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Mass. General Laws c.175, §§ 47-93F

Insurance

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§ 47 Purposes for which companies may be incorporated under this chapter 
§ 47A Businesses in which domestic insurance company may engage 
§ 47B Mental health benefits; biologically-based mental disorders; mental disorders of rape victims; non-biologically-based mental disorders of children and adolescents under age 19 

Amended by St.2022, c.177, § 50, effective November 8, 2022

§ 47C Dependent coverage for newborn infants or adoptive children; inclusion in policies of accident and sickness insurance 
§ 47D Cardiac rehabilitation expense benefits 
§ 47E Certified nurse midwife services benefits 
§ 47F Prenatal, childbirth and postpartum care benefits; minimum coverage for in-patient care 

Amended by St.2022, c.127, §§ 21-22, effective July 29, 2022

§ 47G Cytologic screening and mammographic examination expense benefits 
§ 47H Infertility, pregnancy-related benefits 
§ 47I Nonprescription enteral formulas for home use 
§ 47J Standardized claim form 
§ 47K Off-label drug use; cancer treatment 
§ 47L Off-label drug use; cancer; review panel 
§ 47N Items medically necessary for diagnosis and treatment of diabetes 
§ 47O HIV/AIDS treatment; insurance coverage for certain off-label use of prescription drugs 
§ 47P Off-label use of prescription drugs for HIV/AIDS treatment; advisory panel 
§ 47Q Insurance benefits for services rendered by nurse anesthetists and nurse practitioners 
§ 47R Accident and sickness insurance benefits for bone marrow transplants 
§ 47S Accident and sickness insurance benefits for licensed hospice services 
§ 47T Scalp hair prostheses necessary due to cancer or leukemia treatment 
§ 47U Emergency services provided to insureds for emergency medical conditions 
§ 47V Coverage for human leukocyte or histocompatibility locus antigen testing 
§ 47W Outpatient services; hormone replacement therapy for peri and post menopausal women; contraceptive services; approved prescription contraceptive drugs or devises; exception 

Amended by St.2017, c. 120, § 3, effective November 20, 2017

§ 47X Diagnosis and treatment of speech, hearing and language disorders 
§ 47Y Coverage for medically necessary hypodermic syringes or needles 
§ 47Z Coverage for prosthetic devices and repairs 
§ 47AA Coverage for diagnosis and treatment of autism spectrum disorder 
§ 47DD Coverage for orally administered anticancer medications 
§ 47EE Coverage for abuse deterrent opioid drug products 
§ 47FF Preauthorization of substance abuse treatment not to be required 

Amended by St.2018, c. 208, § 79, effective August 9, 2018

§ 47GG Coverage for medically necessary acute treatment and clinical stabilization services 

Amended by St.2018, c. 208, § 80, effective August 9, 2018

§ 47HH Coverage for long-term antibiotic therapy for patients with Lyme disease 
§ 47II Coverage for medical or drug treatments to correct or repair disturbances of body composition caused by HIV associated lipodystrophy syndrome 
§ 47JJ Filling of remaining portion of prescription for covered drug that is a narcotic substance earlier filled in lesser quantity 

Amended by St.2018, c. 208, § 81, effective August 9, 2018

§ 47KK Pain management access plans 

Amended by St.2018, c. 208, § 81, effective August 9, 2018

§ 47LL Coverage for tobacco use cessation counseling and tobacco cessation products 

Added by St.2019, c.133, § 20, effective for contracts and subscription certificates that are delivered, issued or renewed in the commonwealth on or after January 1, 2020

§ 47MM Coverage for health care services delivered via telehealth 

Added by St.2020, c.260, § 47, effective January 1, 2021

§ 47NN Coverage for treatment of pediatric autoimmune neuropsychiatric disorders associated with streptococcal infections and pediatric acute-onset neuropsychiatric syndrome 

Added by St.2020, c.260, § 47, for contracts that take effect or are renewed on or after January 1, 2022

§ 47PP Coverage for prescription eye drops 

Added by St.2021, c.29, § 20, effective July 1, 2021

§ 47QQ Accident and sickness insurance coverage for mental health and substance use disorder services delivered through the psychiatric collaborative care model 

Added by St.2022, c.177, § 51, effective November 8, 2022

§ 47RR Individual policies of accident and sickness insurance; provision of benefits on a nondiscriminatory basis 

Added by St.2022, c.177, § 51, effective November 8, 2022

§ 47SS Provision of insurance coverage for mental health and community-based acute treatment; no requirement for preauthorization before treatment 

Added by St.2022, c.177, § 51, effective November 8, 2022

§ 47TT Provision of annual mental health wellness examinations; guidelines 

Added by St.2022, c.177, § 51, effective November 8, 2022

§ 47UU Federally-defined preventive services; coverage 

Added by St.2023, c.28, § 56, effective July 1, 2023.

§ 48 Stock companies; formation; capital; stock; options; promoter defined 
§ 48A Mutual companies; formation; capital and surplus 
§ 49 Formation of corporation 
§ 49A Domestic insurers; requirements; transfer of domicile 
§ 50 Stock companies; amendment of articles of organization 
§ 50A Mutual companies; amendment of articles of organization 
§ 50B Amendment of articles of organization; submission; approval; filing; effective date 
§ 51 Domestic stock companies; kinds of business that may be transacted; power to combine 
§ 54 Domestic mutual companies; kinds of business that may be transacted; power to combine 
§ 54A Domestic companies; risks and hazards in other states 
§ 54B Reinsurance of risks; exceptions 
§ 54C Motor vehicle insurance 
§ 54D Personal property floater 
§ 54E Dwelling houses; comprehensive and medical coverages 
§ 54F Commercial property, goods in storage or transit, and other merchandise or equipment; coverage by certain companies in fire insurance policies 
§ 54G Reinsurance or pooling of risks by life insurance companies; regulations; approval and certificate; restrictions 
§ 55 Continuation of mutual companies organized to transact employers' liability insurance or steam boiler insurance 
§ 56 Fraternal societies; reincorporation 
§ 57 Domestic stock companies; directors; quorum 
§ 58 Domestic stock companies; duties of directors 
§ 59 Domestic stock companies; president and secretary; duties; records; inspection 
§ 60 Domestic stock companies; bonds of officers 
§ 62 Domestic stock companies; liability of officers 
§ 63 Capital and reserve; payment; investment 
§ 63A Limitation on acquisition of or investment in medium grade or lower grade obligations 
§ 64 Investments 
§ 65 Investment in loans upon mortgages 
§ 66 Life companies; investments 
§ 66A Life companies; acquisition of housing projects; limitations 
§ 66B Life companies; acquisition of realty; limitations 
§ 66C Life companies; investment in stock of insurance companies 
§ 66D Life companies; investment in and acquisition of stock of subsidiary corporations 
§ 66E Life companies; investment in limited partnership interests 
§ 66F Acquisition of interest in limited liability company by domestic life company 
§ 67 Life companies; charter limitations on investments; exception 
§ 68 Unauthorized investments; disposition 
§ 69 Impaired capital; assessment; effect of non-compliance with commissioner; order 
§ 70 Increase of stated capital 
§ 71 Reduction of stated capital 
§ 72 Dividends 
§ 73 Mutual fire companies; solicitation of business; issuance of policies; restrictions; penalties 
§ 74 Mutual fire companies; further insurance by certain companies; certificates 
§ 75 Mutual fire companies; underwriters; compensation 
§ 76 Mutual fire companies; members; annual meetings; voting rights 
§ 77 Mutual fire companies; directors 
§ 78 Mutual fire companies; laws applicable; records; perjury; inspection; jurisdiction 
§ 79 Mutual fire companies; guaranty capital; dividends; retirement 
§ 80 Mutual fire companies; dividends; accumulated profits 
§ 81 Mutual fire companies; premiums; contingent liability 
§ 82 Mutual fire companies; power of certain companies to take deposit notes 
§ 83 Mutual fire companies; assessments 
§ 84 Mutual fire companies; review or order of assessment by supreme judicial court 
§ 85 Mutual fire companies; penalty for guaranty against assessments; personal liability of officers 
§ 85A Mutual fire companies; non-assessable policies; issuance 
§ 86 Mutual marine companies; subscribers; losses; dividends; redemption fund 
§ 88 Mutual marine companies; applicability of Secs. 76, 77 and 78 
§ 89 Mutual marine companies; liability of president or director 
§ 90 Provisions relating to mutual fire companies applicable to other mutual companies 
§ 90A Policies; issuance by mutual fire and marine and automobile companies; conditions precedent 
§ 90B Policies; issuance by mutual fidelity and corporate surety companies; guaranty capital; members 
§ 90C Guaranty fund; creation in lieu of guaranty capital by certain mutual companies 
§ 92 Mutual boiler companies; issuance of policies 
§ 93 Mutual liability companies; issuance of policies 
§ 93A Miscellaneous mutual companies; issuance of policies 
§ 93B Mutual surety, liability and casualty companies; issuance of policies; condition precedent 
§ 93C Mutual surety, liability and casualty companies; guaranty fund; establishment 
§ 93D Mutual surety, liability and casualty companies; impairment of guaranty capital or decrease in business; effect 
§ 93E Mutual life, liability and casualty companies; issuance of policies; dividends 
§ 93F Non-assessable policies; issuance 

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