Regulation

Regulation  211 CMR 34.00: The replacement of life insurance and annuities

Date: 07/09/2004
Organization: Division of Insurance
Regulatory Authority: MGL c. 175, § 204
Official Version: Purchase the official print version

211 CMR 34.00: (1) Regulates the activities of insurers, agents and brokers with respect to the replacement of existing life insurance and annuities. (2) Protects the interests of life insurance and annuity purchasers by establishing minimum standards of conduct to be observed in replacement transactions by: (a) Assuring that purchasers receive information with which a decision can be made in his or her own best interest: (b) Reducing the opportunity for misrepresentation and incomplete disclosures; and (c) Establishing penalties for failure to comply with requirements of 211 CMR 34.00.

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