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Massachusetts law about insurance

A compilation of laws, regulations, and web sources on insurance law in general.

Table of Contents

Massachusetts laws

MGL c.175 Insurance. Recently amended sections:

  • §1 Definitions
  • §108 Accident and health insurance policies; commissioner's approval; contents

MGL c.175A Insurance rates

MGL c.176D Unfair and deceptive acts and practices in insurance

Massachusetts regulations

211 CMR Insurance 

Federal laws

15 USC c.20 Gives states the right to regulate insurance

Selected case law

Commerce Insurance v. Szafarowicz, 483 Mass. 247 (2019)
An insurer, who had defended under a reservation of rights and contested the judgment, was only bound by a settlement/assignment agreement reached in the underlying case if the agreement was found to be reasonable under the totality of the circumstances.

Green Mountain Insurance Co. v. Wakelin, 484 Mass. 222 (2020)
Discusses the meaning of "arising out of a premises" property insurance exclusion.

Rawan v. Continental Insurance Co., 483 Mass. 654 (2019)
Consent-to-settle clauses in professional liability insurance policies are legal, but when the insured refuses to settle, the insurer still owes some duties to a third-party claimant.

Agency

Web sources

Consumer information: everything you need to know about insurance, Massachusetts Division of Insurance (DOI) 
Links to sources of information on all types of insurance, including more esoteric topics like pet insurance, wedding insurance, and more

DOI Bulletin 2007-15: Written Notice to Claimants of Payment of Claims in Third Party Settlements
Insurance companies are directed to notify clients when payment of settlement of $5000 or more has been made to the client's attorney. 

Print sources

Contact

Phone

Within Massachusetts only

Within Massachusetts only

Online

Reference librarians online Chat with a law librarian 
Reference librarians via email masslawlib@gmail.com

Address

Administrative office (no law library at this location)
2 Center Plaza
9th Floor
Boston, MA 02108
Last updated: June 23, 2020
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