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Mass. General Laws c.175, §§ 1-46B

Insurance

This page links to an unofficial version of each section of G.L. c. 175, §§ 1-46B. Please note that sections that appear missing have been either reserved for future use or repealed.

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§ 1 Definitions

Amended by St.2022, c.177, § 49, effective November 8, 2022

§ 2 Insurance contract; definition
§ 2A Reinsurance contracts; status
§ 2B Readability of policy form; definition; approval; actions based on language
§ 2C Unlawful language in a policy of property and casualty insurance regarding public insurance adjusters

Added by St. 2026, c. 187, § 1, effective November 5, 2026

§ 3 Unauthorized insurance, annuity or variable annuity contracts; prohibition
§ 3A Administration and enforcement of insurance laws by commissioner of insurance; report of violations
§ 3B Action for injunction restraining violations of chapter
§ 3C Promulgation of regulations defining certain terms relating to medical insurance
§ 4 Examination of companies
§ 4A Provision of data to commissioner by homeowners insurers and joint underwriting association; access to confidential data; annual report to general court
§ 4B Annual report to commissioner of cancellations and non-renewals of homeowners policies
§ 4C Nondiscrimination in provision, renewal, or cancellation of homeowners insurance
§ 4D Coverage to be made available to residential owners for release of heating oil
§ 4E Refusal to issue or renew private passenger motor vehicle insurance policy based on credit information prohibited
§ 4F Liability insurance and notice requirements for operators of short-term rentals and hosting platforms
§ 4G Verification of applicant driving history prior to issuing private passenger motor vehicle insurance policy
§ 5 Revocation or suspension of license of foreign company; grounds; notice; appeal
§ 6 Injunction and appointment of receiver for domestic company; grounds
§ 8A Summoning of witnesses
§ 9 Computation of reserve liability or net value of life company with respect to policies or contracts
§ 9 1/2 Valuation of reserve liabilities for outstanding insurance policies and annuity and pure endowment contracts
§ 9A Computation of claim fluctuation reserve of domestic life insurance company
§ 9B Annual actuary opinion
§ 9B 1/2 Submission of opinion by appointed actuary as to adequacy of reserves and related actuarial items held in support of outstanding insurance contracts
§ 10 Liability of company other than life company and health maintenance organization upon its contracts of insurance
§ 11 Computation of assets and liabilities
§ 11A Valuation of investments
§ 12 Computation of reserve required of liability company
§ 14 Charges and fees
§ 14A Committee on Valuation of Securities of National Association of Insurance Commissioners; assessment of expenses
§ 16 Record of proceedings; certified copies
§ 17 Annual report to the general court
§ 18 Conduct of business in corporate name; publication of assets and liabilities
§ 19A Merger or consolidation; domestic corporations
§ 19B Merger or consolidation; formation of foreign corporation
§ 19C Merger or consolidation; rights of minority stockholders
§ 19D Conversion from stock to mutual company
§ 19E Conversion from mutual to stock company
§ 19F Reorganization as domestic stock insurer owned by mutual holding company
§ 19G Definitions applicable to Secs. 19F to 19W
§ 19H Plan of reorganization; public hearing; approval of plan; meeting
§ 19I Receipt of fee, commission or valuable consideration for aiding, promoting or assisting in reorganization
§ 19J Withdrawal or amendment of plan of reorganization
§ 19K Issuance of certificate of authority to reorganized insurer; approval of articles of organization; status upon effective date of plan; rights of members
§ 19L Actions concerning plan or proposed plan of reorganization or plan amendment or proposed plan amendment
§ 19M Amendment of amended articles of organization or plan of reorganization upon effective date; vote
§ 19N Continued use of word ''mutual'' in name of reorganized insurer
§ 19O Transfer of assets and liabilities of reorganized insurer
§ 19P First offer of voting stock after effective date of plan of reorganization; application
§ 19Q Mutual life insurer as reorganizing insurer; establishment of closed block or alternate method for protection of existing policyholders' contractual rights
§ 19R Additional requirements applicable to reorganizing insurers, intermediate stock holding companies and mutual holding companies
§ 19S Merger or consolidation of two or more mutual holding companies; written agreement of terms and conditions; pending actions, obligations and liabilities
§ 19T Domestic mutual insurance company reorganizing with existing domestic or foreign mutual holding company; terms and conditions
§ 19U Conversion of domestic mutual holding company into domestic stock corporation
§ 19V Transactions entered into by mutual insurers for purpose of avoiding total gross investment income earned excise
§ 19W Promulgation of regulations
§ 19X Disclosure by mutual companies of compensation paid to executive officers and directors
§ 20 Reinsurance
§ 20A Credit for reinsurance; requirements
§ 21 Limitation of amount insured in single risk; penalty
§ 22 Unauthorized policy provisions; effect

Amended by St.2022, c.144, §§ 72-73, effective March 1, 2023

§ 22A Combination of hazards; approval
§ 22B Waivers of provisions of this chapter; prohibition; penalty
§ 22C Cancellation of motor vehicle policies
§ 22D Statement of reasons for cancellation; liability
§ 22E Refusal to issue, renew or execute motor vehicle liability policy or bond
§ 22H Refusal to issue or renew motor vehicle liability policies or bonds; suspension of license; public hearings; definitions
§ 22I Amounts received in settlement of claims retained for unpaid premiums
§ 23 Life company; impairment of funds; issuance of policies; penalty
§ 23A Certain occurrences affecting insurance companies; notice to commissioner
§ 24 Life insurance policies; accidental death, disability benefits; approval
§ 24A Refusal to issue policy or limits on coverages based on sex of insured; prohibition
§ 24B Modification in covered services or payments; prior notice of modification; contents of notices
§ 24D Lump sum insurance payments; exchange of claimant information between IV-D agency and insurance companies; withholding of past-due child support subject to lien
§ 24E Duty to assist recovery of public benefits; denial of claims; penalties; electronic access; wrongful use; emergencies
§ 24F Duty to exchange information with department of revenue; definitions; penalties for failure to exchange information; exceptions
§ 25 Annual statements; form; contents
§ 25A Workers' compensation providers; annual reports; contents
§ 26 Failure to make and file annual statements; penalty
§ 27 Annual statements; inclusion of schedule of claims made subject of suits
§ 28 Undue delay or litigation of claims; commissioner's report to general court
§ 29 Companies subject to this chapter
§ 30 Applicability of other laws to certain domestic companies; ''stockholder'' defined
§ 31 Continuation of certain domestic companies
§ 31A Domestic companies formed by special acts; extension of territorial limits
§ 32 Commencement of domestic company business; certificate; conditions precedent
§ 33 Policies and endorsements; signatures; facsimile
§ 34 Home office; change of address; perjury
§ 35 Salaries of officers, trustees or directors of domestic company; authorization; limitations
§ 36 Pension for domestic company employees
§ 36A Agents and agency employees; retirement or insurance benefits
§ 36B Health and accident insurance companies; employees insurance benefits
§ 37 Vouchers for disbursements
§ 37A Relief fund contributions by domestic company; charitable, scientific or educational contributions
§ 44 Failure of domestic company to timely commence business; organization under special act; withdrawal from insurance business and continuance as business corporation
§ 45 Unauthorized agencies; penalty
§ 46 Insolvent domestic companies; preference of claims for unpaid losses
§ 46A Insolvent domestic workers' compensation insurer; preference of claims for unpaid losses under workers' compensation policies
§ 46B By-laws of domestic insurance companies; filings

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