issued December 9, 2024 (English, PDF 238.96 KB)

Open PDF file, 138.7 KB, Bulletin 2024-09; Closures of Carney Hospital and Nashoba Valley Hospital; Issued August 16, 2024 (English, PDF 138.7 KB)

Open PDF file, 105.54 KB, Bulletin 2024-08; Executive Order Number 633 - Medical Malpractice Coverage for Providers of Reproductive or Gender-Affirming Health Care Services; Issued June 24, 2024 (English, PDF 105.54 KB)

Open PDF file, 108.25 KB, Bulletin 2024-07; Executive Order Number 633 - Abortion, Abortion-Related Care and Medication Abortion Services; Issued June 24, 2024 (English, PDF 108.25 KB)

Open PDF file, 101.08 KB, Bulletin 2024-06; Inducements, Rebates by Affiliates; Issued May 24, 2024 (English, PDF 101.08 KB)

Open PDF file, 771.35 KB, Bulletin 2024-05; Attachment to “Guide to Health Insurance for People with Medicare; Issued February 23, 2024 (English, PDF 771.35 KB)

Open PDF file, 44.99 KB, Bulletin 2024-04; Special Open Enrollment Period in 2024 Related to MassHealth Redeterminations; Issued January 31, 2024 (English, PDF 44.99 KB)

Open PDF file, 535.15 KB, Bulletin 2024-03; Step Therapy Protocols Pursuant to Chapter 254 of the Acts of 2022 (Chapter 254); Issued January 16, 2024 (English, PDF 535.15 KB)

Open PDF file, 91 KB, Bulletin 2024-03; Massachusetts Standard Form for Chemotherapy and Supportive Care Prior Authorization Requests (English, PDF 91 KB)

Open PDF file, 121.45 KB, Bulletin 2024-03; Massachusetts Standard Form for Hepatitis C Medication Prior Authorization Requests (English, PDF 121.45 KB)

Open PDF file, 128.43 KB, Bulletin 2024-03; Massachusetts Standard Form for Medication Prior Authorization Requests (English, PDF 128.43 KB)

Open PDF file, 159.44 KB, Bulletin 2024-02; Content of Behavioral Health Wellness Examinations according to Chapter 177 of the Acts of 2022 (Chapter 177); Issued January 16, 2024 (English, PDF 159.44 KB)

Open PDF file, 312.74 KB, Bulletin 2024-01; Prior Authorization Form for ABA Services; Issued January 16, 2024 (English, PDF 312.74 KB)

Open PDF file, 264.29 KB, Bulletin 2024-01; Massachusetts Standard Form for Applied Behavioral Analysis Services Prior Authorization Requests (English, PDF 264.29 KB)

Year 2023 Bulletins

Open PDF file, 32.85 KB, Bulletin 2023-12; Guidance Regarding Open Enrollment Period for Benefit Year 2024; Issued November 2, 2023 (English, PDF 32.85 KB)

Open PDF file, 119.65 KB, Bulletin 2023-11; Community-Based Emergency Behavioral Health Care; Issued June 22, 2023 (English, PDF 119.65 KB)

Open PDF file, 73.2 KB, Bulletin 2023-10; Executive Order 609 - Protecting Access to Medication Abortion Services in the Commonwealth; Issued April 14, 2023 (English, PDF 73.2 KB)

Open PDF file, 59.84 KB, Bulletin 2023-09; Special Open Enrollment Related to the End of Federal Medicaid Maintenance of Effort Protections and the Federal Public Health Emergency; Issued April 10, 2023 (English, PDF 59.84 KB)

Open PDF file, 714.1 KB, Bulletin 2023-08; A Massachusetts Consumer's Guide to Medicare; Issued March 27, 2023 (English, PDF 714.1 KB)

Open PDF file, 110.94 KB, Bulletin 2023-07; Coverage for Certain Behavioral Health Acute Treatment; Issued January 4, 2023 (English, PDF 110.94 KB)

Open PDF file, 48.52 KB, Bulletin 2023-06; Required Health Insurance Coverage for Eligible Disabled Dependents Age 26 and Older; Issued January 4, 2023 (English, PDF 48.52 KB)

Open PDF file, 86.49 KB, Bulletin 2023-05; Behavioral Health Wellness Exams; Issued January 4, 2023 (English, PDF 86.49 KB)

Open PDF file, 53.58 KB, Bulletin 2023-04; Psychiatric Collaborative Care Model; Issued January 4, 2023 (English, PDF 53.58 KB)

Open PDF file, 52.33 KB, Bulletin 2023-03; Clinicians Working Toward Licensure and Practicing under Supervision of Licensed Professional; Issued January 4, 2023 (English, PDF 52.33 KB)

Open PDF file, 84.24 KB, Bulletin 2023-02; Medical Malpractice Coverage; Issued January 4, 2023 (English, PDF 84.24 KB)

Open PDF file, 88.34 KB, Bulletin 2023-01; Abortion and Abortion-Related Care; Issued January 4, 2023 (English, PDF 88.34 KB)

Year 2022 Bulletins

Open PDF file, 35.52 KB, Bulletin 2022-10; Deviated Case Rates for Credit Life and Credit Accident and Health Insurance Sold by Motor Vehicle Dealers Effective Between January 1, 2023 and December 31, 2025; Issued December 22,2022 (English, PDF 35.52 KB)

Open PDF file, 36.65 KB, Bulletin 2022-09; Guidance Regarding Open Enrollment Period for Benefit Year 2023; Issued September 13, 2022 (English, PDF 36.65 KB)

Open PDF file, 71.33 KB, Bulletin 2022-08; Reimbursing Acute Care Hospitals for Services Provided to Behavioral Health Patients Awaiting Psychiatric Inpatient Admissions; Issued September 13, 2022 (English, PDF 71.33 KB)

Open PDF file, 69.15 KB, Bulletin 2022-07; Using Standard Prior Authorization Forms for Chemotherapy; Issued August 25, 2022 (English, PDF 69.15 KB)

Open PDF file, 233.44 KB, Bulletin 2022-07; Oncology Prior Authorization Form; Issued August 25, 2022 (English, PDF 233.44 KB)

Open PDF file, 49.7 KB, Bulletin 2022-06; Easing of Prior Authorization for Certain Types of Imaging in Response to Supply Chain Disruptions; Issued June 14, 2022 (English, PDF 49.7 KB)

Open PDF file, 45.45 KB, Bulletin 2022-05; Relaxation of Prior Authorization for Prescription Infant Formula; Issued May 20, 2022 (English, PDF 45.45 KB)

Open PDF file, 1.2 MB, Bulletin 2022-04; Guide to Medicare; Issued March 16, 2022 (English, PDF 1.2 MB)

Open PDF file, 71.96 KB, Bulletin 2022-03; Extended Relaxation of Prior Authorization in Response to Health Facility Capacity Constraints; Issued February 23, 2022 (English, PDF 71.96 KB)

Open PDF file, 89.06 KB, Bulletin 2202-02; At-Home Testing for COVID-19; Issued January 19, 2022 (English, PDF 89.06 KB)

Open PDF file, 61.12 KB, Bulletin 2022-01; Authorization of Acute Hospital Care at Home in Response to Health Facility Staffing and Capacity Constraints; Issued January 5, 2022 (English, PDF 61.12 KB)

Year 2021 Bulletins

Open PDF file, 66.1 KB, Bulletin 2021-15; Relaxation of Prior Authorization and Credentialing Procedures in Response to Health Facility Staffing and Capacity Constraints; Issued November 17, 2021 (English, PDF 66.1 KB)

Open PDF file, 41.41 KB, Bulletin 2021-14; Guidance Regarding Open Enrollment Period for Benefit Year 2022; Issued October 15, 2021 (English, PDF 41.41 KB)

Open PDF file, 130.46 KB, Bulletin 2021-13; Use of Electronic Transactions and Communications When Making Certain Regulatory Filings; Issued October 6, 2021 (English, PDF 130.46 KB)

Open PDF file, 51.91 KB, Bulletin 2021-12; Crumbling Foundations Due to High Concentrations of Pyrrhotite in Home Construction; Issued October 6, 2021 (English, PDF 51.91 KB)

Open PDF file, 130.13 KB, Bulletin 2021-11; Prohibited Discrimination on the Basis of Gender Identity or Gender Dysphoria Including Medically Necessary Gender Affirming Care and Related Services; Issued September 9, 2021 (English, PDF 130.13 KB)

Open PDF file, 79.34 KB, Bulletin 2021-10; Continued Access to Telehealth Services in 2021; Issued September 7, 2021 (English, PDF 79.34 KB)

Open PDF file, 43.76 KB, Bulletin 2021-09; HIV PrEP Preventive Health Service Coverage; Issued September 7, 2021 (English, PDF 43.76 KB)

Open PDF file, 117.54 KB, Bulletin 2021-08; Responding to COVID-19 Risks Following End of State of Emergency; Issued August 31, 2021 (English, PDF 117.54 KB)

Open PDF file, 407.25 KB, Bulletin 2021-07; Updated Protocols for Prevention of Emergency Department Boarding of Patients with Acute Behavioral Health and/or Substance Use Disorder Emergencies under Expedited Psychiatric Inpatient Admission ("EPIA") Protocols; Issued June 28,2021 (English, PDF 407.25 KB)

Open PDF file, 54.57 KB, Bulletin 2021-06; Required Coverage for Treatment of PANDAS (Pediatric Autoimmune Neuropsychiatric Disorders Associated with Streptococcal Infections) and PANS (Pediatric Acute-Onset Neuropsychiatric Syndrome); Issued April 27, 2021 (English, PDF 54.57 KB)

Open PDF file, 631.36 KB, Bulletin 2021-05; Attachment to Guide to Health Insurance for People with Medicare; Issued April 26, 2021 (English, PDF 631.36 KB)

Open PDF file, 129.15 KB, Bulletin 2021-04; Managed Care Practices and Continued Access to Telehealth Services; Issued April 9, 2021 (English, PDF 129.15 KB)

Open PDF file, 154.95 KB, Bulletin 2021-03; Updated Guidance Regarding Coverage and Reimbursement for Out-of-Network Emergency, Ambulance and Inpatient Services During the Covid-19 Health Crisis; Issued April 2, 2021 (English, PDF 154.95 KB)

Open PDF file, 30.91 KB, Bulletin 2021-02; Special Open Enrollment Period Effective Immediately; Issued February 3, 2021 (English, PDF 30.91 KB)

Open PDF file, 79.39 KB, Bulletin 2021-01; Additional Guidance Regarding COVID-19 Vaccines; Issued January 21, 2021 (English, PDF 79.39 KB)

Year 2020 Bulletins

Open PDF file, 147 KB, Bulletin 2020-33; Flexibility in the Issuance and Administration of Liquor Liability and Workers’ Compensation Insurance during the COVID-19 (Coronavirus) Public Health Crisis; Issued 12/29/2020 (English, PDF 147 KB)

Open PDF file, 162.95 KB, Bulletin 2020-32; Addressing COVID-19 (Coronavirus) Vaccines; Issued 12/29/2020 (English, PDF 162.95 KB)

Open PDF file, 149.09 KB, Bulletin 2020-31; Continued Efforts to Restrict the Spread of COVID-19; Issued 12/29/2020 (English, PDF 149.09 KB)

Open PDF file, 143.9 KB, Bulletin 2020-30; Continued Flexibility in the Administration of Insurance during the COVID-19 Public Health Crisis; Issued 12/29/2020 (English, PDF 143.9 KB)

Open PDF file, 112.3 KB, Bulletin 2020-29; Individual License Extensions Granted during the Covid-19 (Coronavirus) Health Crisis; Issued 10/07/2020 (English, PDF 112.3 KB)

Open PDF file, 78.28 KB, Bulletin 2020-28; Continued Relaxation of Certain Administrative Procedures in Response to the COVID-19 Health Emergency; Issued 09/22/2020 (English, PDF 78.28 KB)

Open PDF file, 46.78 KB, Bulletin 2020-27; Guidance Regarding Open Enrollment Period for Benefit Year 2021; Issued 09/14/2020 (English, PDF 46.78 KB)

Open PDF file, 130.8 KB, Bulletin 2020-26; Massachusetts Requirement that Carriers Cover Certain Contraceptive Services Without Cost-Sharing; Issued 08/07/2020 (English, PDF 130.8 KB)

Open PDF file, 92.09 KB, Bulletin 2020-25; Easing Administrative Billing for PCR and Antigen Testing; Issued 07/29/2020 (English, PDF 92.09 KB)

Open PDF file, 173.51 KB, Bulletin 2020-24; Continued Flexibility in Compliance with Regulatory Filing Requirements; Issued 07/20/2020 (English, PDF 173.51 KB)

Open PDF file, 121.39 KB, Bulletin 2020-23; Updated Guidance for COVID-19 PCR and Antigen Testing; Issued 07/08/2020 (English, PDF 121.39 KB)

Open PDF file, 64.69 KB, Bulletin 2020-22; Procedures Associated with the Weather Event in Norwood, MA and Its Vicinity on June 28, 2020; Issued 07/07/2020 (English, PDF 64.69 KB)

Open PDF file, 106.42 KB, Bulletin 2020-21; Continued Relaxation of Prior Authorization in Response to the COVID-19 Health Emergency; Issued 06/25/2020 (English, PDF 106.42 KB)

Open PDF file, 46.83 KB, Bulletin 2020-20; Special Open Enrollment Period Effective Immediately Until July 23, 2020; Issued 06/23/2020 (English, PDF 46.83 KB)

Open PDF file, 113 KB, Bulletin 2020-19; Flexibility with Early Intervention Services Due to the COVID-19 Health Emergency; Issued 06/08/2020 (English, PDF 113 KB)

Open PDF file, 52.77 KB, Bulletin 2020-18; Special Open Enrollment Period Effective Immediately Until June 23, 2020; Issued 05/21/2020 (English, PDF 52.77 KB)

Open PDF file, 65.22 KB, Bulletin 2020-17; Flexibility in the Administration of Vacancy Clauses during COVID-19 (Coronavirus) Public Health Crisis; Issued 05/18/2020 (English, PDF 65.22 KB)

Open PDF file, 133.73 KB, Bulletin 2020-16; COVID-19 (Coronavirus) Testing; Issued 05/18/2020 (English, PDF 133.73 KB)

Open PDF file, 108.01 KB, Bulletin 2020-15; Relaxing Certain Health Plan Administrative Procedures During the COVID-19 Health Emergency; Issued 04/30/2020 (English, PDF 108.01 KB)

Open PDF file, 101.13 KB, Bulletin 2020-14; Temporary Individual Insurance Producer Licenses during the COVID-19 (Coronavirus) Health Crisis; Issued 04/29/2020 (English, PDF 101.13 KB)

Open PDF file, 114.77 KB, Bulletin 2020-13; Coverage for COVID-19 Treatment and Out-of-Network Emergency and Inpatient Reimbursement During the COVID-19 Health Crisis; Issued 04/09/2020 (English, PDF 114.77 KB)

Open PDF file, 94.84 KB, Bulletin 2020-12; Individual Insurance Licensing during the COVID-19 (Coronavirus) Health Crisis; Issued 04/03/2020 (English, PDF 94.84 KB)

Open PDF file, 236.02 KB, Bulletin 2020-11; Flexibility for Compliance with Certain Filing Requirements in Light of COVID-19; Issued 04/03/2020 (English, PDF 236.02 KB)

Open PDF file, 133.67 KB, Bulletin 2020-10; Credentialing and Prior Authorization during COVID-19 (Coronavirus) Health Crisis; Issued 03/30/2020 (English, PDF 133.67 KB)

Open PDF file, 45.05 KB, Bulletin 2020-09; Special Open Enrollment Period Effective Immediately Until May 25; Issued 03/30/2020 (English, PDF 45.05 KB)

Open PDF file, 82.41 KB, Bulletin 2020-08; Flexibility in the Issuance and Administration of Medical Malpractice Insurance during COVID-19 (Coronavirus) Public Health Crisis; Issued 03/27/2020 (English, PDF 82.41 KB)

Open PDF file, 75.86 KB, Bulletin 2020-07; Making Consumer Information Available During the COVID-19 Crisis; Issued 03/26/2020 (English, PDF 75.86 KB)

Open PDF file, 106 KB, Bulletin 2020-06; Administration of Prescription Drug Benefits During COVID-19 (Coronavirus) Public Health Crisis; Issued 03/26/2020 (English, PDF 106 KB)

Open PDF file, 87.78 KB, Bulletin 2020-05; Flexibility in the Issuance and Administration of Insurance during COVID-19 (Coronavirus) Public Health Crisis; Issued 3/23/2020 (English, PDF 87.78 KB)

Open PDF file, 151.51 KB, Bulletin 2020-04; Emergency Measures to Address and Stop the Spread of COVID-19 (Coronavirus); Issued 3/16/2020 (English, PDF 151.51 KB)

Open PDF file, 59.29 KB, Bulletin 2020-03; Special Open Enrollment Period Effective Immediately Until April 25; Issued 3/12/2020 (English, PDF 59.29 KB)

Open PDF file, 84.84 KB, Bulletin 2020-02; Addressing COVID-19 (Coronavirus) Testing and Treatment; Issued 3/6/2020 (English, PDF 84.84 KB)

Open PDF file, 735.08 KB, Bulletin 2020-01; Addendum to “Guide to Health Insurance for People with Medicare”; Issued 01/30/2020 (English, PDF 735.08 KB)

Year 2019 Bulletins

Open PDF file, 344.65 KB, Bulletin 2019-10; State and Federal Requirements that Carriers Cover Certain Tobacco Cessation Products Without Consumer Cost-Sharing; Issued 12/30/2019 (English, PDF 344.65 KB)

Open PDF file, 49.54 KB, Bulletin 2019-09; Deviated Case Rates for Credit Life and Credit Accident and Health Insurance Sold by Motor Vehicle Dealers Effective Between January 1, 2020 and December 31, 2022; Issued 12/4/2019 (English, PDF 49.54 KB)

Open PDF file, 317.31 KB, Bulletin 2019-08; Updated Protocols for Prevention of Emergency Department Boarding of Patients with Acute Behavioral Health and/or Substance Use Disorder Emergencies; Issued 11/13/2019 (English, PDF 317.31 KB)

Open PDF file, 736.76 KB, Bulletin 2019-07; Common Procedure Coding Systems for Opioid Agonist and Antagonist Treatments; Issued 8/29/2019 (English, PDF 736.76 KB)

Open PDF file, 380.02 KB, Bulletin 2019-06; Guidelines for Pain Management Alternatives to Opiate Products; Issued 8/29/2019 (English, PDF 380.02 KB)

Open PDF file, 315.62 KB, Bulletin 2019-05; Standing Orders for Naloxone; Issued 8/29/2019 (English, PDF 315.62 KB)

Open PDF file, 315.16 KB, Bulletin 2019-04; Copayments for Partial Fills of Opioid Products; Issued 8/29/2019 (English, PDF 315.16 KB)

Open PDF file, 301.63 KB, Bulletin 2019-03; Guidance Regarding Open Enrollment Period for Benefit Year 2020; Issued 7/12/2019 (English, PDF 301.63 KB)

Open PDF file, 453.8 KB, Bulletin 2019-02; Addendum to “Guide to Health Insurance for People with Medicare”; Issued 2/6/2019 (English, PDF 453.8 KB)

Open PDF file, 129.16 KB, Bulletin 2019-01; Information About Certain Prescriptions Used in Underwriting Analyses; Issued 2/1/2019 (English, PDF 129.16 KB)

Year 2018 Bulletins

Open PDF file, 645.75 KB, Bulletin 2018-07; Access to Services to Treat Child-Adolescent Mental Health Disorders; Issued 12/14/2018 (English, PDF 645.75 KB)

Open PDF file, 338.04 KB, Bulletin 2018-06; Accessing Care with Network Providers; Issued 10/2/2018 (English, PDF 338.04 KB)

Open PDF file, 865.22 KB, Bulletin 2018-05; Emergency Procedures Related to the Damages Arising from the Gas Line Explosions and Fires Occurring on September 13, 2018 in Andover, North Andover and Lawrence Massachusetts; Issued 9/25/2018 (English, PDF 865.22 KB)

Open PDF file, 62.76 KB, Bulletin 2018-04; Guidance Regarding Open Enrollment Period for Benefit Year 2019; Issued 7/27/2018 (English, PDF 62.76 KB)

Open PDF file, 82.16 KB, Bulletin 2018-03; Continuing Applicability of Massachusetts Health Insurance Legal Requirements to Association Health Plans; Issued 7/27/2018 (English, PDF 82.16 KB)

Open PDF file, 204.13 KB, Bulletin 2018-02; Addendum to "2018 Guide to Health Insurance for People with Medicare"; Issued 2/20/2018 (English, PDF 204.13 KB)

Open PDF file, 1010.12 KB, (Attachment to Bulletin 2018-02) Massachusetts Bulletin for People with Medicare 2018 (English, PDF 1010.12 KB)

Open PDF file, 553.75 KB, Bulletin 2018-01; Prevention of Emergency Department Boarding of Patients with Acute Behavioral Health and/or Substance Abuse Disorder Emergencies - SUPERSEDED BY 2019-08; Issued 1/3/2018 (English, PDF 553.75 KB)

Year 2017 Bulletins

Open PDF file, 450.56 KB, Bulletin 2017-08; Coverage for Abuse Deterrent Drug Products; Issued 12/19/2017 (English, PDF 450.56 KB)

Open PDF file, 283.32 KB, Bulletin 2017-07; Sensitive Health Care Services Definitions; Issued 12/19/2017 (English, PDF 283.32 KB)

Open PDF file, 245.86 KB, Bulletin 2017-06; Clarification of Coordination of Benefits under 211 CMR 38.00 for Medical Claims Associated with Motor Vehicle Accidents; Issued 11/22/2017 (English, PDF 245.86 KB)

Open PDF file, 315.16 KB, Bulletin 2017-05; Guidance Regarding Open Enrollment Period for Benefit Year 2018; Issued 9/12/2017 (English, PDF 315.16 KB)

Open PDF file, 329.68 KB, Bulletin 2017-04; Using Standard Prior Authorization Forms when Reviewing Requests for Hepatitis C Medication, Non-OB Ultrasound and SYNAGIS; Issued 9/11/2017 (English, PDF 329.68 KB)

Open PDF file, 42.28 KB, (Attachment to Bulletin 2017-04) Massachusetts Standard Form For Hepatitis C Medication Prior Authorization Requests (English, PDF 42.28 KB)

Open PDF file, 33.01 KB, (Attachment to Bulletin 2017-04) NON-OB Ultrasound Authorization Form (English, PDF 33.01 KB)

Open PDF file, 41.56 KB, (Attachment to Bulletin 2017-04) Massachusetts Standard Form for Synagis Prior Authorization Requests (English, PDF 41.56 KB)

Open PDF file, 196.31 KB, Bulletin 2017-03; Addendum to 2017 "Guide to Health Insurance for People with Medicare"; Issued 4/26/2017 (English, PDF 196.31 KB)

Open PDF file, 366.48 KB, (Attachment to Bulletin 2017-03) Massachusetts Bulletin for People With Medicare 2017 (English, PDF 366.48 KB)

Open PDF file, 850.08 KB, (Attachment to Bulletin 2017-03) Guide To Health Insurance For People With Medicare (English, PDF 850.08 KB)

Open PDF file, 441.24 KB, Bulletin 2017-02; Common Summary of Payments Format; Issued 4/21/2017 (English, PDF 441.24 KB)

Open PDF file, 251.97 KB, Bulletin 2017-01; Billing of Insured Health Plan Premiums for Individual Coverages; Issued 4/21/2017 (English, PDF 251.97 KB)

Year 2016 Bulletins

Open PDF file, 264.86 KB, Bulletin 2016-15; Deviated Case Rates for Credit Life and Credit Accident and Health Insurance Sold by Motor Vehicle Dealer Effective Between January 1, 2017 and December 31, 2019; Issued 11/29/2016 (English, PDF 264.86 KB)

Open PDF file, 310.74 KB, Bulletin 2016-14; HIV Associated Lipodystrophy Syndrome Medical Benefit Requirements; Issued 11/8/2016 (English, PDF 310.74 KB)

Open PDF file, 1.78 MB, RESCINDED EFFECTIVE 05/27/2025; Bulletin 2016-13; Lyme Disease Medical Benefit Requirement (English, PDF 1.78 MB)

Open PDF file, 244.91 KB, Bulletin 2016-12; Post-Disaster Insured Damage Data Collection; Issued 9/27/2016 (English, PDF 244.91 KB)

Open PDF file, 297.64 KB, Bulletin 2016-11; Emergency Procedures for Insurers Adjusters of Property Insurance Claims Following a Natural or Man-Made Disaster; Issued 9/27/2016 (English, PDF 297.64 KB)

Open PDF file, 254.01 KB, Bulletin 2016-10; Annual Pre-Disaster Preparedness Survey; Issued 9/27/2016 (English, PDF 254.01 KB)

Open PDF file, 358.41 KB, Bulletin 2016-09; Determining Whether an Employer is Eligible for Small Employer Coverage; Issued 8/10/2016 (English, PDF 358.41 KB)

Open PDF file, 350.08 KB, Bulletin 2016-08; Using Standard Prior Authorization Forms when Reviewing Requests for Medication and for Imaging Services; Issued 8/9/2016 (English, PDF 350.08 KB)

Open PDF file, 45.33 KB, (Attachment to Bulletin 2016-08) Form1 Medication (English, PDF 45.33 KB)

Open PDF file, 46.96 KB, (Attachment to Bulletin 2016-08) Form2 Cardiac (English, PDF 46.96 KB)

Open PDF file, 33.16 KB, (Attachment to Bulletin 2016-08) Form3 PET CT (English, PDF 33.16 KB)

Open PDF file, 52.2 KB, (Attachment to Bulletin 2016-08) Form4 CT MRI (English, PDF 52.2 KB)

Open PDF file, 168.08 KB, Bulletin 2016-07; Membership, Utilization and Claims Reports; Issued 7/6/2016 (English, PDF 168.08 KB)

Open PDF file, 292.57 KB, RESCINDED Bulletin 2016-06; Fully Insured Student Health Plans Offered Within Massachusetts; Rescissions Issued 10/2/2018 (English, PDF 292.57 KB)

Open PDF file, 136.66 KB, Bulletin 2016-05; Federal Requirement that Carriers Cover Certain Lactation Services Without Any Consumer Cost-Sharing; Issued 7/6/2016 (English, PDF 136.66 KB)

Open PDF file, 44.59 KB, Bulletin 2016-04; Addendum to "2016 Guide to Health Insurance for People with Medicare"; Issued 2/18/2016 (English, PDF 44.59 KB)

Open PDF file, 342.28 KB, (Attachment to Bulletin 2016-04) Massachusetts Bulletin for People with Medicare January 2016 (English, PDF 342.28 KB)

Open PDF file, 119.13 KB, Bulletin 2016-03; Federal Requirement that Carriers Cover Certain Contraceptives Without Any Consumer Cost-Sharing; Issued 1/19/2016 (English, PDF 119.13 KB)

Open PDF file, 120.94 KB, Bulletin 2016-02; Requirements for Carriers Issuing Written Notices of Adverse Determinations; Issued 1/19/2016 (English, PDF 120.94 KB)

Open PDF file, 125.67 KB, Bulletin 2016-01; Federal Requirement that Carriers Cover Certain Tobacco Cessation Products Without Consumer Cost Sharing - SUPERSEDED BY 2019-10; Issued 1/19/2016 (English, PDF 125.67 KB)

Year 2015 Bulletins

Open PDF file, 607.34 KB, Bulletin 2015-08; Using Standard Prior Authorization Forms when Reviewing Requests for Behavioral Health Services; Issued 11/3/15 (English, PDF 607.34 KB)

Open PDF file, 48.1 KB, (Attachment to Bulletin 2015-08) Behavioral Health Disorders – Level of Care Request Form (English, PDF 48.1 KB)

Open PDF file, 39.55 KB, (Attachment to Bulletin 2015-08) Repetitive Transcranial Magnetic Stimulation Request Form (English, PDF 39.55 KB)

Open PDF file, 34.82 KB, (Attachment to Bulletin 2015-08) Psychological and Neuropsychological Assessment Supplemental Form (English, PDF 34.82 KB)

Open PDF file, 233.06 KB, Bulletin 2015-07; Mandatory Notice Requirement for Licensed Producers Selling Flood Insurance; Issued 9/16/15 (English, PDF 233.06 KB)

Open PDF file, 163.05 KB, Bulletin 2015-06; Rescinded; Effective 10/9/15 (English, PDF 163.05 KB)

Open PDF file, 383.89 KB, Bulletin 2015-05; Access to Services to Treat Substance Use Disorders; Issued 7/31/15 (English, PDF 383.89 KB)

Open PDF file, 69.24 KB, Bulletin 2015-04; Timing of Notices of Transfer of Insurance Coverage; Issued 6/25/15 (English, PDF 69.24 KB)

Open PDF file, 578.31 KB, Bulletin 2015-03; Notice and Filing Procedures for Compliance with the Provisions of the Terrorism Risk Insurance Program Reauthorization Act of 2015; Issued 5/8/15 (English, PDF 578.31 KB)

Open PDF file, 126.29 KB, Bulletin 2015-02; Implementation of Massachusetts General Laws Chapter 175L, Concerning Certificates of Insurance; Issued 5/8/15 (English, PDF 126.29 KB)

Open PDF file, 1.54 MB, Bulletin 2015-01; Addendum to 2015 Guide to Health Insurance for People with Medicare; Issued 2/23/15 (English, PDF 1.54 MB)

Year 2014 Bulletins

Open PDF file, 370.09 KB, Bulletin 2014-11; Open Enrollment for Insured Health Benefit Plans; Issued 11/25/14 (English, PDF 370.09 KB)

Open PDF file, 134.13 KB, Bulletin 2014-10; Changes to Massachusetts General Laws Chapter 6D, §16 and Chapter 176O, §§ 12 and 16 Affecting Disclosure of Medical Necessity Criteria; Issued 11/4/14 (English, PDF 134.13 KB)

Open PDF file, 264.66 KB, Bulletin 2014-09; Guidance Concerning Portable Electronics Insurance under Chapter 175, Section 162Y of the Massachusetts General Laws; Issued 10/24/14 (English, PDF 264.66 KB)

Open PDF file, 88.46 KB, Bulletin 2014-08; Policy Term Disclosure Requirements for Insurance Policy Premium Quotes Issued on or After March 15, 2015; Issued 10/20/14 (English, PDF 88.46 KB)

Open PDF file, 244.72 KB, Bulletin 2014-07; Participation Rate Calculation Used in Assessing Guarantee Issue and Renewal for Small Employers under Massachusetts General Laws Chapter 176J; Issued 10/7/14 (English, PDF 244.72 KB)

Open PDF file, 109.52 KB, Bulletin 2014-06; New Continuing Education Requirements for Insurance Producers; Issued 9/23/14 (English, PDF 109.52 KB)

Open PDF file, 2.57 MB, Bulletin 2014-05; Guidelines on Submitting Filing Materials Relative to the Certification of Risk-Bearing Provider Organizations Under Chapter 176T of the General Laws and 211 CMR 155.00, Issued 8/15/14 (English, PDF 2.57 MB)

Open PDF file, 101.05 KB, Bulletin 2014-04; Emergency Procedures Related to the July 28, 2014 Tornado and Related Storm Damage that Occurred in the Revere, Massachusetts Area; Issued 8/8/14 (English, PDF 101.05 KB)

Open PDF file, 962.99 KB, Bulletin 2014-03; Guidance Regarding Prohibited Discrimination on the Basis of Gender Identity or Gender Dysphoria Including Medically Necessary Transgender Surgery and Related Health Care Services; Issued 6/20/14. (English, PDF 962.99 KB)

Open PDF file, 1.75 MB, Bulletin 2014-02; Addendum to "2014 Guide to Health Insurance for People with Medicare"; Issued 1/31/14 (English, PDF 1.75 MB)

Open PDF file, 139.33 KB, Bulletin 2014-01; Revised Transitional Rules for Carriers and Provider Organizations Relative to the Certification of Risk-Bearing Provider Organizations - Extended Transition Period; Issued 1/17/14 (English, PDF 139.33 KB)

Year 2013 Bulletins

Open PDF file, 66.53 KB, Revised Bulletin 2013-12; Deviated Case Rates for Credit Life and Credit Accident and Health Insurance Sold by Motor Vehicle Dealers Effective Between January 1, 2014 and December 31, 2016; Issued 12/23/13 (English, PDF 66.53 KB)

Open PDF file, 239.37 KB, Bulletin 2013-11; Transition Rules for Long-Term Care Insurance Offered on and after January 1, 2013; Issued 12/17/13 (English, PDF 239.37 KB)

Open PDF file, 30.78 KB, (Attachment to Bulletin 2013-11) Long-Term Care Insurance Policies Issued in Massachusetts Intended to Qualify Insureds for Certain MassHealth Exemptions (English, PDF 30.78 KB)

Open PDF file, 254.71 KB, Bulletin 2013-10; Carrier Compliance with Transparency with Respect to the Estimated or Maximum Allowed Charge for a Service and Insureds' Out-of-Pocket Health Care Costs; Issued 12/13/13 (English, PDF 254.71 KB)

Open PDF file, 58.8 KB, Bulletin 2013-09; Fees Charged by Insurance Producers Relative to the Sale of Insurance in the Commonwealth; Issued 10/4/13 (English, PDF 58.8 KB)

Open PDF file, 100.09 KB, Bulletin 2013-08; Using Composite Rates for Newly Added Employees and/or Dependents; Issued 7/25/13 (English, PDF 100.09 KB)

Open PDF file, 172.68 KB, Bulletin 2013-07; Pediatric Dental Benefits Within Plans Offered to Eligible Individuals and Eligible Small Employers Outside the Massachusetts Exchange; Issued 6/19/13 (English, PDF 172.68 KB)

Open PDF file, 161.96 KB, Bulletin 2013-06; Disclosure and Compliance Requirements for Carriers, and Process for Handling Complaints for Non-Compliance with Federal and State Mental Health and Substance Use Disorder Parity Laws; Issued 5/31/13 (English, PDF 161.96 KB)

Open PDF file, 315.78 KB, Bulletin 2013-05; Transition Period Rating Rules; Issued 5/7/13 (English, PDF 315.78 KB)

Open PDF file, 55.32 KB, Bulletin 2013-04; SECTION 8 of Chapter 3 of the Acts of 2103 - Changes to Enrollment Requirements for Individuals in Insured Health Benefit Plans; Issued 4/26/13 (English, PDF 55.32 KB)

Open PDF file, 64.03 KB, Bulletin 2013-03; Procedures Related to Insurance Claims Resulting From the Explosions Occurring in Boston on April 15, 2013 and Related Events; Issued 4/25/13 (English, PDF 64.03 KB)

Open PDF file, 92.35 KB, Bulletin 2013-02; Changes to Mental Health Benefit; Issued 4/1/13 (English, PDF 92.35 KB)

Open PDF file, 147.01 KB, Bulletin 2013-01; Open Enrollment Periods for Individuals in Insured Health Benefit Plans; Issued 1/2/13 (English, PDF 147.01 KB)

Year 2012 Bulletins

Open PDF file, 158.5 KB, Bulletin 2012-13; Transition Rules for Long-Term Care Insurance Offered on and after January 1, 2013; Issued 12/31/12 (English, PDF 158.5 KB)

Open PDF file, 78.89 KB, Bulletin 2012-12; Coverage of Treatment of Cleft Palate and Cleft Lip for Children; Issued 12/31/12 (English, PDF 78.89 KB)

Open PDF file, 76.54 KB, Bulletin 2012-11; Coverage of Hearing Aids for Children; Issued 12/31/12 (English, PDF 76.54 KB)

Open PDF file, 66.66 KB, Bulletin 2012-10; Executive Compensation Disclosure Requirements for Massachusetts Domestic Mutual Insurance Companies and Massachusetts Domestic Mutual Holding Companies; Issued 12/21/12 (English, PDF 66.66 KB)

Open PDF file, 290.63 KB, Bulletin 2012-09; Addendum to “2013 Guide to Health Insurance for People with Medicare”; Issued 12/20/12 (English, PDF 290.63 KB)

Open PDF file, 135.93 KB, Bulletin 2012-08; Transitional Rules for Carriers and Provider Organizations Relative to the Certification of Risk-Bearing Provider Organizations; Issued 11/20/12 (English, PDF 135.93 KB)

Open PDF file, 55.88 KB, Bulletin 2012-07; Small Group/Individual (Merged) Market Rate Filings Submitted for Rates to be Effective in the First Quarter of 2013; Issued 9/28/12 (English, PDF 55.88 KB)

Open PDF file, 36.08 KB, Bulletin 2012-06; New Online Licensing of Resident and Nonresident Surplus Lines Brokers; Issued 7/17/12 (English, PDF 36.08 KB)

Open PDF file, 116.66 KB, Bulletin 2012-05; Open Enrollment and Continuation of Coverage for Eligible Individuals in Existing Plans with Policy-Year Deductibles; Issued 6/29/12 (English, PDF 116.66 KB)

Open PDF file, 40.16 KB, Bulletin 2012-04; Changes to ZIP Codes in the Boston Neighborhoods of Mattapan and Hyde Park; Issued 6/11/12 (English, PDF 40.16 KB)

Open PDF file, 50.89 KB, Bulletin 2012-03; Comprehensive Cancer Centers, Pediatric Hospitals and Pediatric Specialty Units Impacted by Chapter 61 of the Acts of 2012; Issued 5/2/12 (English, PDF 50.89 KB)

Open PDF file, 164.46 KB, Bulletin 2012-02; Methodology for Calculating and Reporting Medical Loss Ratio Rebate or Credit Calculations in Massachusetts; Issued 4/23/12 (English, PDF 164.46 KB)

Open PDF file, 99.19 KB, Bulletin 2012-01; Reporting to the Bureau of Managed Care (the "Bureau") of Instances Where Insurance Carriers Are Not Consistent with Required Uniform Coding and Billing Standards; Issued 1/25/12 (English, PDF 99.19 KB)

Year 2011 Bulletins

Open PDF file, 171.79 KB, Bulletin 2011-19; Open Enrollment for Individuals in Insured Health Benefit Plans; Issued 12/28/11 (English, PDF 171.79 KB)

Open PDF file, 27.62 KB, Bulletin 2011-18; Addendum to “2012 Guide to Health Insurance for People with Medicare”; Issued 12/23/11 (English, PDF 27.62 KB)

Open PDF file, 174.24 KB, Bulletin 2011-17; Distribution of Consumer Guide to Limited, Regional and Tiered Provider Network Plans; Issued 10/6/11 (English, PDF 174.24 KB)

Open PDF file, 62.61 KB, Bulletin 2011-16; Procedures Related to Damage that Occurred in Berkshire, Franklin, Hampden and Hampshire Counties Due to Tropical Storm Irene; Issued 9/19/11 (English, PDF 62.61 KB)

Open PDF file, 43.15 KB, Bulletin 2011-15; Use of NIPR Attachments Warehouse for Electronic Filing of Documents; Issued 8/30/11 (English, PDF 43.15 KB)

Open PDF file, 58.54 KB, Bulletin 2011-14; Claims Valuation Provisions in Motor Vehicle Insurance Policies; Issued 7/20/11 (English, PDF 58.54 KB)

Open PDF file, 59.45 KB, Bulletin 2011-13; Emergency Procedures Related to the June 1, 2011 Tornado and Storm Damage that Occurred in Massachusetts; Issued 7/12/11 (English, PDF 59.45 KB)

Open PDF file, 112.81 KB, Bulletin 2011-12; Review of Continuing Education Compliance of Resident Insurance Producers Continuing Education Compliance Program; Issued 6/3/11 (English, PDF 112.81 KB)

Open PDF file, 71.92 KB, Bulletin 2011-11; Application Process and Timelines for Qualified Associations and Certified Group Purchasing Cooperatives Pursuant to 211 CMR 151.00; Issued 5/27/11 (English, PDF 71.92 KB)

Open PDF file, 44.14 KB, Bulletin 2011-10; Implementation of Limited, Regional and Tiered Provider Network Plans under 211, CMR 152.00; Issued 5/27/11 (English, PDF 44.14 KB)

Open PDF file, 483.24 KB, (Attachment to Bulletin 2011-10) Guide (English, PDF 483.24 KB)

Open PDF file, 197.87 KB, Bulletin 2011-09; Filing Requirements and Procedures for Private Passenger Motor Vehicle and Homeowners Insurance Group Marketing Plans Pursuant to M.G.L. c. 175, s. 193R; Issued 5/19/11 (English, PDF 197.87 KB)

Open PDF file, 27.08 KB, Bulletin 2011-08; Benefit Limits on Coverage for Autism Spectrum Disorders; Issued 4/25/11 (English, PDF 27.08 KB)

Open PDF file, 78.39 KB, Bulletin 2011-07; Certificates of Insurance, Evidence of Coverage Forms and Binders; Issued 4/4/11 (English, PDF 78.39 KB)

Open PDF file, 39.02 KB, Bulletin 2011-06; Application of Limit on Increase in Group Base Premium Rates; Issued 3/30/11 (English, PDF 39.02 KB)

Open PDF file, 33.08 KB, Bulletin 2011-05; Submission of Small Group Rate Filings under M.G.L. c.. 176J and 211 CMR 66.00; Issued 3/18/11 (English, PDF 33.08 KB)

Open PDF file, 40.87 KB, Bulletin 2011-04; Exclusions for Losses Caused by "Acts of Terrorism" in Commercial Property Policies Issued Under M.G.L. c. 175, s. 99; Issued 2/28/11 (English, PDF 40.87 KB)

Open PDF file, 37.05 KB, Bulletin 2011-03; EXPIRED (English, PDF 37.05 KB)

Open PDF file, 55.7 KB, Bulletin 2011-02; Change to Format to File Certificates of Insurance Authorization Forms Under M.G.L. c. 90, sec. 34B and Terminations of Revocations of Such Authorization; Issued 1/28/11. (English, PDF 55.7 KB)

Open PDF file, 37.05 KB, Bulletin 2011-01; Pay-As-You-Drive Auto Insurance Pilot; Issued 1/21/11 (English, PDF 37.05 KB)

Year 2010 Bulletins

Open PDF file, 67.17 KB, Bulletin 2010-15; Insurance Coverage for Autism Spectrum Disorders; Issued 12/30/10 (English, PDF 67.17 KB)

Open PDF file, 26.02 KB, Bulletin 2010-14; Addendum to "Guide to Health Insurance for People with Medicare"; Issued 12/21/10 (English, PDF 26.02 KB)

Open PDF file, 715.86 KB, Massachusetts Bulletin for People With Medicare (English, PDF 715.86 KB)

Open PDF file, 162.86 KB, Bulletin 2010-13; EXPIRED (English, PDF 162.86 KB)

Open PDF file, 47.39 KB, Bulletin 2010-12; Notification to Residents About Open Enrollment Periods; Issued 11/20/10 (English, PDF 47.39 KB)

Open PDF file, 59.67 KB, Bulletin 2010-11; Reporting and Rating Requirements Under M.G.L.. c. 175E, Section 7A; Issued 11/16/10 (English, PDF 59.67 KB)

Open PDF file, 102.66 KB, Bulletin 2010-10; Amendments to M.G.L. c. 176D Pursuant to Chapter 288 of the Acts of 2010; Issued 10/6/10 (English, PDF 102.66 KB)

Open PDF file, 31.72 KB, Bulletin 2010-09; 2011-2013 Deviated Case Rates for Credit Life and Credit Accident and Health Ins Sold by Motor Vehicle Dealers; Effective Between Jan 1, 2011 and Dec 31, 2013; Issued 10/1/10 (English, PDF 31.72 KB)

Open PDF file, 279.7 KB, Bulletin 2010-08; Policies and Procedures for Uniform Coding and Billing Compliance Monitoring; Issued 6/29/10 (English, PDF 279.7 KB)

Open PDF file, 60.73 KB, (Attachment to Bulletin 2010-08) Uniform Coding and Billing Compliance Report (English, PDF 60.73 KB)

Open PDF file, 183.57 KB, Bulletin 2010-07; Requirements for Disclosure of Minimum Creditable Coverage; Issued 6/29/10 (English, PDF 183.57 KB)

Open PDF file, 206.5 KB, Bulletin 2010-06; Involvement of Motor Vehicle Salespeople in the Solicitation, Negotiation or Sale of Motor Vehicle Insurance; Issued 3/11/10 (English, PDF 206.5 KB)

Open PDF file, 198.36 KB, Bulletin 2010-05; Small Group Rates Submitted by BCBSMA; Issued 2/10/10 (English, PDF 198.36 KB)

Open PDF file, 84.66 KB, Bulletin 2010-04; Brokerage Agreements with Former ERPs; Issued 2/5/10 (English, PDF 84.66 KB)

Open PDF file, 179.88 KB, Bulletin 2010-03; Coverage Required under Chapter 453 of the Acts of 2008 to be Offered to Home Policyholders for the Costs to Remediate Liquid Fuel Spills; Issued 2/1/10 (English, PDF 179.88 KB)

Open PDF file, 175.96 KB, Bulletin 2010-02; Compliance with 201 CMR 17:00, Standards for the Protection of Personal Information of Residents of the Commonwealth; Issued 2/1/10 (English, PDF 175.96 KB)

Open PDF file, 67.07 KB, Bulletin 2010-01; Rating of Motorcycle Policies; Issued 1/5/10 (English, PDF 67.07 KB)

Year 2009 Bulletins

Open PDF file, 148.24 KB, 2009-14 Guidelines for Truth in Advertising and Marketing in the Private Passenger Motor Vehicle Insurance Market (English, PDF 148.24 KB)

Open PDF file, 220.81 KB, 2009-13 Regulatory Review Standards Applicable to Private Passenger Motor Vehicle Insurance Rate Filings in the Voluntary Market for Rates Effective on or after April 1, 2010 (English, PDF 220.81 KB)

Open PDF file, 422.43 KB, 2009-12 Regulatory Review Standards Applicable to Private Passenger Motor Vehicle Insurance Rate Filings in the Residual Market for Rates Effective on or after April 1, 2010 (English, PDF 422.43 KB)

Open PDF file, 363.2 KB, 2009-11 Access to Intermediate and Outpatient Mental Health & Substance Use Disorder Services (English, PDF 363.2 KB)

Open PDF file, 100.66 KB, 2009-10 Requirements for War Exclusions in Life Insurance Policies (English, PDF 100.66 KB)

Open PDF file, 84.63 KB, 2009-09 EXPIRED (English, PDF 84.63 KB)

Open PDF file, 146.07 KB, 2009-08 Amendments to Laws Mandating Coverage for Early Intervention Services for Dependent Children Under Chapter 27 of the Acts of 2009; Issued 7/9/09 (English, PDF 146.07 KB)

Open PDF file, 259.07 KB, 2009-07 Group Life Insurance Policies and Group Annuity Contracts as Permitted Under G.L. c. 175, §§ 132A1/2 and 133A (English, PDF 259.07 KB)

Open PDF file, 61.48 KB, 2009-06 Deductibles Within Commercial Motor Vehicle Liability Policies (English, PDF 61.48 KB)

Open PDF file, 43.3 KB, 2009-05 Change of Procedure and Format Regarding the Filing of Certificates of Insurance Authorization Forms under M. G. L. c. 90, § 34B (English, PDF 43.3 KB)

Open PDF file, 207.77 KB, 2009-04 Changes to State and Federal Mental Health Parity Laws (English, PDF 207.77 KB)

Open PDF file, 2.2 MB, 2009-03 Addendum to "2009 Guide to Health Insurance for People With Medicare" (English, PDF 2.2 MB)

Open PDF file, 133.56 KB, 2009-02 Implementation of the Division of Insurance’s Online Renewals for Licensed Business Entity Insurance Producers (English, PDF 133.56 KB)

Open PDF file, 421.53 KB, 2009-01 WITHDRAWN (English, PDF 421.53 KB)

Year 2008 Bulletins

Open PDF file, 71.82 KB, 2008-20: Licensing Requirements for Variable Life/Variable Annuities Lines of Authority (English, PDF 71.82 KB)

Open PDF file, 214.48 KB, 2008-19 Guidelines for Submission of Fees Associated with Form, Rate and Rule Materials (English, PDF 214.48 KB)

Open PDF file, 148.53 KB, 2008-18 Filing Guidelines for Compliance with Chapter 230 of the Acts of 2008 (English, PDF 148.53 KB)

Open PDF file, 336.84 KB, 2008-17 Policy Placement Requirements for Private Passenger Motor Vehicle Insurance Policies with Effective Dates On or After April 1, 2009 (English, PDF 336.84 KB)

Open PDF file, 76.36 KB, 2008-16 Coverage for Inherited Diseases of Amino Acids and Organic Acids (English, PDF 76.36 KB)

Open PDF file, 156.32 KB, 2008-15 Building Partnerships With Insurers To Improve The Lives Of Children (English, PDF 156.32 KB)

Open PDF file, 134.09 KB, 2008-14 AIG Life and Annuity Insurers (English, PDF 134.09 KB)

Open PDF file, 463.56 KB, 2008-13 Designation of "High Theft Vehicles" and Prescribed Anti-Theft or Auto Recovery Devices (English, PDF 463.56 KB)

Open PDF file, 136.06 KB, 2008-12 Clarification of Coordination of Benefits under M.G.L. c. 90, §34A and the Interrelationship by and among PIP, Health Insurance and Medical Payments - SUPERSEDED BY 2017-06 (Issued November 22, 2017) (English, PDF 136.06 KB)

Open PDF file, 186.75 KB, 2008-11 EXPIRED (English, PDF 186.75 KB)

Open PDF file, 73.64 KB, 2008-10 Documenting Transfers of Private Passenger Motor Vehicle Insurance (English, PDF 73.64 KB)

Open PDF file, 231.53 KB, 2008-09 EXPIRED (English, PDF 231.53 KB)

Open PDF file, 234.61 KB, 2008-08 Guidelines for the Submission of Form, Rate and Rule Filing Materials for Review by the Massachusetts Division of Insurance (English, PDF 234.61 KB)

Open PDF file, 77.45 KB, 2008-07 Requirements for Private Passenger Motor Vehicle Insurance Policies Issued for Terms of Six Months (English, PDF 77.45 KB)

Open PDF file, 94.42 KB, Bulletin 2008-06 Availability of Private Passenger Motor Vehicle Insurance Rate Filings for Public Inspection (English, PDF 94.42 KB)

Open PDF file, 87.23 KB, 2008-05 Distribution of Consumer Information Guides and Additional Policy Information Materials for Private Passenger Motor Vehicle Insurance Policies with Effective Dates on and after April 1, 2008 (English, PDF 87.23 KB)

Open PDF file, 165.68 KB, 2008-04 Addendum To Filing Procedures For Compliance With The Provisions of The Terrorism Risk Insurance Program Reauthorization Act of 2007;Issued 1/18/08 (English, PDF 165.68 KB)

Open PDF file, 1.02 MB, 2008-03 Addendum to 2008 Guide to Health Insurance for People with Medicare (English, PDF 1.02 MB)

Open PDF file, 160.54 KB, 2008-02 Requirements for Disclosure of Minimum Creditable Coverage (English, PDF 160.54 KB)

Open PDF file, 97 KB, 2008-01 Amendments Created by Chapter 205 of the Acts of 2007 Related to Eligibility as a Dependent in an Insured Health Plan (English, PDF 97 KB)

Year 2007 Bulletins

Open PDF file, 79.67 KB, 2007-16 Comparison of Private Passenger Motor Vehicle Insurance Premiums Pursuant to M.G.L. c. 175, ¿ 113H Using Voluntary Rates on File for Insurer and Residual Market Rates on File for CAR (English, PDF 79.67 KB)

Open PDF file, 47.39 KB, 2007-15 Written Notice to Claimants of Payment of Claims in Third Party Settlements (English, PDF 47.39 KB)

Open PDF file, 90.88 KB, 2007-14 Filing Clarification Regarding the Model Year and Rate Symbol Factors Applicable to Private Passenger Motor Vehicle Insurance Policies Effective on April 1, 2008 (English, PDF 90.88 KB)

Open PDF file, 226.67 KB, 2007-13 Withdrawn (English, PDF 226.67 KB)

Open PDF file, 24.21 KB, 2007-12A Classification Plan Requirements for Private Passenger Motor Vehicle Insurance Policy Rate Filings Applicable to Policies with Effective Dates of April 1, 2008 through March 31, 2009;Expired April 1, 2009 (English, PDF 24.21 KB)

Open PDF file, 123.77 KB, 2007-12A - EXPIRED APRIL 1, 2009 (English, PDF 123.77 KB)

Open PDF file, 178.62 KB, 2007-12 Classification Plan Requirements for Private Passenger Motor Vehicle Insurance Policy Rate Filings Applicable to Policies with Effective Dates of April 1, 2008 through March 31, 2009;Expired April 1, 2009 (English, PDF 178.62 KB)

Open PDF file, 135.31 KB, 2007-12 - EXPIRED APRIL 1, 2009 (English, PDF 135.31 KB)

Open PDF file, 100.35 KB, 2007-11 Discounts Applicable to Private Passenger Motor Vehicle Insurance Premiums;Expired April 1, 2009 (English, PDF 100.35 KB)

Open PDF file, 131.25 KB, 2007-11 EXPIRED APRIL 1, 2009 (English, PDF 131.25 KB)

Open PDF file, 261.47 KB, 2007-10 Product Form, Endorsement and New Business Application Requirements for Private Passenger Motor Vehicle Insurance Policies with Policy Effective Dates of April 1, 2008 through March 31, 2009;Expired April 1, 2009 (English, PDF 261.47 KB)

Open PDF file, 136.87 KB, 2007-10 - EXPIRED APRIL 1, 2009 (English, PDF 136.87 KB)

Open PDF file, 105.45 KB, 2007-09 Deviated Case Rates for Credit Life and Credit Accident and Health Insurance Sold by Motor Vehicle Dealers Effective Between January 1, 2008 and December 31, 2010 (English, PDF 105.45 KB)

Open PDF file, 51.98 KB, 2007-08 Regulatory Review Standards Applicable to Private Passenger Motor Vehicle Insurance Rate Filings in the Residual Market for Rates Effective April 1, 2008 through March 31, 2009 (English, PDF 51.98 KB)

Open PDF file, 124.67 KB, 2007-08 - EXPIRED APRIL 1, 2009 (English, PDF 124.67 KB)

Open PDF file, 111.28 KB, 2007-07 Regulatory Review Standards Applicable to Private Passenger Motor Vehicle Insurance Rate Filings for Rates Effective April 1, 2008 through March 31, 2009 (English, PDF 111.28 KB)

Open PDF file, 215.82 KB, 2007-07 - EXPIRED APRIL 1, 2009 (English, PDF 215.82 KB)

Open PDF file, 53.76 KB, 2007-06 Implementation of the Division of Insurance's Online Licensing for Individuals and Entities System ("OLLIE") (English, PDF 53.76 KB)

Open PDF file, 23.96 KB, 2007-05 New Insurance Producer License Renewal Application Forms (English, PDF 23.96 KB)

Open PDF file, 111.94 KB, 2007-04 Non-discriminatory Offer and Equal Contribution by Employers of Insured Group Health Benefit Plan Contracts Pursuant to Chapter 58 of the Acts of 2006, as amended (English, PDF 111.94 KB)

Open PDF file, 174.46 KB, 2007-03 The Introduction of the MBTA CharlieCard and the Public Transit Discount in Private Passenger Automobile Insurance (English, PDF 174.46 KB)

Open PDF file, 2.16 MB, 2007-02 Addendum to 2007 Massachusetts Bulletin for People with Medicare (English, PDF 2.16 MB)

Open PDF file, 159.15 KB, 2007-01 Amendments Created by Chapters 58 of the Acts of 2006, as amended, Related to Eligibility as a Dependent in an Insured Health Plan (English, PDF 159.15 KB)

Year 2006 Bulletins

Open PDF file, 111.53 KB, 2006-10 Offering of Group Discounts and Rate Deviations to Encourage Certain Operators to Successfully Complete Certified Advanced Driver Training Programs (English, PDF 111.53 KB)

Open PDF file, 50.82 KB, 2006-09 Group Marketing Plans for Motor Vehicle Insurance Policies or Bonds, and Approved Rate Deviations for Policy Year 2006 (English, PDF 50.82 KB)

Open PDF file, 36.18 KB, 2006-08 Upcoming Effective Date of New Regulation, 211 CMR 96.00, Consumer Protection in Annuity Transactions (English, PDF 36.18 KB)

Open PDF file, 91.11 KB, 2006-07 FEMA Flood Insurance Training Requirements for Insurance Producers Selling Through the National Flood Insurance Program and Recommendations Regarding the Sale of Flood Insurance (English, PDF 91.11 KB)

Open PDF file, 44.62 KB, 2006-06 Waiver of the Five-Year Requirement under 211 CMR 52.13(5) (English, PDF 44.62 KB)

Open PDF file, 128.98 KB, 2006-05 FEMA Flood Insurance Training Requirements for Insurance Producers Selling Through the National Flood Insurance Program and Recommendations Regarding the Sale of Flood Insurance (English, PDF 128.98 KB)

Open PDF file, 46.64 KB, 2006-04 War Exclusion Filing Requirements WITHDRAWN (English, PDF 46.64 KB)

Open PDF file, 73.67 KB, 2006-03 Dental and Vision Service Plans (English, PDF 73.67 KB)

Open PDF file, 122.57 KB, 2006-02 Fungus/Mold and Wet & Dry Rot Coverage Requirements (English, PDF 122.57 KB)

Open PDF file, 279.76 KB, 2006-01 Voluntary Expedited Filing Procedures for Compliance with the Provisions of the Terrorism Risk Insurance Extension Act of 2005 (English, PDF 279.76 KB)

Year 2005 Bulletins

Open PDF file, 1.28 MB, 2005-11 Addendum to 2005 Guide to Health Insurance for People with Medicare (English, PDF 1.28 MB)

Open PDF file, 45.57 KB, 2005-10 Issuance of Temporary Producer Licenses (English, PDF 45.57 KB)

Open PDF file, 62.92 KB, 2005-09 Renewal of Adviser & Renewal of Public Insurance Adjuster Licensing Requirements (English, PDF 62.92 KB)

Open PDF file, 55.2 KB, 2005-08 Responsibilities Associated with the Marketing or Offering of Insured Prescription Drug Plans to Medicare Eligible Persons under Part D of the Federal Medicare Program (English, PDF 55.2 KB)

Open PDF file, 51.86 KB, 2005-07 Market Conduct Initiatives and the Use of "Best Practices" Organization Documentation during the Market Conduct Examination Process (English, PDF 51.86 KB)

Open PDF file, 41.4 KB, 2005-06 Changes in the Accreditation of Managed Care Health Plans (English, PDF 41.4 KB)

Open PDF file, 52.07 KB, 2005-05 Workers' Compensation Self-Insurance Groups (English, PDF 52.07 KB)

Open PDF file, 14.12 KB, 2005-03 Changes in Requirements for Licensed Foreign Insurers Transacting Business in Massachusetts (English, PDF 14.12 KB)

Open PDF file, 170.32 KB, 2005-01 Massachusetts Form and Rate Filing Requirements and Procedures to Supplement Bulletin 2004-10 Regarding Uncertainty Related to Expiration of the Terrorism Risk Insurance Act of 2002 ('TRIA') (English, PDF 170.32 KB)

Year 2004 Bulletins

Open PDF file, 90.89 KB, 2004-12 Changes in the Requirements for Workers Compensation Insurers Doing Business in Massachusetts (English, PDF 90.89 KB)

Open PDF file, 806.42 KB, 2004-11 Addendum to 2004 Guide to Health Insurance for People with Medicare (English, PDF 806.42 KB)

Open PDF file, 145.78 KB, 2004-10 Uncertainty Related to Expiration of the Terrorism Risk Insurance Act of 2002 (TRIA) Exclusions Related to Acts of Terrorism (English, PDF 145.78 KB)

Open PDF file, 32.05 KB, 2004-09 Credit Insurance Sold by Motor Vehicle Dealers (English, PDF 32.05 KB)

Open PDF file, 156.24 KB, 2004-08 The Deregulation of Certain Commercial Contracts of Insurance Pursuant to Chapter 146 of the Acts of 2004 (English, PDF 156.24 KB)

Open PDF file, 42.93 KB, 2004-07 Amendments to Laws Mandating Coverage for Early Intervention Services for Dependent Children (English, PDF 42.93 KB)

Open PDF file, 135.01 KB, 2004-05 Individual Annuity Filing Requirements for the New Provision Created With Chapter 59 of the Acts of 2004 for Determining Minimum Nonforfeiture Amounts for Individual Annuities (English, PDF 135.01 KB)

Open PDF file, 117.94 KB, 2004-04 Amendment to Bulletin 2003-01 Regarding an Insurer's Right to Restrict Use of General Account Fixed Accounts Within Variable Annuity Contracts (English, PDF 117.94 KB)

Open PDF file, 196.47 KB, 2004-03 Long-Term Care Policies that are Intended to Satisfy Minimum Coverage Requirements for Certain MassHealth Exemptions (English, PDF 196.47 KB)

Open PDF file, 106.75 KB, 2004-02 Obligations of HMOs regarding Solvency Requirements for Health Maintenance Organizations pursuant to Sections 34-46 and 83 of St. 2003, c. 141 (English, PDF 106.75 KB)

Open PDF file, 28.96 KB, 2004-01 Notice of Statutory Amendment - M.G.L. c. 176D Includes Health Maintenance Organizations (English, PDF 28.96 KB)

Year 2003 Bulletins

Open PDF file, 74.17 KB, 2003-11 Intermediate Care as part of Mental Health Parity Benefits (English, PDF 74.17 KB)

Open PDF file, 575.38 KB, 2003-10 Addendum to '2003 Guide to Health Insurance for People with Medicare' (English, PDF 575.38 KB)

Open PDF file, 62.45 KB, 2003-09 Required Open Enrollment Period To Be Held Pursuant to M.G.L. c. 176K (English, PDF 62.45 KB)

Open PDF file, 242.73 KB, 2003-08 Informational Bulletin on Insurance Producer Licensing (English, PDF 242.73 KB)

Open PDF file, 35.23 KB, 2003-07 Bulletin Regarding Increase in Certain Division of Insurance Fees (English, PDF 35.23 KB)

Open PDF file, 182.84 KB, Bulletin 2003-05 Adverse Determination Notices (English, PDF 182.84 KB)

Open PDF file, 284.89 KB, 2003-04 Review of Accident and Sickness Rate Filings (English, PDF 284.89 KB)

Open PDF file, 111.97 KB, 2003-03 HIPAA Privacy Notices and Preemption of State Law as it Pertains to Privacy Notices (English, PDF 111.97 KB)

Open PDF file, 52.24 KB, 2003-02 Coverage for the Off-Label Uses of Prescription Drugs for the Treatment of Cancer (English, PDF 52.24 KB)

Open PDF file, 67.01 KB, 2003-01 Non-forfeiture requirements pursuant to G.L. ch. 175, '144A (English, PDF 67.01 KB)

Year 2002 Bulletins

Open PDF file, 189.3 KB, 2002-18 Massachusetts Form and Rate Filing Requirements and Procedures under the Terrorism Risk Insurance Act of 2002 (English, PDF 189.3 KB)

Open PDF file, 571.33 KB, 2002-15 Addendum to '2002 Guide to Health Insurance for People with Medicare' (English, PDF 571.33 KB)

Open PDF file, 64.7 KB, 2002-14 Required Open Enrollment Period To Be Held Pursuant to M.G.L. c. 176K (English, PDF 64.7 KB)

Open PDF file, 74.39 KB, 2002-13 Insurance Coverage of Qualified Clinical Trials (English, PDF 74.39 KB)

Open PDF file, 51.49 KB, 2002-12 Dental and Vision Service Plans (English, PDF 51.49 KB)

Open PDF file, 81.67 KB, 2002-11 Solicitation and Sale of Unapproved Health Insurance in Massachusetts (English, PDF 81.67 KB)

Open PDF file, 38.15 KB, 2002-10 Implementation of amendments to 211 CMR 94.00 (English, PDF 38.15 KB)

Open PDF file, 48.08 KB, 2002-09 Hormone Replacement Therapy and Contraceptive Services (English, PDF 48.08 KB)

Open PDF file, 189.3 KB, 2002-08 Renewal Of Individual Broker Licenses, Continuing Education Requirements For Agents And Brokers, Licensing Of Corporations And Licensing Of Surplus Lines Brokers (English, PDF 189.3 KB)

Open PDF file, 66.07 KB, 2002-07 Mental Health Benefits (English, PDF 66.07 KB)

Open PDF file, 37.74 KB, 2002-06 Changes in the Early Intervention Mandate (English, PDF 37.74 KB)

Open PDF file, 46.65 KB, 2002-05 Valid waivers under 105 CMR 128.000 (English, PDF 46.65 KB)

Open PDF file, 125.44 KB, 2002-04 Adverse Determinations, Concurrent Review and Appeal Rights for Inpatient Stays Under M.G.L. c. 176O (English, PDF 125.44 KB)

Open PDF file, 48.55 KB, 2002-03 Portability of Health Coverage by an Unlicensed Insurance Carrier (English, PDF 48.55 KB)

Open PDF file, 46.74 KB, 2002-02 Optional Enrollment Periods Pursuant to CMS Mandate (English, PDF 46.74 KB)

Open PDF file, 42.7 KB, 2002-01 Requiring Massachusetts' Drivers' Licenses (English, PDF 42.7 KB)

Year 2001 Bulletins

Open PDF file, 58.17 KB, 2001-20 Economic Growth and Tax Relief Reconciliation Act of 2001 Required Changes To Retirement Plans (English, PDF 58.17 KB)

Open PDF file, 46.18 KB, 2001-19 Persons Eligible for Federally Required Medicare Supplement Open Enrollment Period (English, PDF 46.18 KB)

Open PDF file, 89.67 KB, 2001-18 Federally Required Medicare Supplement Open Enrollment Period (English, PDF 89.67 KB)

Open PDF file, 76.51 KB, 2001-17 Minimum Requirements for Terrorism Exclusions to be Applied to Regulated Property/Casualty Insurance Policies (English, PDF 76.51 KB)

Open PDF file, 100.78 KB, 2001-16 HLA Testing (English, PDF 100.78 KB)

Open PDF file, 716.17 KB, 2001-15 November 2001 Addendum to '2001 Guide to Health Insurance for People with Medicare' (English, PDF 716.17 KB)

Open PDF file, 66.67 KB, 2001-14 The Federal Violent Crime Control and Law Enforcement Act of 1994 (English, PDF 66.67 KB)

Open PDF file, 31.62 KB, 2001-13 Executive Order Blocking Property and Prohibiting Transactions with Persons Who Permit, Threaten to Commit, or Support Terrorism (English, PDF 31.62 KB)

Open PDF file, 214.75 KB, 2001-12 Use of Affidavit in Lieu of a Death Certificate with Respect to Life Insurance Claims Arising out of the Tragic Events of September 11, 2001 (English, PDF 214.75 KB)

Open PDF file, 32.87 KB, 2001-11 Credit Insurance Sold by Motor Vehicle Dealers (English, PDF 32.87 KB)

Open PDF file, 118.22 KB, 2001-10 Certain Issues Regarding Managed Care Plans and Internal and External Review Procedures (English, PDF 118.22 KB)

Open PDF file, 898.9 KB, 2001-09 Addendum to '2001 Guide to Health Insurance for People with Medicare' (English, PDF 898.9 KB)

Open PDF file, 102.35 KB, 2001-08 Nongroup Health Insurance Open Enrollment Periods (English, PDF 102.35 KB)

Open PDF file, 61.73 KB, 2001-07 Life Insurers' Obligations Regarding Investigation and Settlement of Claims and Other Search Obligations (English, PDF 61.73 KB)

Open PDF file, 34.4 KB, 2001-06 Checklist for Property and Casualty filings (English, PDF 34.4 KB)

Open PDF file, 39.46 KB, 2001-05 Forms Submitted For Approval, Pursuant to Chapter 175, Section 2B (English, PDF 39.46 KB)

Open PDF file, 74.26 KB, 2001-04 Human Leukocyte Antigen Testing for Certain Individuals and Patients (English, PDF 74.26 KB)

Open PDF file, 44.05 KB, 2001-03 Costs Arising from Speech, Hearing and Language Disorders (English, PDF 44.05 KB)

Open PDF file, 58.48 KB, 2001-02 Internet Practices (English, PDF 58.48 KB)

Open PDF file, 51.54 KB, 2001-01 New Requirements Regarding Viatical Settlement Agreements (English, PDF 51.54 KB)

Year 2000 and Prior

DOI Bulletins 2000 and prior

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