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Merit Rating Board (MRB)

The Merit Rating Board (MRB) maintains operator driving records consisting of traffic law violations, at-fault and comprehensive insurance claim records, and out-of-state driving records.

The Merit Rating Board's primary mission is to maintain and update individual driving records and to report this information to Massachusetts auto insurers and other government agencies involved in transportation and public safety. The MRB also administers the Safe Driver Insurance Plan (SDIP).